Model Questions for IBPS PO PRELIM Exam : Reasoning Set-33

Directions: Below in each question are given two statements (a) and (b). These statements may be either independent causes or may be effects of independent causes.
One of these statements may be the effect of the other statement. Read both the statements and decide which of the following answer choices correctly depicts the relationship between these two statements mark answer

(1) if statements (a) is the cause and statement (b) is its effect.
(2) if statement (b) is the cause and statement (a) is its effect.
(3) if both the statements (a) and (b) are independent causes.
(4) if both the statements (a) and (b) are effects of independent causes.
(5) if both the statements are effects of some common cause.

1. (a) The committee appointed by the Government on the fee structure of the professional courses has drastically reduced the fees of various courses in comparison to those charged in the last year.

    (b) The parents of aspiring students seeking admission to professional courses had launched a severe agitation protesting against the high fees charged by the professional institutes and the admission process was delayed considerably.

2.  (a) The farmers have decided against selling their Kharif crops to the Government agencies.

     (b)The Government has reduced the procurement price of Kharif crops starting from last month to the next six months.

3. (a) The Reserve Bank of India has recently put restrictions on few small banks in the country.

    (b)The small banks in the private and cooperative sector in India are not in a position to withstand the competitions of the bigger banks in the public sector.

4. (a) The performance of Indian sportspersons in the recently held Olympics could not reach the level of expectation the country had on them.

    (b)The performance of Indian sports persons in the last Asian games was far better than any previous games.

5. (a) Large number of people living in the low lying areas have been evacuated during the last few days to safer places.

    (b)The Government has rushed in relief supplies to the people living in the affected areas,

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SBI PO Exam Final Result 2017

Recruitment of Probationary Officers in State Bank of India

(Advt. No. CRPD/PO/2016-17/19 dated 06-02-2017)

FINAL RESULT

(Main Examination held on 04th June, 2017)

Courtesy : SBI

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Model Questions for IBPS PO PRELIM Exam : Quantitative Aptitude Set-32

1. If 2x + 3y = 34 and = , then 5y + 7x = ?

(1) 81
(2) 75
(3) 78
(4) 85
(5) None of these

2. Which of the following will come in place of both the question marks(?) in the following equation?
= 1

(1) 7
(2) 6
(3) 8
(4) 4
(5) 3

3. The digit in the units place of a number is equal to the digit in the tens place of half of that number and the digit in the tens place of that number is less than the digit in units place of half of the number by 1. If the sum of the digits of the number is seven, then what is the number?

(1) 52
(2) 16
(3) 34
(4) Data inadequate
(5) None of these

4. Income of two companies A and B are in the ratio of 5 : 8. Had the income of company A been more by Rs. 25 lakh, the ratio of their incomes would have been 5 : 4. What is the income of company B?

(1) Rs. 80 lakh
(2) Rs. 50 lakh
(3) Rs. 40 lakh
(4) Rs. 60 lakh
(5) None of these

5. Taps, A, B and C are connected to a water tank and the rate of flow of water is 42 litres/hr, 56 litres/hr and 48 litres/hr respectively. Taps A and B fill the tank while tap C empties the tank. If all the three taps are opened simultaneously, the tank gets completely filled up in 16 hours. What is the capacity of the tank?

(1) 960 litres
(2) 2346 litres
(3) 1600 litres
(4) 800 litres
(5) None of these

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Daily Questions Challenge for IBPS Exams - 24 October 2017

Write and Discuss Your Answer with Q.No in Comment Box at the Bottom of Post.

Ques 1) Paika Rebellion was lead by

A) Bakshi Jagabandhu Bidyadhara
B) Tantia Tope
C) Subash Chandra Bose
D) Bisoi

Ques 2) Asia-Pacific Economic Cooperation summit (APEC) 2017 took place in

A) China
B) Australia
C) Vietnam
D) Chile

Ques 3) In ecology, Commensalism is where

A) One organism benefits and other unaffected
B) Both organisms gain
C) One organism benefits and other is harmed
D) Both the organisms are harmed

Ques 4) Worlds first 3D bridge opened in

A) Netherlands
B) Japan
C) China
D) Norway

Write and Discuss Your Answer with Q.No in Comment Box at the Bottom of Post

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Model Questions for IBPS PO PRELIM Exam : English Language Set-31

Directions: In each of these questions, two sentences are given. These two sentences are to be combined into a single sentence without changing their meaning. Three probable starters of the combined sentence are given as (A), (B) and (C). Anyone or more or none of them may be correct Find out the correct starter(s) and accordingly select your answer from among the given five answer choices.

1. It is very cold here. You must carry warm clothes with you.

(A) Since you must _______
(B) As it is very ________
(C) If it is very ________

(1) Only A
(2) Only B
(3) Only C
(4) A and C only
(5) B and C only

2. You must sign your railway pass, write your name and age on it. According to the railway authorities, it becomes valid only after that.

(A) To make your railway pass valid, the railway authorities should ________
(B) Without validating’ your railway pass, you cannot sign ______
(C) To validate your railway pass, you must _

(1) Only A
(2) Only B
(3) Only C
(4) A and B only
(5) B and C only

3. The doctor says that Ramesh has lost his immunity. Therefore, he is vulnerable to any disease.

(A) Ramesh’s loss of immunity________
(B) Because of his vulnerability to his________
(C) His vulnerability to any disease________

(1) Only A
(2) Only B
(3) Only C
(4) Only A and C
(5) A and B only

4. How much you speak is less important. What is more important is how relevant you speak.

(A) How relevant you speak is _______
(B) How much you speak is as important __
(C) How relevant you speak is not as important __

(1) Only A
(2) Only B
(3) Only C
(4) Only A and B
(5) None of these

5. You must submit a copy of your ration card. Only then your application for telephone connection will be considered.

(A) Unless you submit ________
(B) Unless your application for _______
(C) Without your application for _______

(l) Only A
(2) Only B
(3) Only C
(4) Only A and B
(5) None of these

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Model Questions for IBPS PO PRELIM Exam : Reasoning Set-30

1. Which of the following is correct?

(1) P is to the immediate right of Q
(2) R is between T and U
(3) Q is to the immediate left of W
(4) U is between W and S
(5) None of these

2. In a certain code ‘RAIL’ is written as ‘KCTN’ and ‘SPEAK’ is written as ‘CGRUM’. How will ‘AVOID’ be written in that code?

