Probationary Officer / Management Trainee - 2009

1. Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to that group?

a) RU

b) BE

c) FI

d) AD

e) IM

2. Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to that group?

a) 28

b) 56

c) 175

d) 112

e) 63

3. How many such pairs of letters are there in the word SEDATIVE each of which has as many letters between them in the word as in the English alphabet?

a) None

b) One

c) Two

d) Three

e) More than three

4. In a certain code CURATIVE is written as BSVDDUHS. How is STEAMING written in that code?

a) BFUTFMHL

b) TUFBFMHL

c) BFUTLHMF

d) BFUTHOJN

e) None the these

5. How many meaningful English words can be made with the letters SWNE using each letter only once in each word?

a) None

b) One

c) Two

d) Three

e) More than three

6. In a certain code language, 'when did you come' is written as 'tina kija', 'will you come· again' is written as 'napa sa ja' and 'she will go' is written as 'pa da ra'. How is 'again' written in that code language?

a) na

b) sa

c) ja

d) da

e) None of these.

7. In a certain code 'COURT' is written as '5% @ 38' and 'TILE' is written as '8©$4', How is 'CITE' written in that code?

a) 5$84

b) 5%84

c) 5©84

d) 3©84

e) None of these

8. Among P, Q, R, S and T, each having different weight, R is heavier than S but lighter than T. P is lighter than S. Who among them is the heaviest?

a) T

b) Q

c) T or Q

d) Data inadequate

e) None of these

9. If '+' means 'subtracted from', 'x' means 'added to', ‘÷’ means 'multiplied by' and '-' means 'divided by', then 15 + 6 4 - 8 x 5 = ?

a) 12

b) 23

c) 13

d) 17

e) None of these

10. Pointing to a girl, A run said "She is the only daughter of my grandfather's son". How is the girl related to Arun?

a) Daughter

b) Sister

c) Cousin Sister

d) Data inadequate

e) None of these

Directions  : Study the following arrangement carefully and answer the questions given below :

4 K @ 1 E F © 2 H D % 3 8 B I M 6 * U W Y 5 $ 9 G J # 7 A

11. Which of the following is the eighth to the left of the nineteenth from the left end of the above arrangement?

a) 5

b) U

c) D

d) #

e) Nome of these

12. How many such consonants are there in the above arrangement, each of which is immediately preceded by a letter and immediately followed by a number?

a) None

b) One

c) Two

d) Three

e) More than three

13. Four of the following five are alike in a certain way based on their positions in the above arrangement and so form a group. Which is the one that does not belong to that group?

a) F2©

b) JG$

c) W5Y

d) D3%

e) 59$

14. If all the numbers in the above 'arrangement are dropped, which of the following will be the fourteenth from the left end?

a) M

b) %

c) D

d) W

e) None of these

15. How many such symbols are there· in the above arrangement, each of which is immediately preceded by a letter and immediately followed by a number?

a) None

b) One

c) Two

d) Three

e) More than three

Directions : What should come in place of question mark n) in the following questions?

51. 58.621 - 13.829 - 7.302 - 1.214 = ?

a) 37.281

b) 35.272

c) 36.276

d) 31.254

e) None of these

52. 450 of ? % + 285 of 46% = 257.1

a) 34

b) 32

c) 21

d) 28

e) None of these

53. (81)4 ÷ (9)5 = ?

a) 6561

b) 729

c) 81

d) 9

e) None of these

54. 618 + 62 x 0.50 – 29 = ?

a) 625

b) 660

c) 640

d) 655

e) None of these

55. 282 X 82 X 0.2 = ?

a) 4624.8

b) 4734.6

c) 4604.4

d) 4324.2

e) None of these

Directions : In the following number series only one number is wrong. Find out the wrong number.

