(Papers) IBPS Clerk Previous Year Exam Paper "Held on 27-11-2011, 2nd Sitting - General Awareness " (North Zone)

(Papers) IBPS Clerk Previous Year Exam Paper "Held on 27-11-2011, 2nd Sitting - General Awareness " (North Zone)

151. KYC means

(1) Know your Company
(2) Know your Customer
(3) Know your Currency
(4) Know your Creditors
(5) None of these

152. India recently signed an agreement with which of the following countries to end a long pending Border Dispute?

(1) Pakistan
(2) China
(3) Bhutan
(4) Myanmar
(5) Bangladesh

153. The maximum amount of the total Revenue earned by the government of India comes from

(1) Income Tax
(2) Customs Duty
(3) Excise Duty
(4) Value Added Tax
(5) Corporate Tax

154. ‘Financial Inclusion’ is the latest powerful tool adopted by Reserve Bank of India, to fulfill the basic objective of

(1) uplifting of population lying Below Poverty Line
(2) Connecting every Indian to the Country’s Banking System
(3) Ensuring bank finance to all the landless agriculturists.
(4) Overall financial growth backed by inflation control.
(5) Inclusion of latest technology in Financial Sector of the Country.

155. Which Bank is the Banker to the Central Government?

(1) Central Bank of India
(2) Reserve Bank of India
(3) Punjab National Bank
(4) State Bank of India
(5) All of these

156. The higher rate of growth of economy certainly reduces the

(1) Gender inequalities
(2) Poverty
(3) Population of a country
(4) Flow of foreign direct investment
(5) None of these

157. Which of the following is one of the States in India where unemployed youths are paid Unemployment Allowance?

(1) West Bengal
(2) Madhya Pradesh
(3) Uttar Pradesh
(4) Maharashtra
(5) Punjab

158. RBI’s policy stance to manage interest and liquidity are used for

(1) Moderate inflation and maintain economic growth
(2) Moderating competition among private and public sector banks
(3) Eradicate un-employment in public sector.
(4) Moderate currency supply in public hands
(5) Moderate deposits in public sector banks

159. The Prime Minister of India visited which of the following ‘Least Developed Countries’ in Indian sub-continent in May 2011 and agreed to provide US $ 2 billion as financial aid to it ?

(1) Afghanistan
(2) Nepal
(3) Pakistan
(4) Myanmar
(5) Sri Lanka

160. Who among the following is a famous Cricket  player of international repute?

(1) Novak Djokovic
(2) Ricky Ponting
(3) Bob Bryan’
(4) Andy Roddick
(5) Andy Murray

161. Who among the following is the Union Minister of Agriculture at present?

(1) Sri A. K.Antony
(2) Dr. Farooq Abdullah
(3) Sri Jaipal S Reddy
(4) Sri Sharad Pawar
(5) None of these

162. Which of the following is the over all Literacy Rate of India (Census 2011) (Approximately)?

(1) 68%
(2) 70%
(3) 74%
(4) 78%
(5) 82%

163. In India the interest rate on savings bank accounts in all nationalised commercial banks is fixed by

(1) Union Ministry of Finance
(2) Union Finance Commission
(3) Indian Banl:s Association
(4) Reserve Bank of India
(5) All the banks decide together

164. What is Repo Rate?

(1) It is a rate at which RBI sells government securities to banks
(2) It is a rate at which RBI allows small loans in the market
(3) It is a rate at which banks borrow rupees from Reserve Bank of India.
(4) It is a rate which is offered by Banks to their most valued customers or prime customers
(5) None of these

165. Sri N. Rangaswamy who took over as the Chief Minister of Puducherry after elections in 2011 belongs to which of the following political parties?

(1) CPM
(2) BJP
(3) BSP
(4) All India N. R. Congress
(5) SSP

166. NPA in banking terminology denotes

(1) New Para-banking Assets
(2) Net Profitable Assets
(3) Net Performing Assets
(4) Non-performing Assets
(5) New Pension Act

167. Space Agency of which of the following countries put GSAT-12, a Communication Satellite in the orbit recently?

(1) USA
(2) France
(3) China
(4) India
(5) Japan

168. When a customer draws a cheque on a bank

(1) it is a mandate on that bank to pay.
(2) it is a mandate on the Government of India to pay.
(3) it is a mandate on the State Government to pay
(4) it is a mandate on the RBI to pay
(5) it is a mandate on the Finance Ministry to pay.

169. A nationalised bank is also called by the following name

(1) Private Sector Bank
(2) Self Help Group
(3) Cooperative Bank
(4) Grameen Bank
(5) Public Sector Bank

170. ‘Nomination’ for a deposit account in the bank means

(1) Mandate given by the close relative/s of the depositor, to settle the death claim in case of death of the depositor.
(2) Mandate decided by the bank to settle the death claim of its depositor
(3) Mandate of the depositor in favour of one or more persons, to claim the amount on death of the depositor
(4) Mandate of the depositor in favour of a close relative who can claim the amount on death of the depositor.
(5) Court order instructing the banks to settle the death claim of its depositor.

171. The top military bosses of which of the following nations recently resigned en mass to pave way for a Democratic Government in the nation?

(1) Turkey
(2) Myanmar
(3) Pakistan
(4) Afghanistan
(5) None of these

172. In the following accounts operation by cheques is permitted

(1) Savings bank accounts and fixed deposit accounts.
(2) Current accounts and fixed deposit accounts.
(3) Savings bank accounts and floating loan accounts.
(4) Savings bank accounts and cash accounts.
(5) Savings bank accounts and current accounts.

