(SBI PO Sample Material) Reasoning : Water Image (MCQs)

Directions: Find the water image of X from amongst the given alternatives.

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(SBI PO Sample Material) Reasoning :  Mirror Image (MCQs)

Directions: Find the mirror image of following words/numbers from amongst the given alternatives.

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Banking and Financial News – 29 May 2014

RBI directive on FC accounts – RBI has directed banks to convert credit balances in any inoperative Foreign currency denominated deposits into Indian rupees if the account was not in use for three years from date of maturity of the deposit. (The Hindu)

Each and every one of us holds the amazing power to modify our life at any time we decide to do so. ~ Michael Bailey

Courtesy : The Hindu

(SBI PO Sample Material) Descriptive English : Precis Writing (MCQs)

1. The graduate of a school of architecture expects to be an architect; the graduate of a dental school expects to be a dentist. But the graduate of a liberal arts college, what lies fit for? The very purpose of his training is to make him larger than any special task and to enable him to change, if need be, from one task to another without serious loss. A small knows in his first year in the college just what he is going to do. His range is narrow and his possibilities so little that life stretches before him as the steel track lies sharp and clear before the locomotive driver. But the larger a man is, the greater his perplexity on the day of his graduation from college. We congratulate him that he does not possess the certainty of a one-trade mind. (144 words)

Hint

The passage compares professional education with liberal education. The future of professional students is well defined, but their scope is narrow; students with liberal education find their future vague but their scope is quite wide.

Précis

(SBI PO Sample Material) Marketing Knowledge : Consumer Behavior (MCQs)

1. Marketing research is useful for:

(1) deciding proper marketing strategies
(2) deciding the selling price
(3) choosing the right products
(4) choosing the sales persons
(5) All of these

2. A call means:

(1) shout out to somebody
(2) profession or business
(3) visiting friends
(4) visiting prospective customers
(5) after-sales service

3. Conversion means

Banking and Financial News – 28 May 2014

RBI eases forward forex contracts norms for importers – Providing importers with greater flexibility in hedging, RBI has allowed them to book forward foreign exchange contracts up to 50% of the eligible limit. (The Hindu)

RBI directive to NBFCs – RBI has directed NBFCs to round off all transactions to the nearest rupee to avoid unnecessary discomfort to public. (The Hindu)

Cooperative banks told not to give large loans to PSUs - RBI says such lending goes against urban cooperative banks’ original mandate of funding small borrowers. The primary function of cooperative banks is to help meet the credit needs of society by providing loans and advances to small borrowers, agriculture and small businesses, RBI said. This meant that granting high value loans to PSUs diluted the cooperative character of UCBs. (liveMint)

Important Financial Terms in the News explained.

Banking and Financial News – 27 May 2014

Current Account Deficit narrows to 1.7% of GDP in 2013-14. (The Hindu)

All NBFCs require prior approval before acquisition of 10% shares: RBI - Deposit- and non-deposit taking non-banking financial companies (NBFCs) will henceforth have to apply for Reserve Bank of India (RBI) permission for any transaction that requires transfer of more than 10% of shares in the companies, the central bank said in a notification on Monday. (live Mint)

Sale of bad debt to ARCs boost bank results, but worries remain - The fiscal fourth-quarter earnings of Indian banks have indicated that bad loans at most banks fell from the preceding three months, mainly with banks selling bad debt to asset reconstruction companies (ARCs). (live Mint)

Important Financial Terms in the News explained.

Current Account Deficit (CAD) - It occurs when a country's total imports of goods, services and transfers is greater than the country's total export of goods, services and transfers. This situation makes a country a net debtor to the rest of the world.

State Bank of Hyderabad

Final Result For the Post of Management Executives 2014

(Special Drive for SC-ST-OBC Category)

Written Exam held on 23-02-2014

List of Selected Candidates

SR.NO  ROLLNO     NAME            DOB

State Bank of India

(Download) Admit Card For Probationary Officers Examination 2014

Click Here To Download Admit Card

Courtesy : SBI

(SBI PO Sample Material) Reasoning : Courses of Action (MCQs)

Direction: In each question given below is given a statement followed by two courses of action numbered I and II. You have to assume everything in the statement to be true and on the basis of the information given in the statement, decide which of the suggested courses of action logically follow(s) for pursuing.