(1) FKQXC
(2) KRXCF
(3) KQVCB
(4) KQXCF
(5) None of these

3. How many such pairs of letters are there in the word ‘APPREHENSION’ each of which has as many letters between them in the word as there are between them in the English alphabet?

(1) 4
(2) 5
(3) 6
(4) 7
(5) None of these

4. Four of the following five pairs are alike in a certain way and hence form a group. Which one does not belong to that group?

(1) PARENT: RPBTEO
(2) MOSTLY: SMPYTM
(3) SIMPLE: MSJEPM
(4) MOTHER: TMPRHD
(5) SUNDAY: NSVYOB

5. Four of the following five pairs of alphas and numerals have same relationship between their elements as in the case of the pair MATURELY: 72415863 and hence, form a group. Which one does not belong to the group?

(1) RAMTE : 52748
(2) LETRA : 68452
(3) TYUALE : 431268
(4) MERUTA : 785142
(5) EMUTRA : 671452

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Daily Questions Challenge for IBPS Exams - 21 October 2017

Write and Discuss Your Answer with Q.No in Comment Box at the Bottom of Post.

Ques 1) VittiyaSakshartaAbhiyan (VISAKA)scheme is an intiative of

A) Ministry of Human Resource Development
B) Ministry of Information and Technology
C) Ministry of Home Affairs
D) Ministry of consumer Affairs, Food and Public Distribution

Ques 2) Through Insolvency and Bankruptcy code Who can initiate Insolvency process

A) Creditors
B) Debtors
C) Both A and B
D) Neither A nor B

Ques 3) Syria doesn’t share border with

A) Turkey
B) Iraq
C) Lebanon
D) Saudi Arabia

Model Questions for IBPS PO PRELIM Exam : Quantitative Aptitude Set-29

Direction: In each of the following number series only one number is wrong. If the wrong number is corrected, the series gets established following a certain logic. Below the series a number is given followed by (a), (b), (c), (d) and (f). You have to complete the series following the same logic as in the given series after correcting the wrong number. Now answer the following questions giving the correct values for3 the letter in the questions.

1.   2    3      2     15    76    245   1434
      3  (a)    (b)    (c)    (d)     (e)      (f)

(1) 16
(2) 22
(3) 24
(4) 21
(5) None of these

2.   1    2    8    33    148    740    4626
      3   (a)  (b)   (c)   (d)      (e)       (f)

(1) 156
(2) 164
(3) 168
(4) 152
(5) None of these

3.   2    4.5    11    30    93     312     1136
      1     (a)    (b)   (c)    (d)     (e)        (f)

What will come in place of (b)

(1) 6
(2) 81
(3) 16.75
(4) 18.75
(5) None of these

4.   2    14    18    46    82    176    338
      4    (a)    (b)    (c)   (d)    (e)      (f)

What will come in place of (e)?

(1) 238
(2) 338
(3) 218
(4) 318
(5) None of these

5.   1    3    7    11     21      43    85
      4    (a)  (b)  (c)    (d)     (e)    (f)

What will come in place of (f)?

(1) 275
(2) 279
(3) 277
(4) 273
(5) None of these

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Model Questions for IBPS PO PRELIM Exam : English Language Set-28

Directions: Read the following passage carefully to answer these questions. Certain words are printed in bold to help you locate them while answering some of the questions.

India’s nuclear ambition had been the bone of contention for a very longtime. It was a settled belief in our country that the US began to stress the issue of signing the CTBT only in more recent round of talks when the two countries had come close to an agreement on the other issues, including the CTBT, because it is part of its somewhat browbeating style of doing business, But a moment’s reflection would show that there could be another explanation. In the aftermath of Pokhran-II when tempers had cooled, the US was predisposed to accept our Prime Minister’s repeated assertions that India intended to arm it with nuclear weapons only as a deterrent to a nuclear attack or blackmail.

1. Which of the following statements is FALSE in the context of the passage?

(A) Only because of Pokhran-Il the US had accepted Indian Prime Minister’s assertion about India’s nuclear policy.
(B) The rounds of talks were being held by at least three countries, the US being the mediator.
(C) Indian Prime Minister has assured the world that it would not initiate nuclear attack on any nation.

(1) Only A and C
(2) Only A and B
(3) Only Band C
(4) All the three
(5) None of these

2. The real intention of the US in bringing the nuclear issue to the fore is most probably

(1) to suppress India’s nuclear ambition
(2) to incur the goodwill of India’s enemy
(3) to deter India from going nuclear in a big way
(4) to use it as a negotiation tactic
(5) to underplay the other more important issues

3. The author of the passage thinks that India’s planning of nuclear rearmament is

(1) going to receive a lot of acclaim
(2) appreciated by other countries with few reservations
(3) a matter that irritated most other countries
(4) not considered a deterrent policy by the enemies
(5) None of these

4. Which of the following conclusions can be drawn from the contents of the passage?

(A) India’s possessing nuclear arsenals has frightened some countries.
(B) India is not reluctant to sign the CTBT.
(C) The US wants India to sign the CTBT.

(1) Only A and B
(2) Only B and C
(3) Only A and C
(4) All the three
(5) None of these

5. Which of the following inferences can be drawn from the content of the passage?

(1) Most of the issues discussed between India and the US have reached consensus.
(2) India will not use’ nuclear weapons in any situation.
(3) India will use nuclear weapons to blackmail the enemies.
(4) Before Pokhran-II, tempers of the other countries had not cooled down.
(5) None of these

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Model Questions for IBPS PO PRELIM Exam : Reasoning Set-27

Directions: Study the following arrangement to answer these questions:

G N = 8 L @ C R B 2 5 H # 7 E J $ 4 + V Y 3 6 ? F 9 * M

1. How many such symbols are there in the above arrangement each of the which is either immediately followed by a letter on immediately preceded by a number?

