Probationary Officer / Management Trainee - 2009

Q.1. Raman starts from point P and walks towards South and stops at point Q. He now takes a right turn followed by a left turn and stops at point R. He finally takes a left turn and stops at point S. If he walks 5 Kms. before taking each turn, towards which direction will Raman have to walk from point S to reach point Q?

a) North

b) South

c) West

d) East

e) North-West

Q.2. Among six friends L, M, N, P, Q and S, each having a different height, N is taller than Q and Pbut shorter than M. P is taller than Q while S is shorter only than L Which of the following pairs represents the tallest and the shortest among the six friends?

a) M, P

b) L, Q

c) P, Q

d) Cannot be determined

e) None of these

Q.3. In a certain code KITE is written as%2$# and STUD is written as @$57. How is DESK written in that code?

a) 8%©#

b) ©8%#

c) #7%@

d) 7#@%

e) None of these

Q.4. What should come next in the following letter series?

b a c b a c d b a c d e b a c d e f b a c d

a) c

b) d

c) e

d) f

e) g

Q.5. Nitin correctly remembers that Nidhi’s birthday is before Friday while after Tuesday. Derek correctly remembers that Nidhi’s birthday is after Wednesday while before Saturday. On which of the following days does Nidhi’s birthday definitely falls?

a) Monday

b) Tuesday

c) Wednesday

d) Thursday

e) Cannot be determined

Q.6. The following groups of alphabets form a certain pattern with regard to their position in the English alphabetical series. Based upon the pattern, which of the following five alternatives shall replace the question mark?

XDH, VGJ, TJL, RMN,?

a) OOP

b) PPP

c) SNO

d) QLM

e) None of these

Q.7. If each vowel of the word WEB PAGE is substituted with the next letter of the English alphabetical series, and each consonant is substituted with the letter preceding it, which of the following letters will appear thrice?

a) G

b) F

c) Q

d) V

e) None of these

Q.8. How many such pairs of letters are there in the word DOCUMENTARY each of which has as many letters between them in the word as there are between them in the English alphabets?

a) None

b) One

c) Two

d) Three

e) More than three

Q.9. How many meaningful English words can be formed with the letters TPSI using each letter only once in each word?

a) One

b) Two

c) Three

d) Four

e) More than four

Q.10. If the digits of the number 26839514 are arranged in descending order, the position of how many digits will not remain unchanged?

a) One

b) Two

c) Three

d) Four

e) None

In each of the questions below are given four statements followed by four conclusions numbered I, II, III and IV. You have to take the given statements to be true even if they seem to be at variance from commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows from the given statements disregarding commonly known facts.

Q.11. Statements:

• Some bats are toys. Some toys are plastics.

• Some plastics are mirrors.

• No mirror is glass.

Conclusions:

• I. Some toys are mirrors.

• II. Some plastics are glasses.

• III. Some bats are mirrors.

• IV. No glass is plastic.

a) Only III follows

b) Only either II or IV follows

c) Only either I or III follows

d) Only either I or IV follows

e) None of these

Q.12. Statements:

• All planets are stars.

• All stars are asteroids.

• All asteroids are moons.

• Some moons are rocks.

Conclusions:

• I. All asteroids are planets.

• II. All asteroids are stars.

• III. All moons are stars.

• IV. Some rocks are stars.

a) None follows

b) Only I follows

c) Only II follows

d) Only either I or II follows

e) None of these

Q.13. Statements:

• Some cameras are calculators.

• Some calculators are diaries.

• All notebooks are diaries.

• All diaries are computers.

Conclusions:

• I. Some notebooks are calculators.

• II. Some calculators are computers.

• III. All notebooks are computers.

• IV. Some diaries are cameras.

a) None follows

b) Only II follows

c) Only III follows

d) Both II and III follow

e) None of these

Q.14. Statements:

• All graduates are advocates.

• Some advocates are judges.

• All judges are lawyers.

• Some lawyers are doctors.

Conclusions:

• I. Some doctors are advocates.

• II. All graduates are judges.

• III. Some doctors are graduates.

• IV. Some lawyers are advocates.

a) None follows

b) Only I follows

c) Only II follows

d) Either III or IV follows

e) None of these

Q.15. Statements :

• All snakes are eagles.

• Some eagles are rabbits .

• All rabbits are birds.

• Some birds are animals.

Conclusions:

• I. Some animals are snakes.

• II. Some birds are snakes .

• III. Some birds are eagles.

• IV. All birds are rabbits.

a) None follows

b) Only II follows

c) Only III follows

d) Both II and III follow

e) None of these

What should come in place of the question mark (?) in the following questions?