Give answer

(1) If only I follows
(2) If only II follows
(3) If either I or II follows
(4) If neither I nor II follows
(5) If both I and II follow.

1. Statement: A train was derailed near an unmanned railway crossing and several people were killed in the incident.

Courses of action:

I. The railway authorities should clarify the reason of the accident to the Government.
II. The government should allocate funds to pay ex-gratia amounts to the people killed.

2. Statement: There has been a significant drop in the water level of all the rivers supplying water to the state.

Courses of Action:

I. The water supply authority should impose a partial cut in supply to tackle the situation.
II. The state government should appeal to all the residents through mass media for minimal use of water.

3.  Statement: In a recent revelation it has been revealed that some criminals in collusion with police officials are involved in the illegal sale of a large quantity of weapons from the state police armoury.

Courses of Action:

I. A thorough investigation should be ordered by the state government to bring out all those who are involved into the illegal sale of arms.
II. State police armoury should be kept under central government’s control.

4. Statement: Courts take too long in deciding important disputes of various departments.

Courses of action:

I. Courts should be ordered to speed up matters.
II. Special powers should be granted to officers to settle disputes concerning their department.

(SBI PO Sample Material) Reasoning : Cause and Effect (MCQs)

Direction: In each of the following questions, two statements numbered I and II are given. There may be cause and effect relationship between the two statements. These two statements may be the effect of the same cause or independent causes. These statements may be independent causes without having any relationship. Read both the statements in each question and mark your answer as

(1) If statement I is the cause and statement II is its effect;
(2) If statement II is the cause and statement I is its effect;
(3) If both the statements I and II are independent causes;
(4) If both the statements I and II are effects of independent causes; and
(5) If both the statements I and II are effects of some common cause.

1. Statements:

I. There has been a high increase in the incidents of atrocities against Dalits in the city during the past few months.
II. The police officials have been unable to nab the culprits who are committing crime against Dalits.

2. Statements:

I. Rural and semi-urban areas in the country have been suffering due to load shedding for quite some time.
II. If the government is not able to overcome the power crisis, load shedding will be extended even to the urban areas.

3.  Statements:

I. The university authorities have instructed all the colleges under its jurisdiction to ban use of all phones inside the college premises.
II. Majority of the teachers of the colleges signed a joint petition to the university complaining the disturbances caused by cell phone ringtones inside the classrooms.

4. Statements:

I. Most of the steel producing companies in the country have made considerable profit during the last financial year.
II. Many Asian countries have been importing huge quantities of steel from India.

5. Statements:

Banking and Financial News – 26 May 2014

Hindustan Motors Stops Production of Ambassador Cars - The maker of the iconic Ambassador has halted production of the car that was long the choice of Indian officialdom, citing weak demand and a lack of funds, casting doubt on the future of a vehicle that has looked essentially the same for more than five decades.

Modelled after the British Morris Oxford, the Ambassador was the first car to be made in India and was once a status symbol, but began losing its dominance in the mid-1980s when Maruti Suzuki introduced its low-priced 800 hatchback.

View life as a continuous learning experience. ~ Denis Waitley

(SBI PO Sample Material) Computer Knowledge : Internet & Intranet (MCQs)

1. Computer connected to a LAN (Local Area Network) can

(1) run faster
(2) go online
(3) share information and /or peripheral equipments
(4) send email
(5) None of these

2. SMPS stands for

(1) Switched Mode Power Supply
(2) Start Mode Power Supply
(3) Store Mode Power Supply
(4) Single Mode Power Supply
(5) None of these

3. A proxy server is used for which of the following?

(1) To provide security against unauthorised users
(2) To process client requests for web pages
(3) To process client requests for database access
(4) To provide TCP/IP
(5) None of these

भारतीय स्टेट बैंक

भारतीय स्टेट बैंक  में लिपिक संवर्ग में सहायकों की भर्ती 2014

रिक्ति विस्तार :

पद का नाम : लिपिक संवर्ग में सहायक

पद की संख्या : 5092 पद

महत्वपूर्ण दिनांक :

(SBI PO Sample Material) English Language and Comprehension : Sentence Arrangement (MCQs)

Direction (Q. No. 1-5): Sentences given in each question, when properly sequenced form a coherent paragraph. Each sentence is labelled with letter. Choose the most logical order of sentences from among the given choices to construct a coherent paragraph.