(1) Nil
(2) 3
(3) 4
(4) 2
(5) None of these

2. C @ R L is to 3 6 Y? in the same way as H2 C is to—

(1) J 4 + 3
(2) E 4 + 3
(3) J $ + 3
(4) J 4 + 6
(5) $ 4 + 3

3. Four of the following five are alike in a certain based on their position in the above arrangement and hence, from a group. Which is the one that does not belong to the group?

(1) @ 8 B R
(2) 7 G $ H
(3) 2 B # G
(4) 4 H 3 T
(5) ? 3 * 9

4. How many such letters are there in the above arrangement each of which is either immediately preceded by a number or immediately followed by a symbol?

(1) 2
(2) 3
(3) 4
(4) 5
(5) None of these

5. How many such numbers are there in the above arrangement each of which either immediately preceded by a letter or immediately followed by a symbol?

(1) 4
(2) 2
(3) 3
(4) 5
(5) None of these

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Daily Questions Challenge for IBPS Exams - 17 October 2017

Write and Discuss Your Answer with Q.No in Comment Box at the Bottom of Post.

Ques 1) m.v. Enrica Lexie case was between

A) India and Italy
B) India and Germany
C) Germany and Italy
D) India and Sri Lanka

Ques 2) Whole sale price Index is published by

A) Ministry of Labour
B) Ministry of Commerce and Industry
C) Reserve Bank of India
D) Ministry of Labour

Ques 3) The indigenously built Tejas is a

A) light combat aircraft
B) Submarine
C) Ballistic Missile
D) Stealth ship

Ques 4) India’s first ever Cherry Blossom festival will happen in Which state

A) Jammu and Kashmir
B) Meghalaya
C) Kerala
D) Himachal Pradesh

Daily Questions Challenge for IBPS Exams - 16 October 2017

Write and Discuss Your Answer with Q.No in Comment Box at the Bottom of Post.

Ques 1) Article 300A is related to

A) Right to Property
B) Suits and Proceedings
C) Freedom of Trade, Commerce and intercourses
D) Administrative Tribunals

Model Questions for IBPS PO PRELIM Exam : Quantitative Aptitude Set-26

1. Mr. X, a businessman, had income in the year 1995 such that he earned a profit of 20% on his investment in the business. In the year 1996 his investment was less by Rs. 5000 but still had the same income (Income – Investment + Profit) as that in 1995. Thus the percent profit earned in 1996 increased by 6%. What was his investment in 1995?

(1) Rs. 100000
(2) Rs. 100500
(3) Rs. 105000
(4) Data inadequate
(5) None of these

2. A man starts going for morning walk every day. The distance walked by him on the first day was 2 km. Everyday he walks half of the distance walked on the previous day. What can be the maximum total distance walked by him in his lifetime?

(1) 4 km
(2) 20 km
(3) 8 km
(4) Data inadequate
(5) None of these

3. The strength of a school increases and decreased every alternate year. If starts with increase by 10% and thereafter the percentage of increase/decrease is the same. Which of the following is definitely true about the strength of the school in 2000 s compared to that in 1996?

(1) Increase approximately by 2%
(2) Decrease approximately by 2%
(3) Increase approximately by 20%
(4) Decrease approximately by 20%
(5) None of these

Directions: Answer these questions on the basis of the information given below.

(i) In a class of 80 students the girls and the boys are in the ratio of 3 : 5. The students can speak only Hindi or only English or both Hindi and English.
(ii) The number of boys and the number of girls who can speak only Hindi is equal and each of them is 40% of the total number of girls.
(iii) 10% of the girls can speak both the languages and 58% of the boys can speak only English.

4. How many girls can speak only English?

(1) 12
(2) 29
(3) 18
(4) 15
(5) None of these

5. In all how many boys can speak Hindi?

(1) 12
(2) 9
(3) 24
(4) Data inadequate
(5) None of these

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Model Questions for IBPS PO PRELIM Exam : English Language Set-25

1. What matters most is the quality of the product and only not merely that cost, appearance or size,

(A) What __ not merely
(B) It __ not only
(C) All that __ only ‘not mere

(1) A only
(2) B only
(3) C only
(4) None of these
(5) NCR

2. Your investment advisor should be concerned about the security of and high returns on your investment, rather than his benefit.

(A) should be concern __ for
(B) should have concern ____ with
(C) should be having concern __ over

(1) A only
(2) B only
(3) C only
(4) Either A or B
(5) NCR

3. People who are insensitive and indifference to the agonies of the poor cannot serve the society.

(A) indifference __ sufferings
(B) indifferent __ sufferings
(C) indifferent __ agonies

(1) A only
(2) B only
(3) C only
(4) Either B or C
(5) NCR

4. Getting carry away by slightest provocation is a sign of immaturity.

(A) Getting carried away __ immaturity
(B) Get carry, away __ immature’
(C) Get carried away __ maturity

(1) A only
(2) B only
(3) C only
(4) None of these
(5) NCR

5. Our employees are so careful in their work that none has been so far found any error in their work.

(A) very careful __ have so far found
(B) so careful __ has so far found
(C) so efficient __ have so far found

(1) A only
(2) B only
(3) C only
(4) Either B or C
(5) NCR

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(Bank Planner) How To Apply

Before Applying Online, Candidates Should

(i) scan their photograph and signature ensuring that the both the photograph and signature are within the required specifications as given in the notification.
(ii) keep the application fee remittance details (Transaction details such as NEFT UTR No., IFSC Code etc.) ready in case of cash payment through NEFT enabled branches . Keep the necessary details/ documents ready in order to make online payment of the requisite application fee.
(iii) have a valid personal email ID, which should be kept active till the declaration of results

Fee payment: Candidates have the option of:

(1) ONLINE MODE of payment of requisite fees or
(2) OFFLINE MODE i.e. payment of fees through NEFT-enabled branches

Model Questions for IBPS PO PRELIM Exam : Quantitative Aptitude Set-23

Directions: In each of the questions a pair of equations is given. You have to find out the values of x and y and give answer—

(1) if x < y
(2) if x y
(3) if x = y
(4) if x > y
(5) if x y

1. I.2x² – 7x + 6 = 0
    II.4y² = 9

2. I.4x² – 4x – 3 = 0
    II.4y² + 12y + 5 = 0

3. I.4x² = 49
    II.4y² + 12y + 5 = 0

4. I.4x² + 9x + 14 = 0
    II.9y² – 66y + 121 = 0

5. I.9x² – 18x + 5 = 0
    II.2y² – 9y + 10 = 0

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(Bank Planner) Crack the Interview- Easy to Follow Tips

The Interview is one of the  important part in  recruitment, since its where  the employer tests your personality, communication & problem solving skills.