56. 3 7 16 35 72 153 312

a) 7

b) 153

c) 35

d) 72

e) 16

57. 18 20 23 32 48 73 109

a) 20

b) 23

c) 32

d) 48

e) 73

58. 7 4 5 9 20 51 160.5

a) 4

b) 5

c) 9

d) 20

e) 51

59. 6 10 14 34 66 130 258

a) 10

b) 14

c) 34

d) 66

e) 130

60. 2 7 30 138 524 1557 3102

a) 7

b) 30

c) 138

d) 524

e) 1557

62. Prabha started a business investing Rs. 32,000/-. After 5 months Amit joined her with a capital of Rs. 22,000/-. At the end of the year the total profit was Rs. 16.409/-. What is Prabha's share of the profit?

a) Rs. 5,284/-

b) Rs. 11,712/-

c) Rs. 10,182/-

d) Rs. 4,697/-

e) None of these

63. The simple interest accrued on an amount of Rs. 16,500/- at the end of three years is Rs. 5,940/- What would be the compound interest accrued on the same amount at the same rate in the same period ? (rounded off to two digits after decimal)

a) Rs. 6681.31

b) Rs. 6218.27

c) Rs. 6754.82

d) Rs. 6537.74

e) None of these

64. The sum of four consecutive even numbers is 44. What is the sum of the squares of these numbers?

a) 288

b) 502

c) 696

d) 920

e) None of these

66. Prerna decided to donate 15% of her salary to an orphanage. On the day of donation she changed her mind and donated Rs. 1,896/- which was 80% of what she had decided earlier. How much is Prerna's salary?

a) Rs. 18,500/-

b) Rs. 10,250/-

c) Rs. 15,800/-

d) Cannot be determined

e) None of these

101. Which of the following is NOT a measure to control Inflation adopted by the Government and/or RBI?

a) Monetary Policy

b) Fiscal Policy

c) Financial Inclusion

d) Price Control

e) Bank Rate Policy

102. As we all know the Wholesale Price Index is divided in five main commodity groups. Which of the following is NOT considered separately as a group while calculating Wholesale Price Index (WPI)?

a) Services and/or Production by Public Sector Units

b) Agriculture

c) Import & Exports

d) Mining

e) Manufacturing

103. In terms of the economics, the total value of the output (goods and services) produce a and income received in a year by domestic residents of a country put together is called

a) Net National Product

b) Gross National Product

c) Gross National Income

d) National Income

e) None of these

104. As per the reports in various newspapers/magazines India could not achieve the target of industrial growth fixed in tenth five year plan. What was the target fixed for the same?

a) 12%

b) 115

c) 10%

d) 8%

e) None of these

105. Which of the following schemes was launched a few years back to provide wage employment to the rural people in India (The programme is being run successfully in addition to NREGA)?

a) Indra Awas Yojana

b) Accelerated Rural Water Supply Programme

c) Total Sanitation Campaing

d) Sampoorna Gramnen Rozgar Yojana

e) Pradhan Mantri Gram Sadak Yojana.

106. Which of the following is TRUE about the Rajiv Gandhi National Drinking Water Mission?

(A) To provide safe drinking water in urban slums

(B) To provide sustainable safe drinking water in rural areas

(C) To provide sustainable and safe drinking water in those parts of the country where ample water is not available like coastal areas and desert areas

a) Only A

b) Only B

c) Only C

d) All A, B & C

e) None of these

107. The minimum support price of which of the following was announced as Rs.1,080/- a quintal for current year's Rabi Crops (2008-09)?

a) Gram

b) Paddy

c) Wheal

d) Sugarcane

e) None of these

108. Which of the following is TRUE about the India-USA agreement on developing gas resources?

(A) Both the nations will cooperate in exploiting gas hydrates in Krishna, Godavari and Mahanadi basins and deep sea of Andaman.

(B) USA will help in establishment of an IIT exclusively for research and training in the areas of gas technology

(C) India will send its experts to find out more gas reserves in various parts of USA particularly in deep sea of Alaska as they have special training in the same.

a) Only A

b) Only B

c) Only C

d) All A, B & C

e) None of these

109. As per the news reports in various news papers/magazines which of the following sectors of the Indian economy has slipped into Negative Growth during the last quarter of 2008-09?

a) Services Sector

b) Agriculture Sector

c) Industrial sector

d) Energy Sector

e) None of these

110. Rural sanitation programme of the Central Govt. is a very popular programme in India. Which of the following was/were the objectives of the same?