1. A. 'Electricity' is a subject enumerated in the Concurrent list, meaning that the Federal and State legislatures are competent to enact laws on the subject.
B. The Constitution of India has demarcated the legislative competence of the Federal and State legislatures in three different lists.
C. However, a State law cannot override, or be inconsistent with, a Federal law and in case of inconsistency, the Federal law will override the State law.
D. The Union list contains matters within the exclusive domain of the Federal legislature, the State list contains matters within the exclusive domain of the State legislature, and the Concurrent list contains subjects on which both the Federal and the State legislatures are competent to enact laws.

(1) ACBD (2) BDAC
(3) DABC (4) BCDA
(5) None of these

2. A. The Vikings were the terrorists whom Europe feared the most between the eighth and the twelfth centuries.
B. They set out on these voyages of dangerous adventure because they felt an even more unbearable fear than did their neighbours who stayed behind.
C. For they were tortured by the thought that their name and reputation might vanish into nothingness.
D. They managed to brave the seas to pillage, ransom, and create havoc from Constantinople to Lisbon and Dublin, even though they carried inside them all the usual fears of poor peasants as well as the loneliness of Scandinavia's long nights.

(1) CDAB (2) CBAD
(3) DABC (4) ADBC
(5) None of these

3. A. Deprived of livelihood and income, they face penury, and as families split up and spread out, their community bonds crumble.
B. Oddly, all this happens in the name of development, and the victim are described as beneficiaries.
C. Cut off from their most vital resources, those uprooted are then robbed of their history traditions and culture.
D. Imagine the entire population of the continent of Australia turned out of their homes – eighteen million people losing their lands, evicted from their houses.

(1) DACB
(2) DBAC
(3) ACDB (4) ABDC
(5) None of these

4. A. This chemical compound finds wide usage in diversified industries such as refectories, ceramics, etc.
B. Indal developed the requisite technology in-house at its Belgaum centre.
C. In 1982-83, it started developing special alumina, an import substitute.
D. In pursuit of its policy of adding value to the basic products, Indal has been adding value to alumina too.

(1) BCDA (2) CDAB
(3) CBAD (4) DCAB
(5) None of these

State Bank of India

(Selection Procedure) Recruitment For the Post of Assistants in Clerical Cadre 2014

All eligible candidates should apply on-line before the last date for registration of application.

a. Final selection will be made on the basis of performance in the online test and interview taken together. Merely satisfying the eligibility norms does not entitle a candidate to be called for test or interview.

b. The test will be online objective type, consisting of (i) General Awareness (ii) General English (iii) Quantitative Aptitude (iv) Reasoning Ability (v) Marketing Aptitude / Computer Knowledge. The questions in objective tests, except for the test of General English, will be bilingual i.e., English & Hindi. Each test will be of 40 marks.For these objective type tests of total 200 marks candidates will be given a composite time of 2 Hours 15 minutes

There will be negative marks for wrong answers in the Objective tests. 1/4th mark will be deducted for each wrong answer. Candidates will have to pass in each of the objective tests.The passing marks in each of the tests will be decided by the Bank on the basis of the performance of all the competing candidates taken together in each test to a minimum required level. Candidates are also required to score a minimum percentage marks on
aggregate (For SC/ST/OBC/PWD/XS candidates, 5% relaxation available thereon) for being considered for interview. Minimum percentage marks on aggregate will be decided by the bank.

NOTE: Other detailed information regarding the examination will be given in the ‘Acquaint Yourself’ booklet, which will be made available to the eligible candidates along with the call letter for the test.

c. Interviews: Candidates qualified in the test will be placed according to their marks in descending order in respective categories. Depending upon the number of vacancies only certain number of candidates from amongst those who qualify by ranking high enough in the merit will be called for interview in the ratio of maximum 3 candidates for each vacancy. Candidates are required to score a minimum percentage marks (to be decided by the bank) in interview to be considered for final selection. 5% relaxation for SC/ST/ OBC/PWD/XS category will be available thereon. Weightage for knowledge of local language will be given in accordance with the Govt. guidelines. Final selection will be made on the basis of candidate’s performance in the test and interview taken together.