1. Research - Visit the company‘s website & read about their history, products, achievements, services, management etc., You are sure to impress the HR if you know about their company and their working.

2. Start early - Reach the Interview spot in advance. Avoid rushing in the last minute, since it can create unwanted tension.

3. Dress Sensibly - Most organizations have a formal dress code, so stick with it. Light colored plain or checked shirts with dark pants for gents & Saree or Shirt/Pant for ladies would be a perfect costume. Keep it simple but professional

4. Be Calm - Look relaxed and stay cool while inside the interview hall. Nervousness decreases your confidence level & can make you stumble .Sit comfortably in an erect position, with hands on your lap. Avoid leaning on table or folding arms.

5. Greet the Interviewer - Most candidates forget to greet the person interviewing him/her while entering in excitement. Be polite in thanking when offered a seat to sit.

6. Use proper words - No need to show off your English knowledge by using unheard or difficult to understand words. Try using simple words and always answer questions looking into the other person‘s eyes.

7. Salary details - Don’t start a discussion on salary until asked for. It leaves a bad impression in the person‘s mind about you. The Interviewer will definitely ask your preference, so wait till then.

8. Say Thank you - Never forget to say thank you to the panel. Often, candidates are in a hurry to get out. Once the interview is over, thank the person, standup patiently & walk towards the door to leave. All these are noted in an interview.

How you behave inside an interview hall can speak volumes about your character. We hope these above tips would help in attending Interview boldly.

Common Interview Questions – How & What to Say

How to prepare for Interview ?

Perhaps, this is a regular question asked by candidates selected in written tests conducted by banks & government organizations. Interview sessions are considered tough by many, as it involves speaking out. Here are some commonly asked questions in Interview & methods to answer them.

Q. Tell /Describe about yourself ( you will be asked this 90% )

A. Don’t recite your resume. Tell about your education, experience, projects worked ,passion etc., Make sure you complete this within 2-3mins.

Q. Why should we hire you into our organization

A. This would be perfect time to tell about your strengths, achievements & assets. Compare your profile with the job role & justify that you will be a best fit for the job. Answers like ‘This is a best company’ , ‘I want a job in this field’ wont impress the interviewer.

Q. What are your strengths & weakness ?

A. Again this is also a commonly asked question to test how much you know of yourself. Make sure the Strengths you say have some relation to the job you applied.
‘I am very good in english’ can be said as ‘I have good communication skills’ .

Weakness - ‘I don’t have any weakness’ means you are not ready to talk about it. Similarly don’t say something like, ‘Im short tempered & get angry very soon’ – It gives an impression that you are not fit to work in group. Say something which does not affect the working & also describe about the steps taken to overcome that.

Q. Where do you see yourself after 5 years ?

A. This question would be asked to check how much you know about the career path.

‘After 5 years, I want to be in your seat’ wont work in any case. Think realistically, understand the growth opportunities of that job & put it across to them.

These are just few questions that can be asked during an Interview ,but the list is exhaustive. So be prepared to answer any question with confidence.

SBI Interview Questions - Candidate Experiences

The Panel: For most candidates the interview lasted between 10-25 mins. The topics were related to India, banking, economy, current affairs & from your resume. Many candidates informed us that the Interview panel (senior officials) were cool & the session was full of fun. Now, let us move to the questions -

Candidate I was asked about - 

• Family background.  

• Willing to relocate/ work in rural areas or not?

• Reason for doing MBA after B.Tech (Candidate is B.Tech, MBA graduate)  

• My MBA was in HR & Finance so they asked abt HR and Subjects in Finance  

• About Financial Institutions, Share market, Mutual Funds, Nifty, BSE etc.

• My SWOT analysis (Strength, Weakness, Opportunity, Threats)

• About my hobbies (in resume) 

• Names of RBI Governor, President, VP & Deputy chairman of Planning commission 

• Asked how will i judge a candidate if he/she is suitable for a job?   

• Few questions on RBI,SBI, Recession, Subprime crisis etc.,

• What is written on a 100 rupee note and whose signature are there on it?

Candidate II  shares his Experience as –

• Tell something about SBI  

• Questions related to hobbies  

• What are monetary policies

• Repo rate, SLR ,Addhar (The new name of UID Project) 

• Why did you apply for clerk job in bank? 

• Five years down the line u will be like to be at? 

• Will the IPL controversy put a bad image to IPL? 

• About Cut motion (recent issue in parliament)

Candidate III Says’ –

• Asked about SBI.

• Importance of March 8 & what happened on that day in Indian parliament.(answer is Women’s day & 33% women‘s reservation bill) 

• Questions from resume/ biodata. 

Candidate IV Details her turn -

• Asked about SBI & SBI associate banks 

• Kinds of loan that SBI provides 

• About savings bank account & rate of interest for them  

• Difference between Private & Public sector banks 

• What are the foreign banks in India 

• About my hobby (Reading), I was asked who is the author of ‘Discovery of India’ 

•  Headlines of today’s newspaper

Candidate V  Posed these Questions -

• Selection procedure for Rajyasabha members

• IPL results along with best batsman, best bowler etc...  

• Family background.  

• 5 questions from subject of study in college

Candidate VI   Describes her Questions - 

• Define Indian economy & how it emerges from recession 

• What is a bank & who operates it 

• What is SLR,PLR,CRR, Bank rate etc.

• A situation was given & was asked how would i react to it 

• Authors of any novels  

• They also questions from UG & PG degree & why i chose banking  

• News in today’s paper  

• Chairman of SBI 

• Why would u like to join SBI   

• What is nationalization act? 

• 3-4 questions were asked from degree subjects.

• Why studied B.E and choosing bank jobs 

• Some questions about my hobbies.  

• Why airlines were stopped in European countries recently?  

