(Paper) SBI Clerk Exam Paper - 2014
:: ENGLISH LANGUAGE ::
Directions (41 – 45): In the following questions, each sentence has two
blanks; each blank indicating that something has been omitted. Choose the set of
words for the blanks which best fits the meaning of the sentence as a whole.
41. An analysis of booking data ……….. by online travel portal has shown 40
per cent of city residents ………… for hill stations for weekend breaks.
1) conduct, opted
2) conducted, opt
3) given, opted
4) collected, opted
5) conducted, chose
42. Mobile operators are allowed to ……….. network infrastructure like
cellphone towers, which has ……….. them reduce cost, but not air waves.
1) sharing, helping
2) shared, helped
3) share, help
4) collect, helped
5) collect, helped
43. I ……….. a friend named Ankur who ……….. a horse ranch in the city.
1) have, owns
2) got, sells
3) need, holds
4) possess, runs
5) has, buys
44. Traffic was ……….. on the express way on Saturday as local residents ………..
1) disturbed, blocked
2) disrupted, blocked
3) blocked, stopped
4) jammed, block
5) disrupting, blockage
45. The incident ……….. place when the victim asked a ……….. of youths for
1) had, group
2) take, group
3) took, group
4) took, herd
5) was taken, group
Directions (46 – 50): Read each sentence to find out whether there is any
grammatical error or idiomatic error in it. The error, if any, will be in one
part of the sentence. The number of that part is the answer. If there is ‘No
error’ the answer is (5). (Ignore errors of punctuation if any)
46. Earlier this year (1)/ some foreign nations (2)/ was caught (3)/ bringing
in drugs in shoe cavity. (4)/ No Error (5).
47. Our country looks all set to throw open (1)/ its door to foreign
investors in infrastructure, (2)/ as the nation seeks to help (3)/ improved the
creaky transportation facility. (4)/ No Error (5).
48. The company holds (1)/ the patent of the technology (2)/ which enable
them to extract (3)/ precious metals from e-waste. (4)/ No Error (5).
49. It was strange (1)/ when people started (2)/ congratulate me (3)/ on
completion of my dissertation. (4)/ No Error (5).
50. Business confidence is by the upswing (1)/ as companies are betting (2)/
on a turnaround in the economy (3)/ and improvement in the investment. (4)/ No
Directions (51 – 55): In the following questions, a sentence/ apart of
the sentence is printed in bold. Below are given alternatives to the bold
sentence/ part of the sentence at (1), (2), (3) and (4) which may improve the
sentence. Choose the correct alternative. In case no improvement is needed, your
answer is (5).
51. Traders and Mandi Market Committees are not threatening by the
Government’s move to override the APMC laws.
3) over powered
5) No Correction required
52. Indian firms are benefit strongly from the surge in mergers and
acquisitions and amid heightened activity thanks to the business optimism
generated by new government.
1) benefiting weakly
2) benefiting strongly
3) benefited weakly
4) feeling strongly
5) No correction required
53. Inspire scoring very high in the examination, Suresh failed to secure
admission in the college of his choice.
5) No correction required
54. The commerce aircraft manufacturing business is a rarefied zone.
5) No Correction required
55. Signs that the Indican Economy is readying to became research basis are
every where, and come from both the government and the private sector.
1) became researches basis
2) to became research basis
3) for becoming research basis
4) to become research based
5) No correction required
Directions (56 – 60): Rearrange the following six sentences/ group of
sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to form a
meaningful paragraph; then answer the questions given below them.
A) All the labourers and the soldiers turned around and saw a hut just a few
steps away from the palace gate.
B) Then suddenly his eyes fell on something and he shouted, “What is that? I did
not see that before”.
C) Before inviting the King to see the palace, the minister decided to take a
final look. “Splended!” the minister exclaimed, looking at the palace.
D) Many labourers were put to work and in a few days the palace was ready.
E) Once, Veer decided to build a apace on a river bank and ordered his ministers
to survey the site and start the construction.
F) King Veer was known for his justice and kindness in whose kingdom, everyone
was leading a happy and content life and his people loved him and were proud of
56. Which of the following sentences should be the FIRST sentence after
57. Which of the following sentences should be the SECOND sentence after
58. Which of the following sentences should be the FOURTH sentence after
59. Which of the following sentences should be the THIRD sentence after
57. Which of the following sentences should be the LAST sentence after
Directions (61 – 70): In the following passage there are blanks, each of
which has been numbered. These numbers are printed below the passage, against
each, five words are suggested, one of which fits the blank appropriately. Find
out the appropriate word in each case.