Note: Interview call letters will be uploaded on the Bank’s website after declaration of result of online test. Candidates will have to download the same from our website. No hard copy of interview call letter will be sent by post. Date of written examination: Various dates in the month of July/August (Tentatively).(Bank reserves the right to change the dates of examination.)

Courtesy : SBI

State Bank of India

(Eligibility Criteria) Recruitment For the Post of Assistants in Clerical Cadre 2014

Educational Qualification : (As on 31.08.2014)

Banking and Financial News – 24 May 2014

IDBI Offers lower interest on MSME loans– On Friday, IDBI Bank signed an agreement with the Federation of Indian of Indian Chambers of Commerce and Industry (FICCI) to offer loans to Micro, Small and Medium enterprises (MSME) at 1% lower than the market rates and also charge low processing fee. (The Hindu)

India’s Forex reserves up $1.09 b to $314.92 b as on 16 May 2014. (The Hindu)

SBI Q4 Profit drops 8% due to the large amount of provisioning on Stresses Assets. Net non-performing assets stood at 2.57%. (The Hindu)

Gold prices, premia, down on RBI move easing gold import curbs and allowing more institutions to import it. (The Hindu)

Union Commerce Ministry has recommended levying anti-dumping duty on solar cells imported from US, Malaysia, China and Chinese Taipei, to provide relief to struggling domestic manufacturers. (The Hindu)

Important Financial Terms in the News explained.

Micro, Small & Medium Enterprises – Two types viz. Manufacturing and Services

Manufacturing Enterprises – Manufacture or Production of goods pertaining to any industry employing P & M in process of value addition to a final product having distinct name or character or use.

Service Enterprise – Engaged in providing or rendering of services. Classification based on Investment in Equipments.

Then, the Classification is based on Investment in Plant & Machinery (P&M)

SBI PO TEST – Banking Awareness – Practice Test - 1

Q 01. Which panel / committee recently recommended that every citizen should have a bank account, on receiving Aadhar number ?

Q 02 - Nachiket Mor Panel on Financial Inclusion recommended raising of the Priority Sector Lending stipulation; up to what level ?

Q 03 – What is the Nachiket Mor panel recommendation in respect of SLR?

Q 04 – True or False ? Public Sector Banks can sell Insurance policies of any number of insurers.

Q 05 – What are IINSS (C) bonds sold by RBI in the last quarter of the last fiscal 2013-14?

Q 06 - Bharatiya Mahila Bank (BMB), the first women’s bank in Public Sector was Inaugurated on 19 Nov 2013. What is the significance of 19 November?

Q 07 – In November 2013, RBI said that Foreign Banks cannot open new branches in India, and stipulated a mechanism instead. What Mechanism?

Q 08 – Which Public Sector bank was the first to introduce ATM Card for joint account holders?

Q 09 – According to the recommendations of the Urjit Patel Committee on Monetary Policy, who is to be accountable for achieving the Inflation Target ?

Q 10 - In Jan 2014, RBI announced setting up a Deposit Education & Awareness Fund. How is this Fund to be funded?

Q 11 – In Jan 2014, RBI raised the Loan to Value (LTV) ratio in respect of Gold Loans. How much is the LTV now ?

Q 12 – Who headed the Committee that recently scrutinized the applications for new Bank licences and submitted recommendations thereon?

Q 13 – Who recently headed the Financial Sector Legislative Reforms Commission (FSLRC) that has proposed a complete overhaul of the existing financial sector laws ?

Q 14 – What is “Indicash”?

Q 15 – Which bank has recently launched Instant Money Transfer (IMT), which allows a person not holding an ATM card, to withdraw cash at its IMT-enabled ATMs - a first of its kind initiative by any public sector bank.?

Q 16 – According to the new simplified “Foreign Portfolio Investment Scheme” put in place by RBI, Portfolio investors registered in accordance with SEBI guidelines shall be called what ?

Q 17 - RBI has extended up to what date, the date for complete implementation of Basel III norms by banks.

Q 18 - A borrower who has availed of a loan from the Bank, is not a Consumer, as per the Consumer Protection Act. Yes / No ?

Q 19 - What is a Whiteline ATM ?