• Who won the IPL trophy & who is the chairman of IPL

Candidate VII’s experience –

• What are the financial institution in India 

• India‘s finance minister 

• Asked about RBI & their services 

• How to reduce inflation 

• What new services are provided by RBI 

• Why choose banking after engineering 

• Some questions about hobbies & personal 

Candidate VIII says –  

• Some questions from resume (about me, family background, hobbies etc)

• Since I’m an IT graduate ,some questions on computers

• What is networking & how many types of topologies 

• Asked about conditions of women in our society

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Model Questions for IBPS PO PRELIM Exam : English Language Set-22

Directions: Each question below has two blanks. There are five pairs of words below the sentence. Bach pair is numbered. Choose the pair of words which can be filled up in the blanks in the sentence in the same order so as to complete the sentence meaningfully.

1. This book is readable, clear and researched with ________ detailed references.

(1) fabulously, intricate
(2) meticulously, extensive
(3) leisurely, complete
(4) hardly, notional
(5) closely, scattered

2. The interest has _________ innovation related to several sectors of pharmaceutical business and industry.

(1) accepted, skeletal
(2) insured, fateful
(3) affected, plummeting
(4) restricted, grown
(5) accelerated, burgeoning

3. The Indian hospitality industry which has been _____ a prolonged slump is now entering a new phase ready to enhance profitability.

(1) witnessing, ambitious
(2) observing, listless
(3) demonstrating, efficient
(4) recovering, debt
(5) succumbing, lean

4. The new policy seeks to ________ a process of widespread participation of ________ people for more effective implementation.

(1) amend, opening
(2) halt, propelling
(3) generate, paving
(4) diagnose, resulting
(5) identify, dithering

5. Journalism is a ______ for truth, a crusade to ______ injustice and wrong-doing.

(1) product, limit
(2) boon, justify
(3) travesty, attack
(4) quest, expose
(5) search, optimise

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(Bank Planner) Strategy For Examination

A) Quantitative Aptitude

The quantitative aptitude for bank exams tests the numerical abilities of the candidate. Bank quantitative aptitude questions are usually from topics in basic mathematics like averages, ratio and proportion, percentage, simple/compound interest etc. Bank numerical ability,as bank quantitative aptitude is also referred to sometimes, usually contains 40 questions in most of the bank numerical ability exams. The following points should be kept in mind while preparing for and attempting this section.

• Don’t be afraid of mathematics- the section demands very basic mathematics which can be learnt through continuous practice and some tricks.

• Practice is the key.

• While preparing for this section- keep notes of the important formulae-this will help you in revising them later.

• Read and thoroughly review the math topics that are tested.  Work on areas where you need improvement.

At the Test

• Do all easy questions first, leaving the more time-consuming and difficult ones for later.

• Before solving a problem, read all the answer choices.  They will all be in the format that your own solution should take

• Eliminate those choices that simply don’t make sense.

• Look for shortcuts.

B) Reasoning Ability

This is the reasoning ability part of the probationary officer exam which is very easy if time permits.And this should be the third section to attempt in the exam after general awareness and english ability respectively.You should be able to complete 50 reasoning questions in about 40-45 minutes with atleast 75% correct answers to be able to rank higher in the exam.

(C) General Awareness and Business GK

How to prepare for General Awareness Test Preparation for bank exams must be underway for most, as the exams for some of the big banks are to take place in the next few months.As we already mentioned about the common question paper model of major bank exams,let us now go deeper about each part.The first part in most written tests would be Test of General Awareness.

What is General Awareness ?

General Awareness test is nothing but pure General knowledge.Almost all exams – competitive exams,banking exams, placement exams have one such paper but the name could differ.It is meant to test the knowledge of the candidate,apart from the usual subjects.This test also helps to find out, how fast the candidate is,in gathering latest information around them
What type of Questions will be asked in General Awareness?

As the name suggests - General awareness,the questions would be based on the current events happening in India and across the world.Depending upon the nature of the job,emphasis will be given to a particular category.More questions can be asked on Economy,Finance and Banking technologies, incase of a bank’s General awareness test.Questions on world politics,social & cultural events can be asked in competitive exams.

How to Prepare for  General Awareness Tests?

Preparing for General awareness or General knowledge cannot be accomplished in a single day.It must be started well in advance.Read newspapers,news magazines, general knowledge books & gather information from all sources.

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(Bank Planner) Tips to Answer Bank Exam Questions

Bank exams, be it PO or  clerical aren’t that difficult  as people think. But the  problem is the vacancies & applicant’s ratio. So all you need to worry is about your preparation and not the toughness of the paper.

If you are preparing for PO exam, first thing you need to know is the pattern of the exam. A written test for a PO exam consists of 2 parts, objective part and a descriptive part . The objective part consists of four sections namely, English language test, Quantitative ability, Reasoning and General Awareness/Marketing aptitude& Computer knowledge.

The exact pattern for a specific bank can be found in the ‘acquaint yourself booklet’ which you get when you apply to an exam.

But for now I’ll discuss on how to attempt a standard bank PO exam which has 225 questions in total with 135 minutes time i.e., 2 hrs and 15 minutes.

225 questions in 135 minutes comes out to be 36 seconds per question. It may seem daunting but it’s not the end of the world, since we aren’t attempting every question. If you can attempt 175-185 questions (> 190 is excellent) with 90 percent accuracy, you’ve done a good job.

So, as soon as you are told to start answering, I would recommend starting with the General awareness/ Marketing aptitude section and there won’t be much to think or solve in it. Just see the question and mark the answer. Attempt as many questions as you can in this section (only if you’re sure of the answer) but you should be able to complete the section in 25 minutes (20 minutes would be excellent).

The next section to go for would be English and generally the first 9-10 questions in it will be that of comprehensive passage. So I would recommend leaving that part of the questions as the rest of the section is pretty Basic English which is very easy. Again you should be able to complete this section in 20-25 minutes.

So we’ve done with 2 sections in 40-50 minutes and left with another 135 questions which should be done in 85-95 minutes.

Depending upon your strength, go for either Reasoning or Quantitative Aptitude (QA) but remember to solve the easiest questions first (this will be the deciding factor). Any thing that requires serious calculation in QA or serious thinking in Reasoning should be left behind at first and come back to it if time permits at the end. For example questions on circular arrangement in Reasoning and compound interest calculations in QA could be avoided.