Q.51. 124 + 56 × 1.5-12 =?

a) -1890

b) 252

c) 230

d) 196

e) None of these

Q.52. (21 .35)² +(12.25)² =?

a) 171.4125

b) 605.885

c) 604.085

d) 463.8125

e) None of these

Q.53. (46351 -36418-4505) ÷?=1357

a) 4

b) 6

c) 3

d) 2

e) None of these

Q.54. 378.35 + 478 ÷ 12.5 =?

a) 508.268

b) 416.59

c) 425.28

d) 68.508

e) None of these

Q.55. 74844 ÷ 42 ×? = 5850

a) 34

b) 42

c) 22

d) 54

e) None of these

Q.58. (550% of 250) ÷ 275 =?

a) 15

b) 1.5

c) 0.5

d) 25

e) None of these

Q.59. 334.41 + 47.26 +1.25 + 5 + 0.66 =

a) 411.24

b) 396.15

c) 388.58

d) 376.85

e) None of these

What should come in place of the question mark (?) in the following number series?

Q.61. 1108 1117 1142 1191 ? 1393

a) 1312

b) 1300

c) 1272

d) 1204

e) None of these

Q.62. 8484 4248 2112 1074 513 ?

a) 201

b) 286.5

c) 256.5

d) 171

e) None of these

Q.63. 154 162 226 ? 954 1954

a) 242

b) 554

c) 442

d) 642

e) None of these

Q.64. 124 228 436 ? 1684 3348

a) 844

b) 852

c) 872

d) 834

e) None of these

Q.65. 25 30 70 260 1280 ?

a) 6400

b) 7680

c) 6380

d) 7660

e) None of these

Q.66. In how many different ways can the letters of the word ‘OPERATE’ be arranged?

a) 5040

b) 720

c) 2520

d) 360

e) None of these

Q.67. The number obtained by interchanging the two digits of a two-digit number is less than the original number by 18. The sum of the two digits of the number is 16. What is the original number?

a) 97

b) 87

c) 79

d) Cannot be determined

e) None of these

Q.68. Excluding the stoppages, the speed of a bus is 64 kms/hr. and including the stoppages the speed of the bus is 48 kms/hr. For how many minutes does the bus stop per hour?

a) 12.5 minutes

b) 15 minutes

c) 10 minutes

d) 18 minutes

e) None of these

Q.69. The difference between two numbers is 3 and the difference between their squares is 63.Which is the larger number?

a) 12

b) 9

c) 15

d) Cannot be determined

e) None of these

Q.70. In a college election between two candidates, one candidate got 55%of the total valid votes. 15% of the votes were invalid. If the total votes were 15,200, what is the number of valid votes the other candidate got?

a) 7106

b) 6840

c) 8360

d) 5814

e) None of these

Q.71. The simple interest obtained on an amount of Rs.45,000/- at the end of 4 years is Rs.15,300/-.What would be the approximate compound interest obtained on the same amount at the same rate of interest in the same period?

a) Rs.18,244

b) Rs.19,500

c) Rs.16,285

d) Rs.18,566

e) Rs.17,364

Read the following passage carefully and answer the questions given below it. Certain words are printed in bold to help you to locate them while answering some of the questions.

The current global food situation is very serious and hence, we need to understand the reasons for such a dramatic increase in food prices in a short period. It is argued that increases in energy costs are resulting in cost push inflation but the contribution of energy costs to overall costs in agriculture may not explain the huge increase in food prices. Related to the current elevated energy prices, there has been a diversion of corn and edible oils to bio-fuels, which is significantly influenced by policy mandates. Very clearly this diversion to bio-fuels is a policy induced new reality, which coincided with price escalation in precisely those products and hence, is noteworthy.

The financialization of commodity trade and current extraordinary conditions in global financial markets could have influenced the spurt in prices. The recent reductions in interest rates in the U.S. and the injection of liquidity have resulted in investors seeking new avenues such as commodity markets, in view of the turbulence in financial markets and the low returns in treasuries. The relatively easy liquidity and low interest rates, by themselves, make holding of inventories attractive and thus induce greater volatility in commodity markets. The weakening of the U.S. dollar is also advanced as a reason for the recent volatility in commodity markets, including food items. It is evident that this phenomenon is now also coinciding with the across the board rise in food prices. In brief, while there are demand and supply side pressures on food items, there is considerable merit in the argument that the recent extraordinary increases in food prices are closely linked to public policy responses to high energy costs in advanced economies, and the turbulence in financial markets and financial institutions. It is said that the impact of such policy induced diversion of food to bio-fuels is significant at this juncture and reflects a preference to fill the fuel tanks of automobiles rather than fill the empty stomachs of people. Similarly, it is sometimes held that the weight accorded to financial stability in public policy may now be at the expense of stability in real sector - especially of sensitive commodities like food. At the same time, there is a general consensus that public policy in regard to food in many economies around the world has not provided adequate incentive to farmers to increase the supply of food and other agricultural products to comfortably match the growing demand over the medium term.