Q 20 - As of March 2014, which Bank proposed to issue Basel III compliant bonds in overseas markets, the first such issue out of India ?

Q 21 – As of Dec 2013, approximately how much was India’s External Debt? Pick the correct option.

A. $ 300 billion B. $ 400 billion C. $ 425 billion D. $ 450 billion

Q 22 - When Foreign Investors buy large number of shares in the Indian Stock Exchanges, what happens to the value of the Indian Rupee ? (Pick the correct option.)

A. Not Affected B. Tends to Increase C. Tends to Decrease D. Can’t say

Q 23 - In terms of value, Crude Oil is India’s biggest Import. Which item is currently the second? (Pick the correct option.)

A. Machineries B. Gold C. Nuclear Fuel D. Arms & Ammunition for Defence

Q 24 - As per RBI instructions on Basel III norms, how much is the Capital Adequacy Ratio required to be achieved by Indian Banks, on the date of complete implementation?

Q 25 - As per current RBI guidelines, what is the time norm for classifying as NPA, a loan where the borrower has not paid instalment or interest? (Pick the correct option.)

A. 30 days B. 60 days C. 90 days D. 180 days

ANSWERS

A 01. Nachiket Mor Panel on Financial Inclusion.

A 02 – up to 50%

A 03 – That SLR has outlived utility for banks & NBFCs; to be removed eventually.

A 04 – True. As instructed by Finance Ministry in Dec 2013.

A 05 - Inflation Indexed National Savings Securities – Cumulative. They were Inflation Indexed Bonds.

A 06 – Birthday of India’s only woman Prime Minister yet, Indira Gandhi.

A 07 – As branches of the Foreign Bank’s wholly Owned Subsidiary registered in India.

A 08 - Canara Bank. Primary card holder initiates trxn using his PIN & Secondary card holder validates trxn using his PIN

A 09 - A new Monetary Policy Committee (MPC) with RBI Governor as head.

A 10 - Using unclaimed balances lying in deposit accounts of depositors, not claimed for 10 years or more. This is as per Section 26A of The Banking Laws (Amendment) Act 2012.

A 11 – 75%

A 12 – Bimal Jalan, former Governor of RBI.

A 13 - Justice Srikrishna

A 14 – The brandname of the 15,000 White Label ATMs to be rolled out by Tata Communications Payment Solutions Limited (TCPSL) across India by June 2016. It is the first non-banking firm to launch its ATM network.

A 15 – Bank of India

A 16 - Registered Foreign Portfolio Investor (RFPI).

A 17 - 31 March 2019

A 18 - No. A borrower who has availed of a loan from the Bank, is a Consumer, as per the Consumer Protection Act. All Banking services where deficiency in service is observed, the consumer can file a complaint under COPRA.

A 19 – White-Label ATM – Owned and operated by a non-banking entity. E.g “Indicash” ATMs of Tata Communications Payment Solutions Limited (TCPSL)

A 20 - Bank of India, the country’s third largest public sector lender, proposes to issue $300-400 million worth of Basel III compliant bonds in overseas markets. It will be the first such issue out of India. Basel III is the latest international accounting norm for banks,

A 21 - Option C. - $ 426 billion

A 22 - Option B – Tends to Increase. More demand for the Rupee to buy the shares pushes the value of the Rupee up.

A 23 - Option B. Gold

A 24 - 11.50%

State Bank of India

(Download) Admit Card For Pre-Exam Training [PET] For Probationary Officers Examination 2014

Click Here To Download Admit Card

Courtesy : SBI

(SBI PO Sample Material) Reasoning : Statement & Assumptions (MCQs)

Directions (Q. 1-5): In each question below given statement followed by two assumptions numbered (I) and (II) You have to consider the treatment and the assumptions and decide which of the assumptions is implicit in the statement. Give answer 1. if only assumption (I) is implicit; give answer 2. if only assumption (II) is implicit; give answer 3. if either (I) or (II) is implicit; give answer 4. if neither (I) nor (II) is implicit and give answer 5. if both (I) and (II) are implicit.

1. Statement: All the employees are notified that organisation will provide transport facilities at half cost from the nearby railway station to the office except those who have been provided with traveling allowances.