From the feedback given by many test takers, what I found is that the DI (Data Interpretation) part in QA will be an important part in the test which is also very easiest part. Most of the question in it could be solved without even using your pen. So work hard on DI.

Coming to the time for these 2 sections,40 questions in QA (or all that you could solve) should be completed in 30 minutes which leaves out 30-35 minutes to solve 40 questions in Reasoning. Don’t neglect the non-verbal part in Reasoning as there would be atleast 10 questions from it.
All said and done, you should have atleast 5 minutes at the last which you could either use to solve the Reading comprehension in English or the arrangement questions in Reasoning.

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(Bank Planner) List of Banks

Nationalized Banks

1. Allahabad Bank
2. Andhra Bank
3. Bank of Baroda
4. Bank of India
5. Bank of Maharashtra
6. Bhartiya Mahila Bank
7. Canara Bank
8. Central Bank of India
9. Corporation Bank
10. Dena Bank
11. IDBI Bank
12. Indian Bank
13. Indian Overseas Bank
14. Oriental Bank of Commerce
15. Punjab National Bank
16. Punjab & Sind Bank
17. Syndicate Bank
18. UCO Bank
19. Union Bank of India
20. United Bank of India
21. Vijaya Bank

SBI and Associate Banks

1. State Bank of India
2. State Bank of Bikaner & Jaipur
3. State Bank of Hyderabad
4. State Bank of Mysore
5. State Bank of Patiala
6. State Bank of Travancore
7. State Bank of Saurashtra (merged into SBI in 2008)
8. State Bank of Indore (merged into SBI in 2010)

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Model Questions for IBPS PO PRELIM Exam : Reasoning Set-21

Directions: Below is given a passage followed by several possible inferences which can be drawn from the facts stated in the passage. You have to examine each inference separately in the context of the passage and decide upon its degree of truth or falsity. Mark answer

(1) if the ‘inference is ‘definitely true’, if it properly follows from the statement of facts given.
(2) if the inference is ‘probably true’ though not ‘definitely true’ in the light of the facts given.
(3) if the ‘data are inadequate’, ie from the facts given you cannot say whether the inference is likely to be true or false.
(4) if the inference is ‘probably false’, though not ‘definitely false’ in the light of the facts given.
(5) if the inference is ‘definitely false’, ie it ‘cannot possibly be drawn from the facts given for it contradicts the given facts.

From the beginning of the new year, the good news continues on the economic front. Following on the heels of encouraging GDP growth figures for the second quarters, we now have happy tidings on the trade front as well. November 2002 saw the country’s exports record a healthy 16% increase compared to the corresponding period last year. With this, the growth rate in exports for the first eight months of the current fiscal now stands at a robust 16%. Of course part of the reason for this apparently encouraging performance is because of the base effect - exports actually fell 0.8% during 2001-2002. But that is only part of the reason. For the rest, recovery in global trade ‘and to give credit where it is due, concerted efforts by exporters have played no small role.

1. The percentage growth in exports during 2002-2003 was mainly due to the decreased volume of exports during 2001-2002.

2.  The efforts put in by the Indian exporters were comparatively less than their counterparts in developed countries.

3. There has been substantial increase in the extent of trade all over the world during the last financial year.

4. During 200 1-2092, the quantum of the country’s exports, was about three-fourths of that in 2002-2003.

5. There has been a consistent drop in quantum of exports during last three years.

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Model Questions for IBPS PO PRELIM Exam : Quantitative Aptitude Set-20

1. Approximately what is the overall percentage of marks obtained by the T in all the subjects?

(1) 79
(2) 82
(3) 86
(4) 72
(5) 76

2. What is the overall percentage of marks obtained by M in all the subjects (rounded off to two digits after decimal)?

(1) 82.75
(2) 84.76
(3) 76.84
(4) 74.84
(5) None of these

3. What is the approximately average marks obtained by all the students in Geography?

(1) 51.34
(2) 85.57
(3) 52.36
(4) 76.27
(5) 65.49

4. What is the total marks obtained by L in History, Geography and Mathematics?

(1) 221.8
(2) 253
(3) 180.2
(4) 184
(5) None of these

5. What is the approx. average percentage of marks obtained by all the students in Maths?

(1) 81.92
(2) 81.29
(3) 65.03
(4) 76.23
(5) 85.28

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(Bank Planner) Patterns of the  Banking Recruitment Exams

Bank PO Exams: The test areas in the objective type test of P.O. exam include tests from amongst Reasoning, Quantitative Aptitude, General Awareness, English language, Marketing Aptitude and Computer Knowledge. The Descriptive Writing Test is to check the proficiency of the student in English Language. It would consist of a test on English Composition comprising Letter Writing, Essay Writing, Precis Writing etc

Pattern of the IBPS Bank PO CWE: Structure of Examination (ONLINE): The below tests, except the Test of English Language will be available bilingually, i.e. English and Hindi.

(1) Pattern of Exam

(2) Negative Marking: 1/4th or 0.25 marks assigned to the question will be deducted.
(3) Cutoff Score: Each candidate will have to secure a minimum standard score in each of the tests as well as on the Total Weighted Standard Score to be called for interview
(4) Interview: Candidates who have been shortlisted CWE PO/MT-III will subsequently be called for an Interview to be conducted by the Participating Organisations. Interviews will be conducted at select centres. The centre, address of the venue, time & date of Interview will be informed to the shortlisted candidates in the call letter. Candidates are required to download their interview call letters www.ibps.in
(5) Interview Marks: The total marks allotted for Interview are 100. The minimum qualifying marks in interview is 40% (35% for SC/ST/OBC/PWD candidates). The weightage (ratio) of CWE (exam) and interview will be 80:20.
(6) Final Selection: The combined final scores of candidates shall be arrived at on the basis of scores obtained by the candidates in CWE PO/MT-III and Interview. A candidate should qualify both in the CWE and interview to be shortlisted for subsequent allotment process

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Model Questions for IBPS PO PRELIM Exam : English Language Set-19

Directions: In each question below four words numbered (I), (2), (3) and (4) have been printed, one of which may be either inappropriate in the context or wrongly spelt. The number of that word is the answer. If all the four words are correctly spelt and are appropriate in the context, mark (5), i.e. ‘All correct’, as the answer.