(A) To provide home sanitation

(B) To provide disposal of garbage

(C) To provide wage employment to poor of society in rural areas

a) Only A

b) Only B

c) Only C

d) Both A & B

e) All A, B & C

111. Which of the following is/are true about the economy of China?

(A) China as a country is rich but Chinese are not so.

(B) China's growth strategy has been based mainly on exports.

(C) Despite attaining rapid growth and Also bringing millions of people out of poverty, China remains a poor country.

a) Only A

b) Only B

c) Only C

d) Both A & B

e) All A, B & C

112. How much growth rate per annum India needs if it has to eradicate its poverty in next 25 years?

a) 6%

b) 9%

c) 8%

d) 7%

e) 10%

113. The energy policy of India says that energy security can be ensured by augmenting the domestic energy resource base and by maintaining reserves equivalent to the oil imports sufficient for

a) 15 days

b) 90 days

c) 60 days

d) 30 days

e) one year

114. Who amongst 'the following is the author of the book "What I require from Life"?

a) J.B.S. Haldane

b) Nirupam Sen

c) Sonal Shah d) Sonia Gandhi

e) Manmohan Singh

115. Which of the following is/are major reforms the Govt. has introduced in Banking Sector?

(A) Dismantling the complex system of interest rate controls.

(B) Eliminating prior approval of the RBI for large loans.

(C) Introduction of capital adequacy norms and few other prudential norms

a) Only A

b) Only B

c) Only C

d) All A, B & C

e) None of these

Directions (151-165) : Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering-some of the questions.

Crude oil has had a long history, and an interesting one. It is probably one single natural resource that has been instrumental in producing maximum conflicts and wars during the last century. With such a track record, it is surprising that in the given environment, wherein oil prices are breaking all records, and has become the biggest cause of concern across the globe, why is it that there is silence from some parts of the world? It is intriguing especially when some have been paying a much higher price on fuel, as compared to their poorer counterparts. It is surprising, more so, when one realizes that the number of oil producing nations is only a handful as compared to the number of oil consuming nations.While a proactive action from the mighty and powerful can bring in a huge respite for the world, why is it that they choose to be silent? Also, keeping in mind the fact that a few nations- both powerful and weak have some of the largest unused oil reserves, their silence and lack of any serous action look all the more aberrant. Looking at the manner things are shaping up, it just cannot be ruled out that possibly these nations have a definite interest in the increasing prices of oil. The question then is what could their underlying interest be?

In all probability, what we are seeing right now is just a precursor to the larger picture, well laid out by them may be for the good. With rising prices, the OPEC might be delighted right now, but perhaps they are unable to see what is going to hit them. For this unprecedented rise in oil is creating a most demanding environment for alternative fuels. As ad when the reserves deplete arid demand really grows, more than anyone else, it is OPEC that would be badly hit, much to the glee of some nations having unused reserves which have the most to gain by 'using blackmailing tactics. Eventually, the countries at the receiving end would be forced to create an enabling environment for alternative energy. This trend is already visible, with India showing the way with its nuclear deal and other countries dangling the corrot of complete conversion to natural gas towards other countries in order to boost their own business. By doing so they arecreating tactical pressure on countries. As they know that the further the oil prices get pushed, the more the globe would become attracted and ready for alternative and non-conventional fuel. Moreover, for many of the countries, it might become more expensive to invest in newer technologies -to conform to the emission norms that to shift to alternative sources, making the market even more attractive. And it is then that the organizations which have already invested billions of dollars in alternate fuels would mop up the global energy market completely.

The second possible reason why some nations of the world are not too enthusiastic to mitigate the price of oil is because the rising oil price is perhaps one of the major deterrents to growth of other countries. Perhaps they were hand in glove in the mechanism to raise the oil price and knowing well that this would make these nations feel the -pinch. And now, the rising oil prices have put these nations in a fix. As the pressure of inflationary tendencies increases these countries cannot afford either to sit back and remain entrapped in the larger conspiracy. No wonder then that these are frantically loosing around the globe especially Africa-for newer reserves! As it is said, oil has a long history and the legacy continues.