Q.101. In what way are bio-fuels responsible for the increasing cost of food?

(A) It is a policy mandated to use bio-fuel in place of petroleum products especially in developing countries.

(B) Certain essential food commodities are being used for manufacturing alternative fuels.

(C) The low cost of bio-fuels has created fluctuation in prices of other agricultural commodities.

a) A only

b) B only

c) C only

d) A and B only

e) None of these

Q.102. Which of the following situation (s) has/have prompted investors to look towards commodity markets ?

(A) Dip in rates of interest in the U.S.

(B) Easy Liquidity.

(C) Volatility in commodity prices.

a) A and B only

b) Band C only

c) A and C only

d) All the three

e) None of these

Q.103. The passage lays emphasis on which of the following central theme (s)?

(A) The abysmally throwaway prices offered for food commodities.

(B) The worldwide acute shortage of food commodities.

(C) Promoting the use of bio-fuel for automobiles.

a) A only

b) B only

c) C only

d) All the three

e) None of these

Q.104. Which of the following statements is FALSE in the context of the passage?

(A) Unusual conditions in global financial markets have aggravated the food price.

(B) No government would prefer fuelling vehicles to feeding the hungry.

(C) Maintenance of financial stability in public policy will be at the cost of stability in the real sector.

a) A and B only

b) B and C only

c) B only

d) C only

e) None of these

Q.105. Which of the following shows a cause-effect relationship between its two components?

a) Reduction in interest rates and abundance of food commodities

b) Reduction in energy prices and increase in food commodity prices

c) Turbulence in financial markets and escalation in production of food commodities

d) Dipping of U.S. dollar value and volatility in commodity markets

e) Injection of liquidity and the drop in investor confidence

Q.106. Which of the following statements is TRUE in the context of the passage?

a) Commodity markets have become erratic due to easy liquidity and low interest rate

b) Governments of many countries have begun paying better prices for food commodities to ensure their farmers are taken care of

c) Farmers in developing countries have to compulsorily produce a certain quantity of bio-fuels annually

d) The financialization of commodity trade has resulted in a dip in prices of food products

e) The weakening of other currencies against the US dollar has resulted in high fuel prices

Q.107. Which of the following best explains the phrase “this phenomenon” as used in the fourth paragraph of the passage?

a) Volatility in commodity markets which has led to hoarding

b) Escalating food prices caused by high interest rates

c) Easy liquidity because of lack of investment in America

d) Weakening of the US dollar and consequent variability in commodity markets

e) Fluctuation in energy prices and outdated public policy

Q.108. Which of the following can be inferred from the contents of the passage?

(A) At present the demand for food items exceeds the supply.

(B) Fuel production has been given higher priority than caring for the millions who are starving.

(C) Farmers have not been motivated to increase their production of food.

a) A and B only

b) Band C only

c) A and C only

d) None of these

e) All A B & C

Q.109. Which of the following can be a remedy of the global situation mentioned in the passage?

(A) Reducing the production of cars and thereby the demand for energy.

(B) Inducing farmers to increase their food and other agricultural produce.

(C) Increasing the prices of food items to compensate farmers for their losses.

a) A only b) A and B only

c) B only

d) B and C only

e) None of these

Choose the word which is most OPPOSITE in meaning of the word given in bold as used in the passage.

Q.110. consensus

a) deviant

b) disagreement

c) dejection

d) denial

e) dissuasion

Q.111. elevated

a) raised

b) stabilized

c) inclined

d) fallen

e) slanted

Q.112. volatility

a) agitation

b) effervescence

c) optimism

d) disparity

e) inactivity

Choose the word/group of words which is most nearly the SAME in meaning as the word given in bold as used in the passage.

Q.113. incentive

a) acceleration

b) surplus

c) baiting

d) inspiration

e) encouragement

Q.114. advanced

a) put forward

b) set aside

c) taken over

d) marched forward

e) escalated further

Q.115. turbulence

a) tranquility

b) certainty

c) turmoil

d) restless

e) lackluster

Courtesy : Bank Exam Guide