1. Kindly note (1) our address (2) and use it in (3) all the farther (4) communication. All correct (5)

2. We are already (1) to fight (2) the battle, (3) let the enemy (4) come. All correct (5)

3. Many people in India cherish (1) a desire to immigrate (2) to developed (3) countries to make (4) a fortune. All correct. (5)

4. He took great pains (1) to save (2) many dyeing (3) folk arts and helped the artists to live an honourable (4) life. All correct (5)

5. Arun did his MBA from a prestigious (1) institute (2) by securing (3) first class in this calendar (4) year. All correct (5)

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(Bank Planner) IBPS Syllabus Details for Clerks /PO/RRB Examinations

The Indian Banking  Personnel Selection (IBPS)  conducts the competitive  exam at an all India level for the recruitment eligible candidates in all the Scheduled Commercial Banks of India. The candidates participating in the examinations are required to appear and qualify in the CWE (Common Written Exam) and Interview respectively held mostly in the October/ November months each year for the Clerks and Probationary Officers.

The main sections covered under the IBPS Clerks and PO Recruitment Exam cover the following: Quantitative Aptitude (Mathematics), English, Reasoning, General Knowledge and Computer Operations respectively.

1. Mathematics (50 Marks)

• Simplification

• Time, Work & Distance

• Profit & Loss

• Number Systems

• Simple Interest & Compound Interest

• Permutations & Combinations

• Mensuration- Cylinder, Cone, Sphere

• Quadratic Equations

• Sequence and Series

• Percentage & Averages

• Mixtures & Allegations

• Surds and Indices

• Data Interpretation

2. English (40-50 Marks)

• Reading Comprehension

• Fill in the Blanks

• Sentence Correction

• Miscellaneous

• Para jumbles

• Error Spotting

• Paragraph Completion

• Cloze Test

• Multiple Meaning Words

3. Reasoning (40-50 Marks)

• Tabulation

• Non Verbal Reasoning

• Data Sufficiency

• Analogy/ Venn Diagrams

• Syllogisms

• Decision Making

• Coded Inequalities

• Blood Relations

• Alphanumeric Series

• Coding- Decoding

• Assumptions/ Arguments

• Course of Action/ Inference

• Direction/ Alphabet Test

• Input Output

• Seating Arrangements

4. Computer  Operations (20-40 Marks)

• History of Computers

• Networking: LAN (Local Area Network)/ WAN (Wide Area Network)

• Database

• Hardware

• Software

• Internet (Concept, History, Working Environment, Application)

• MS Windows –Microsoft Office (Word, Excel, PowerPoint)

• Number Systems

• Security Tools, Virus, Hacker

• Communication (Basic Introduction)

5. General Knowledge

The General Knowledge section shall include all the topics of current affairs and general knowledge related to economic and social issues of India. The questions covered under this section shall include Banking Industry recent updates and changes in more numbers hence, applicants must prepare accordingly.

These are the basic five sections covered in the Common Written Exam conducted for Clerks and Probationary Officers.

Pattern of Question Papers for IBPS SO Examination

Total number of questions - 200
Total marks – 200
Time for Completing the Examination – 2 hours

Main subjects and distribution of marks for IBPS SO examination

For Law Officer (scale 1 and Scale 2) and Rajbhasha Adhikari (Scale 1)

For IT Officer (Scale 1 & 2), Agricultural Field officer (scale 1), HR/Personnel Officer (scale 1), Marketing officer (Scale 1), Technical Officer (scale 1), Chartered Accountant (scale 2) and Finance Executive (scale 2)

Negative Marking Scheme for IBPS SO Examination

For each question for which a wrong answer has been given by the candidate one fourth or 0.25 of the marks assigned to that question will be deducted as a negative mark. If a question is left blank, there will be no penalty for that question.

IBPS SO Exam Syllabus

IBPS SO Syllabus for English Language: Reading comprehension, fill in the blanks, sentence corrections, Para jumbles, Vocabulary, Grammar Corrections, Identification of Errors,  sentence corrections,  Vocabulary, Grammar Corrections, Identification Of Errors, Synonyms/ Antonyms, Choosing the appropriate word and Spelling Check questions

Reasoning Syllabus for IBPS SO exam: Questions are asked from both Verbal and Non Verbal reasoning. In verbal reasoning – Completing number and alphabetical series, Coding and decoding, relations and ranking, Simple arithmetical reasoning, Analogies / decision making, Classification, odd one out, time sequence test, analytical reasoning, directions/distance sense test, input /output /seating arrangements etc. In non verbal reasoning – series completion, finding missing figures, Mirror Images etc.

QA Syllabus for IBPS Specialist officer exam: Number system,  decimal fractions,  Ratio and proportions, Percentage, Time and distance, Time and work, Speed and Distance, Profit and loss, Average, Simple and compound interest, Data Interpretation and sufficiency includes Data Tables, Charts and Graphs, and Probability

Professional Knowledge Syllabus for Specialist Officer Examination

IBPS Specialist officer examination is having 50 questions from the professional knowledge of the candidate based on the post they are applied for. Expect questions in graduation level, a good reference of text books in your degree class with some current affairs on the subject will make things easy. The following areas are considered important based on the previous year examinations.

IBPS IT officer syllabus for professional knowledge: C Prgramming Basics, MS Office, Windows OS and Programming, DBMS, Data Communication & Networking , Network Security, Web Technologies, Basic Programming concepts,  Basics of hardware (Microprocessor, timer, ALU etc. ), Software Engineering.

IBPS Law officer syllabus for professional Knowledge: Law and Acts with direct and Indirect Implication on the banking sector like Contract Acts, Partnerships, Companies, Firm, RBI Constitution, RBI Acts, Important laws and rulings related to negotiable instruments, securities, Foreign Exchange, Prevention of money laundering, Limitation Act, Bankers Book Evidence Act, DRT Act, Offences and Penalties, SARFAESI, Consumer Protection Act, Banking Ombudsman Scheme, RTI Act, Information Technology Act. The above sections need detailed   study.