Assumptions:

(I) Most of the employees will travel by the office transport.
(II) Those who are provided with travelling allowance will not read such notice.

2. Statement: Many historians have done more harm than good by distorting truth.

Assumptions:

(SBI PO Sample Material) Reasoning : Statement & Arguments (MCQs)

Directions (Q. 1-5): Each question given below is followed by two arguments numbered (I) and (II). You have to decide which of the arguments is strong argument and which is a weak argument.

1. If only argument (I) is strong
2. If only argument (II) is strong
3. If either (I) or (II) is strong
4. If neither (I) nor (II) is strong
5. If both (I) and (II) are strong

1. Should private sector be permitted to operate telephone services?

Arguments:

(I) Yes. They are operating in advanced Western countries.
(II) No. It is risky to put them in private hands.

2. Should India go in for computerisation in industry?

Arguments:

(I) No, It will aggravate the growing unemployment in India.
(II) Yes, It will bring precision, refinement and speed in industrial production.

(SBI PO Sample Material) Marketing Knowledge : Marketing Mix (MCQs)

1. Which among the following may be called a pillar of market concept?

(1) Customer orientation
(2) Product planning
(3) Cost budgeting
(4) All of these
(5) None of the above

2. Profit by customer satisfaction is a tool of:

(1) old concept of marketing
(2) new concept of marketing
(3) production (4) price
(5) None of these

3. Marketing is successful when:

(1) demand exceeds supply
(2) supply exceeds demand
(3) salesmen are effectively trained
(4) All of the above
(5) None of the above

Banking and Financial News – 23 May 2014

SBI Exploring Ways to Declare Vijay Mallya 'Wilful Defaulter': Report (NDTV Profit) - State Bank of India, which has an exposure of Rs. 1,600 crore to grounded airline Kingfisher, today said it is exploring ways to declare the carrier's promoter Vijay Mallya as a 'wilful defaulter'. The source said that as per RBI guidelines, it would have to be proven that the borrower had diverted funds which he taken from the bank and not paying up despite having the ability to pay. A person declared wilful defaulter would lose directorships in companies and would never be able to borrow further. SBI leads a 17-member consortium of lenders that is trying to recover dues running into over Rs. 7,500 crore in principal alone from Kingfisher Airlines. The source said that bank was also looking at attaching personal assets of Mallya.

Important Financial Terms in the News explained.

Wilful Defaulter - RBI defines a wilful defaulter as a borrower that is able but unwilling to pay, has diverted loan proceeds for other than their initially stated use, or has overstated profits in order to obtain a loan.

Consortium Finance - Under consortium financing, several banks (or financial institutions) finance a single borrower with common appraisal, common documentation, joint supervision and follow-up exercises, these banks have a common agreement between them, the process is somewhat similar to loan syndication.

Loan Syndication - The process of involving several different lenders in providing various portions of a loan. Loan syndication most often occurs in situations where a borrower requires a large sum of capital that may either be too much for a single lender to provide, or may be outside the scope of a lender's risk exposure levels. Thus, multiple lenders will work together to provide the borrower with the capital needed, at an appropriate rate agreed upon by all the lenders. Mainly used in extremely large loan situations, syndication allows any one lender to provide a large loan while maintaining a more prudent and manageable credit exposure, because the lender isn't the only creditor. Loan syndication is common in mergers, acquisitions and buyouts, where borrowers often need very large sums of capital to complete a transaction, often more than a single lender is able or willing to provide.

Banking and Financial News – 22 May 2014

RBI eases gold norms (Reuters) - Reserve Bank of India (RBI) allowed banks to provide gold loans to jewellery companies, while also expanding the number of private agencies (Star Trading Houses & Premier Trading Houses) that can import the precious metal. The moves by the RBI, announced late on Wednesday, should increase supplies of gold and brighten the earnings outlook for jewellery makers after the government took tough measures to curb imports last year, analysts said. Although the two steps alone are not expected to impact India's current account deficit, they could reinforce expectations that RBI and finance ministry officials will soon move towards removing some of those curbs.

RBI allows banks to provide long-term credit to exporters. (The Hindu) - RBI has allowed banks to provide long-term credit up to 10 years to exporters to enable them to enter into long term supply contracts with importers abroad.