151. What, according to the passage, is the step that the nations are likely to take with an intolerable rise in oil prices?

a) Shift to alternate forms of energy

b) Come to a state of war with other nations

c) Put tactical pressure on countries having oil reserves

d) Formulate more stringent emission norms and apply these across the globe

e) None of these

152. Why is the author surprised with the stance which various nations have taken pertaining to the current global oil crisis?

a) The stance is leading to way among the nations for control over oil fields

b) Powerful nations have been selling oil at a very inflated rate to under developed nations

c) Many nations have shifted to alternate forms of energy boycotting the use of oil due to inflated prices

d) Even though oil has been a matter of conflict among the nations earlier, many nations have a kept a silence on the current crisis

e) None of these

153. Which nations does the author refer to in the phrase 'these nations have a definite interest ill the increasing prices of oil'?

a) The mighty and powerful nations

b) Nations having unused oil reserves

c) Nations which have exhausted their oil reserves

d) The nations which have shifted to non-conventional fuels

e) None of these

154. Which of the following is not true in context of the passage?

a) Some nations have kept a silence upon the rising oil price in order to inhibit the growth of other nations

b) It is more cost effective to shift to alternate forms of energy than to invest in technology for conforming to the emission norms

c) Some nations have unused oil reserves which would earn these nations heavy profits once the oil reserves elsewhere deplete

d) India has had a nuclear deal for its energy needs

e) All are true

155. What does the author mean by 'dangling the corrot' in the passage?

a) Some countries, are stringently opposing the conversion to alternate forms of fuel.

b) Some countries have been luring other countries to change over to alternate fuels in order to boost their own business.

c) Some countries are making the effort to save environment by using natural gas instead of oil as a fuel

d) Both a) and b)

e) None of these.

156. Which of the following is intended in the given passage?

a) To highlight the plight of OPEC with rising fuel prices

b) To urge to the government to shift from oil to natural gas since it is more environment friendly

c) To highlight the vested interest of some nations in maintaining the indifference to rising oil prices

d) To urge to save the environment by conforming to the emission norms and using alternate energy sources

e) None of these

157. Why, according to the author, OPEC though delighted currently, would be in a difficult situation later?

a) All the oil reserves on the earth will soon be exhausted

b) Powerful nations will try and dominate OPEC later on

c) As the oil reserves which are being used currently deplete in the time to come, nations having unused oil reserves would arm-twist OPEC

d) Nations will lose faith in OPEC owing to very high fuel prices

e) None of these

158. What, according to the author, makes the market of alternate sources very attractive?

a) Many countries have already made a substantial profit in the industry of alternate fuel

b) Such measure do not cause harm to the environment

c) Only a few countries of the world will have the access to alternate forms of fuel

d) The use of alternate sources has been forced upon certain countries by powerful countries

e) None of these

159. Which of the following can be the most appropriate title for the given passage?

a) Reasons behind silence on increase in oil prices

b) Nuclear power as an alternate source of energy

c) The monopoly of oil reserves by powerful countries

d) The repercussion of shifting to alternate forms of energy

e) Oil reserves as deterrent for growth of the nations.

Directions (1.60-162) : Choose the word/group of words which is most similar in meaning to the word printed in bold as used in the passage.

160. INSTRUMENTAL

a) Non-vocal

b) Reasonable

c) Creditable

d) Responsible

e) Liable

161. ABERRANT

a) Curious

b) Abnormal

c) Spoilt

d) Inferior

e) Nonfunctional

162. PUSHED

a) Dominated

b) Pressed

c) Diverted

d) Thrown

e) Increased

Directions (163-165) : Choose the word/ group of words which is most opposite in meaning to the word printed in bold as used in the passage.

163. PROACTIVE

a) Quick

b) Over powered

c) Dormant

d) Delicate

e) Brittle

164. GLEE

a) Disappointment

b) Dishonor

c) Appreciation

d) Disillusion

e) Defeat

165. MITIGATE

a) Fright

b) Decline

c) Degeneration

d) Worsen

e) Deprivation

Courtesy : Bank Exam Guide