The assessment of humanity’s …(61) … in the next 100 years, which has taken 21
months to complete, argues strongly that to achieve long and healthy lives for
all 9 billion people …(62) … to be living in 2050, the twin issues of population
and …(63) … must be pushed to the top of political and economic agenda. Both
issues have been largely …(64) …by politicians and played down by environment
and development for 20 years. “The number of people living on the planet has
never been higher, their levels of consumption are …(65) …and vast changes are
taking place in the environment. We …(66) … choose to rebalance the use of
resources …(67) … a more egalitarian pattern of consumption… or we can choose to
do nothing and to …(68) … into a downward spiral of economic and environmental
ills …(69) …to a more unequal and in hospitable future.
At today’s rate of population increase developing countries will have to build
the equivalent of a city of a million people every five days from now to 2050,
says the report. “Global population growth is …(70) …for the next few decades.
By 2050, it is projected that today’s population of 7 billion will have grown by
2.3 billion, the equivalent of new China and an India”.
61. 1) prospective 2) perception 3) prospects 4) aims 5) prospecting
62. 1) expect 2) expecting 3) expectation 4) expected 5) aspirations
63. 1) consumption 2) resumption 3) revamp 4) reconstruction 5) expenditure
64. 1) ignoring 2) ignored 3) cared 4) attended 5) attention
65. 1) unprecedented 2) limited 3) useful 4) surprised 5) amazed
66. 1) would have 2) should be 3) can 4) are 5) have
67. 1) to 2) by 3) for 4) with 5) walk
68. 1) drifted 2) drift 3) flew 4) flowing 5) walk
69. 1) led 2) held 3) leading 4) going 5) doing
70. 1) evitable 2) inevitable 3) inevitably 4) viable 5) dispensable
Directions (71 – 80): Read the following passage carefully and answer the
questions given below it. Certain words/phrases have been printed in bold to
help you locate them while answering some of the questions.
During the last few years, a lot of hype has been heaped on the BRICS (Brazil,
Russia, India, China and South Africa). With their large populations and
rapidgrowth, these countries, so the argument goes, will soon become some of the
largest economies in the world and, in the case of China, the largest of all by
as early as 2020. But the BRICS, as well as many other emerging-market
economies-have recently experienced a sharp economic slowdown. So, is the
Brazil’s GDP grew by only 1% last year, and may not grow by more than 2% this
year, with its potential growth barely above 3%. Russia’s economy may grow by
barely 2% this year, with potential growth also at around 3%, despite oil prices
being around $ 100 a barrel. India had a couple of years of strong growth
recently (11.2% in 2010 and 7.7% in 2011) but slowed to 4% in 2013. China’s
economy grew by 10% a year for the last year and risks a hard landing. And South
Africa grew by only 2.5% also year and may not grow faster than 2% this year.
Many other previously fast growing emerging market economies for example.
Turkey, Argentina, Poland, Hungary and many in Central and Eastern Europe – are
experiencing a similar slow down. So, what is ailing the BRICS and other
First, most emerging-market economies were overheating in 2010-11, with growth
above potential and inflation rising and exceeding targets. Many of them thus
tightened monetary policy in 2011, with consequences for growth in 2012 that
have carried over into this year.
Second, the idea that emerging-market economies could fully decouple from
economic weakness in advanced economies was farfetched: recession in the
eurozone, near-recession in the United Kingdom and Japan in 2011-2012, and show
economic growth in the United States were always likely to affect
emerging-market performance negatively -via trade, financial links, and investor
confidence. For example, the ongoing eurozone downturn has hurt Turkey and
emerging-market economies in Central and Eastern Europe, owing to trade links.
Third, most BRICS and a few other emerging markets have moved toward a variant
of state capitalism. This implies a slowdown in reforms that increase the
private sectors productivity and economic share, together with a greater
economic role for state-owned enterprises (and for state-owned banks in the
allocation of credit and savings), as well as resource nationalism, trade
protectionism, import substitution industrialisation polices, and imposition of
This approach may have worked at earlier stages of development and when the
global financial crisis caused private spending to fall; but it is now
distorting economic activity and depressing potential growth. Indeed, China’s
slowdown reflects an economic model that is, as former Premier Wen Jiabao put
it, “unstable, unbalanced, uncoordinated, and unsustainable”, and that now is
adversely affecting growth in emerging Asia and in commodity-exporting emerging
markets from Asia to Latin America and Africa. The risk that China will
experience a hard landing in the next two years may further hurt many emerging
Fourth, the commodity super-cycle that helped Brazil, Russia, South Africa and
many other commodity-exporting emerging markets may be over. Indeed, a boom
would be difficult to sustain, given China’s slowdown, higher investment in
energy-saving technologies, less emphasis on capital and resource-oriented
growth models around the world, and the delayed increase in supply that high
prices induced. The fifth, and most recent, factor is the US Federal Reserve’s
signals that it might end its policy of quantitative easing earlier than
expected, and its hints of an eventual exit from zero interest rates, both of
which have caused turbulence in emerging economies’ financial markets. Even
before the Fed’s signals, emerging-market equities and commodities had
underperformed this year, owing to China’s slowdown. Since then, emerging-market
currencies and fixed-income securities (government and corporate bonds) have
taken a hit. The era of cheap or zero-interest money that led to a wall of
liquidity chasing high yields and assets – equities, bonds, currencies, and
commodities – in emerging markets is drawing to a close.