All new ATMs should be disabled-friendly. (The Hindu) – RBI, for the benefit of disabled persons, has made it mandatory for banks to install from July 1, 2014, only talking ATMs with Braille keypads. RBI further advised banks to convert existing ATMs to ones with these features and to provide ramps at all existing and future ATMs, as well as bank branches, where feasible.

Banking and Financial News – 21 May 2014

Important Financial Terms in the News explained.

The Fragile Five is the latest acronym to hit the emerging markets, with concerns regarding the effect of US tapering heightened by the apparent current account deficits of the countries in question – Brazil, India, Indonesia, South Africa and Turkey.

Nachiket Mor Committee – on Comprehensive financial services for small businesses and low-income households.

Short Forms / Acronyms

CCI - Competition Commission of India

(SBI PO Sample Material) Data Interpretation : Mix Diagrams (MCQs)

Directions: These questions are based on graphs 1 and 2. Graph 1 represents the performance of three students for ‘time taken’ in a learning task across five trials, while Graph 2 represents ‘errors made’ across them.

1. Which student is a better performer on the basis of time graph?

(1) Student one (2) Student two
(3) Student three
(4) None of these
(5) Cannot be said from the given information.

2. Who is a better performer on the basis of the ‘errors graph’?

(1) Student one (2) Student two
(3) Student three (4) None of these
(5) Data Inadequate

(SBI PO Sample Material) Reasoning : Statement & Conclusions (MCQs)

Directions (Q. 1-3): In each question below is given a statement followed by two conclusions numbered (I) and (II) You have to assume everything in the statement to be true and consider both the conclusions together, then decide which of the two given conclusions logically follow beyond a reasonable doubt from the information given in the statement. Give answer:

1. If, only Conclusion (I) follows.
2. If only Conclusion (II) follows.
3. If either (I) or (II) follows.
4. If neither (I) nor (II) follows.
5. If both (I) and (II) follow.

1. Statement:

About 50 per cent of animal by-products hair, skin, horn etc. is edible protein. Indian chemists have developed a method of isolating 45 per cent of this protein. They used an enzyme developed in Japan to break down Soya protein.

Conclusions:

(I) Indians have not been able to develop enzymes.
(II) If an economically feasible process is developed, there would be plenty of edible protein available.

2. Statement: Since inequality is built in wherever there is development, there is a little that can be done to arrest it except at the cost of development itself.

Conclusions:

(I) To achieve development inequality should be allowed to continue.
(II) Equality and development do not go together.

3. Statement: Recent researches have shown that pimples have their root cause within the liver.

Conclusions:

(I) The medication for pimples should be administered in the liver.
(II) Creams requiring external application are of no use.

Directions (Q. 4-5): In each question, consider the given statement and the conclusions and decide which of the conclusions definitely follow from the statement.

4. Statement: Large hearted people liberally donate money. Duryodhanan donated money. Duryodhana’s insistence not to give even a single inch of land to the Pandavas led to the happenings of Mahabharata.

Conclusions:

(I) Duryodhanan was a large hearted man.
(II) Had Duryodhanan been large hearted perhaps Mahabharata could be avoided.

1. Conclusion (I) follows
2. Conclusion (II) follows
3. Either (I) or (II) follows
4. Neither Conclusion (I) nor (II) follows
5. Both the Conclusion (I) and (II) follow

(SBI PO Sample Material) Reasoning : Puzzle Test (MCQs)

Directions (Q. No. 1-5): Study the given information carefully and answer the questions that follow :

(i) A, B, C, D, E, F and G are sitting on a wall and all of them are facing east.
(ii) C is on the immediate right of D.
(iii) B is at an extreme end and has E as his neighbour.
(iv) G is between E and F.
(v) D is sitting third from the south end.

1. Who is sitting to the right of E?

(1) A (2) C
(3) D (4) G
(5) None of these

2. Which of the following pairs of people are sitting at the extreme ends?

(1) AB (2) AE
(3) CD (4) FB
(5) None of these

3. Name the person who should change place with C such that he gets the third place from the north end.

(1) E (2) F
(3) G (4) D
(5) None of these

4. Immediately between which of the following pairs of people is D sitting?

(1) AC (2) AF
(3) CE (4) CF
(5) None of these