173. India won the President’s Cup Volley Ball tournaments final 2011 by defeating

(1) Turkey
(2) Russia
(3) Tunisia
(4) Kazakhstan
(5) Ukrain

174. Which of the following awards is given for the excellence in field of Cinema ?

(1) Kalidas Samman
(2) S.S. Bhatnagar Award
(3) Golden Pen Award
(4) Pulitzer Prize
(5) Dada Saheb Phalke Award

175. Dipika Kumari who won a Gold Medal in an International Championship is associated with which of the following games?

(1) Tennis
(2) Chess
(3) Badminton
(4) Archery
(5) Swimming

176. Banks cannot do the following business

(1) accept demand and time deposits from public.
(2) accept items for keeping in safe custody.
(3) sell gold coins.
(4) buy commodities for trading.
(5) accept foreign currency for selling to money changers.

177. Which of the following Awards has been given to ‘Gagan Narang’ in 2011 ?

(1) Kirti Chakra
(2) Rajiv Gandhi Khel Ratna
(3) Bharat Ratna
(4) Arjun Award
(5) Sportsman of the year 2010

178. ‘Bulls and Bears’ are terms used In

(1) Bullion markets
(2) Vegetable markets
(3) Stock Exchange
(4) Commodity Markets
(5) None of these

179. Which of the following terms is used in the game of Football ?

(1) LBW
(2) Spin
(3) Touch Down
(4) Bully
(5) Kidney Punch

180. What does the letter ‘S’ denote in the term ‘SEZ’ as seen frequently in financial newspapers?

(1) Small
(2) Social
(3) Secret
(4) Secondary
(5) Special

181. Who has taken over as the new President of Singapore recently?

(1) Tony Tan
(2) Yoshihiko Noda
(3) Lamine Diack
(4) Recep Tayyip Erdogan
(5) None of these

182. Real Time Gross Settlement or RTGS enables

(1) Immediate transfer of money from customer of one bank to customer of another bank.
(2) Immediate transfer of money from customer of one branch to customer of another branch within the same bank.
(3) Immediate transfer of money from customer of one country to customer of another country.
(4) Immediate transfer of money from customer of one bank to customer of RBI.
(5) None of these

183. The Headquarters of the International Atomic Energy Agency is located in

(1) Manila
(2) Vienna
(3) Paris
(4) Washington DC
(5) London

184. Which of the following is a Private Bank in India?

(1) Union Bank of lndia
(2) Syndicate Bank
(3) IDBI Bank
(4) UCO Bank
(5) HDFC Bank

185. What is the Currency of lran ?

(1) Dinar
(2) Euro
(3) Rial
(4) Peso
(5) Taka

186. Travellers cheque is

(1) a supplementary credit card.
(2) a cheque issued by a bank or finance institution which functions as capital.
(3) a certificate issued by a bank or finance institution in lieu of cash.
(4) a cheque issued by a bank or finance institution which functions as a bond.
(5) a prepaid instrument issued by a bank or finance institution which can be substitute of cash.

187. Which of the following is a programme launched by the Government of India aimed at providing good ‘Health Services’ in rural areas ?

(l) ASHA
(2) Mid Day Meal
(3) Kutir Jyoti
(4) Jeevan Arogya
(5) Swabhiman

188. Which of the following is NOT a member of Organisation of Petroleum Exporting countries (OPEC) ?

(1) Iran
(2) Kuwait
(3) Libya
(4) China
(5) Indonesia

189. Mortgage is a security created on

(1) movable property for a loan given by a bank.
(2) immovable property for a deposit received by a bank.
(3) a confirmation of immovable property given by a bank.
(4) movable property for a deposit given by a bank.
(5) immovable property for a loan given by a bank.

190. Which of the following books is written by Chetan Bhagat ?

(1) A Himalayan Love Story
(2) Revolution 2020
(3) My Life
(4) A Bend in the River
(5) Many Worlds

191. Which Cup/Trophy is associated with the game of Hockey ?

(1) Dhyanchand Trophy
(2) Davis Cup
(3) Merdeka Cup
(4) Wimbledon Trophy
(5) Santosh Trophy

192. Which of the following is an international Credit Rating Agency and was recently in news?

(1) UNDP
(2) Standard & Poor’s
(3) UNCTAD
(4) BNP Paribas
(5) Abbey National

193. What is the full form of the name ‘ILO’, an agency of the United Nations?

(1) International Labour Organisation
(2) International Legal Organisation
(3) Indian Labour Organisation
(4) Indian Lawyer’s Organisation
(5) Information & Legal Organisation

194. For using safe deposit locker facilities, bank customers pay

(1) commission on locker
(2) interest on locker
(3) rent on locker
(4) exchange on locker
(5) safe custody charges

195. Who among the following is known as the ‘Father of Green Revolution’ in India?

(1) Dr. M. S: Swaminathan
(2) Dr. Amratya Sen
(3) Dr. Kurien Vergheese
(4) Dr. Raja Ramanna
(5) Dr. Horni Bhabha

196. Which of the following is called a ‘Cash Crop’ ?

(1) Wheat
(2) Jowar
(3) Paddy
(4) Bajra
(5) Sugarcane

197. Nirupama Rao is appointed as India’s Ambassador to

(1) Australia
(2) UK
(3) Russia
(4) USA
(5) China

198. If a crossed cheque is presented for payment____

(1) Cash can be paid across the counter to the presenter.
(2) Cash can be paid across the counter to the account holder only.
(3) It can be paid only through a banker.
(4) It cannot be paid at all.
(5) It can be paid across the counter in another bank.

199. Which of the following days is observed as Teacher’s Day in India?

(1) 5th October
(2) 5th November
(3) 5th September
(4) 15th November
(5) 15th September

200. Which rivers flow between India and China?

(1) Ganga
(2) Narmada
(3) Brahmaputra
(4) Chambal
(5) Krishna

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