Finally, while many emerging market economies tend to run current-account
surpluses, a growing number of them – including Turkey, South Africa, Brazil and
India are running deficits. And these deficits are now being financed in risker
ways: more debt than equity: more short-term debt that long-term debt; more
foreign-currency debt than local-currency debt; and more financing from fickle
cross-border interbank flows.
These countries share other weaknesses as well: excessive fiscal deficits,
above-target inflation, and stability risk (reflected not only in the recent
political turmoil in Brazil and Turkey, but also in South Africa’s labour strife
and India’s political and electrocal uncertainties). The need to finance the
external deficit and to avoid excessive depreciation (and even higher inflation)
calls for raising policy rates or keeping them on hold at high levels. But
monetary tightening would weaken already-slow growth. Thus, emerging economies
with large twin deficits and other macroeconomic fragilities may experience
further downward pressure on their financial markets and growth rates.
These factors explain why growth in most BRICS and many other emerging markets
has slowed sharply. Some factors are cyclical, but others -state capitalism, the
risk of a hard landing in China, the end of the commodity super-cycle are more
structural. Thus, many emerging markets’ growth rates in the next decade may be
lower than in the last – as may the outsize returns that investors realised from
these economies’ financial assets (currencies, equities, bonds and commodities).
Of course, some of the better managed emerging-market economies will
continue to experience rapid growth and asset outperformance. But many of the
BRICS, along with some other emerging economies, may hit a thick wall, with
growth and financial markets taking a serious beating.
71. Which of the following statement(s) is/are true as per the given
information in the passage?
A) Brazil’s GDP grew by only 1% last year, and is expected to grow by
approximately 2% this year.
B) China’s economy grew by 10% a year for the last three decades but slowed to
7.8% last year.
C) BRICS is a group of nations – Brazil, Russia, India, China and South Africa.
1) Only A
2) Both A and B
3) Both B and C
4) Both A and C
5) All A, B and C
72. Which of the following statements is not true in the context of the given
information in the passage?
1) Russia’s economy may grow barely 2% this year, with potential growth also at
2) The ongoing eurozone downturn has hurt Turkey and emerging market economies
in Central and Eastern Europe, owing to trade links.
3) Most emerging-market economies were overheating in 2010-11, with growth above
potential and inflation rising and exceeding targets.
4) Most BRICS and a few other emerging markets have moved toward a variant of
5) None of these
73. What should be the most appropriate title of the passage in your opinion?
1) Flourishing BRICS and Ailing Emerging Markets
2) Ailing BRICS and other Emerging Markets
3) Slowdown of Global Economy
4) China and World Economy
5) None of these
74. Which of the following is not a factor responsible for economic slowdown
in BRICS and others emerging-market economies as cited by the writer of the
1) Slow economic growth in the United States, recession in the eurozone, near
recession in the United Kingdom and Japan in 2011-2012.
2) The commodity super cycle that helped Brazil, Russia, South Africa etc. may
3) The US Federal Reserve’s signal that it might and its policy of quantitative
easing earlier than expected.
4) A growing number of emerging-market economies are running deficits are being
financed in risker ways.
5) Stable,balanced, co-ordinated and sustainable growth.
75. The need to finance the external deficit and to avoid excessive
depreciation in emerging markets calls for
1) raising policy rates
2) keeping policy rates on hold at high levels
3) Either (1) or (2)
4) Tightening monetary policy
5) None of them
Directions (76 – 78): Choose the word/ group of words which is most
similar in meaning to the world group of words printed in bold as used in the
77. Take a serious beating
1) to be difficult to do
2) to be easy to do
3) a very heavy defeat
4) to be better
5) to take lead
1) sudden changes
2) turf war
Directions (79 – 80): Choose the word/ group of words which is most
opposite in meaning to the word/ group of words printed in bold as used in the
3) often changing
1) very sad