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(Bank Planner) Eligibility For  Bank Recruitment Exams

(I) AGE
(As on date specified in the notification)

(1) Public Sector Banks: PO — 20 to 30 years Clerical — 20 to 28 years
(2) Regional Rural Banks: For Officer Scale- III ——— Below 40 years

For Officer Scale- II———— Above 21 years and below 32 years
For Officer Scale- I ———— Above 18 years and below 28 years
For Office Assistant ———— Between 18 years and 28 years

(3) SBI and SBI Associate Banks: PO — 21 to 30 years Clerical — 18 to 28 years

Note – Relaxation of age as per rules for reserved candidates.

(II) MINIMUM EDUCATION QUALIFICATION
(As on date specified in the notification)

(1) Public Sector Banks: PO — A degree in any discipline from a recognized University or any equivalent qualification recognized as such by the Central Government.

Clerical —- A degree in any discipline from a recognized University or any equivalent qualification recognized as such by the Central Government.

(2) Regional Rural Banks: Office Assistant (Clerk) - Degree in any discipline from a recognized University or its equivalent

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Model Questions for IBPS PO PRELIM Exam : Reasoning Set-18

Directions: In making decisions about important questions, it is desirable to be able to distinguish between ‘strong’ arguments and ‘weak’ arguments. ‘Strong’ arguments are those which are both important and directly related to the question. ‘Weak’ arguments are those which are of minor importance and also may not be directly related to the question or may be related to a trivial aspect of the question.

Each question below is followed by two arguments numbered I and II. You have to decide which of the arguments is a ‘strong’ argument and which is a ‘weak’ argument.

Give answer (1) if only argument I is strong.
Give answer (2) if only argument II is strong.
Give answer (3) if either I or II is strong. .
Give answer (4) if neither I nor II is strong.
Give answer (5) if both I and II are strong.

1.Should all beggars on the roads in the big cities in India be forcibly sent to villages?

Arguments:

1.No, this is grossly unfair and these people may die of hunger if they are sent to villages.
2.Yes, these people create a bad impression of our country in the eyes of the foreigners who visit our country and hence should be removed.

2.Should all the criminals convicted for committing murder be awarded capital punishment?

Arguments:

I.Yes, this will be a significant step towards reducing cases of murder in future.
II.No, nobody has the right to take any person’s life irrespective of the acts of such individuals.

3.Should all the professional colleges in India be encouraged to run their own courses without affiliation to any university?

Arguments:

I.Yes, this is only way to create more opportunities for those who seek professional training.
II.No, this will dilute the quality of professional training as all such colleges may not be equipped to conduct such courses.

4.Should there be a maximum ceiling imposed on the earnings of an individual in an organisation?

Arguments:

I.Yes, this will help equitable distribution of earnings to all the employees.
II.No, the organization should have free hand to decide the pay packets of its employees.

5.Should there be a compulsory military training for each college student in India?

Arguments:

I.No, this goes against the basic democratic right of an individual to choose his/her own programs.
II.Yes, this is the only way to build a strong and powerful nation.

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(Bank Palnner) About IBPS CWE

Institute of  Banking Personnel Selection

Institute of Banking Personnel Selection
Acronym         IBPS
Year started    1975
Website           www.ibps.in

Institute of Banking Personnel Selection (IBPS) is an autonomous agency in India, which started its operation in 1975 as Personnel Selection Services (PSS). In 1984, IBPS became an independent entity at the behest of Reserve Bank of India (RBI) and Public Sector Banks. IBPS is envisioned as self-governed academic and research oriented Institute, with a mission of enhancing human-resource development through personnel assessment. In 2011, IBPS announced a Common Written Examination (CWE) for the selection Officers and Clerks in Indian banks. IBPS CWE is now mandatory for anyone who seeks an employment in 20 public sector and Regional Rural banks. IBPS periodically accepts the exam applications from the candidates at their website www.ibps.in, and the exams are organized at various locations in the country in online mode.

Governing Board

The Governing Board consists of nominees from Reserve Bank of India, Ministry of Finance Government of India, National Institute of Bank Management, representatives of Public Sector Banks, Insurance sector and academics. The matters related to policy and affairs of the Institute are vested in the Governing Board.

• Allahabad Bank

• Andhra Bank

• Bank of Baroda

• Bank of India

• Bank of Maharashtra

• Bharatiya Mahila Bank

• Canara Bank

• Central Bank of India

• Corporation Bank

• Dena Bank

• IDBI Bank

• Indian Bank

• Indian Overseas Bank

• Oriental Bank of Commerce

• Punjab National Bank

• Punjab & Sind Bank

• Syndicate Bank

• Union Bank of India

• United Bank of India

• UCO Bank

• Vijaya Bank

• Export Credit Guarantee Corporation of India Bank

Model Questions for IBPS PO PRELIM Exam : Quantitative Aptitude Set-17

1.Salaries of A, B and C are in the ratio 2 : 3 : 5. If their salaries were increased by 15%, 10% and 20% respectively, what will be the new ratio of their salaries?

(1) 3 : 3 : 10
(2) 23 : 33 : 60
(3) 10 : 11 : 20
(4) Can’t be determined
(5) None of these

2.If 3x + 2x = 47 and 11x = 7y then what is value of y – x ?

(1) 4
(2) 6
(3) 7
(4) 5
(5) None of these

3.If the digits of a two-digits number are interchanged the newly formed number is more than the original number by 18, and sum of the digits is 8, then what is the original number?

(1) 53
(2) 26
(3) 35
(4) Can’t be determined
(5) None of these

4.Four of the following five parts numbered (1), (2), (3), (4) and (5) are exactly equal. The number of the part which is not equal to the other four is the answer.

(1) 136 × 12 ÷ 9 × 3
(2) 17 × 64 ÷ 6 × 3
(3) 36 × 17 ÷ 9 × 8
(4) 56 × 8 ÷ 14 × 17
(5) 76 × 6 ÷ 19 × 17

5.For which of the following values of x is the inequality x (x + (3) < 10 satisfied?

(1) x > 3, x < - 5
(2) – 5 < x < 2
(3) – 2 < x < 5
(4) X < - 2, x > 5
(5) None of these

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