(Jobs) Recruitment of Generalist Officers in Scale II & III at Bank of Maharashtra - 2022
(Jobs) Recruitment of Generalist Officers in Scale II & III at Bank of Maharashtra - 2022
BANK OF MAHARASHTRA, leading listed Public Sector Bank with Head Office in Pune and all India network of branches invites online application from candidates for recruitment of Generalist Officers in Scale II & III. It is envisioned to focus on bank’s business by emulating techno-savvy systems, augmenting retail, agriculture and MSME portfolio, effective implementation of EASE norms, impeccable compliance, etc. The Bank has always intended to recruit such skilled officers who possess not only banking knowledge but also have experience of working in different verticals / specialized branches / credit proposal processing cell, etc.
Details of Numbers of Posts, Reservation & Age:
|
Name of the Post |
Scale |
Age (Years) |
No of Vacancies |
Of which PwBD |
||||||||
|
SC |
ST |
OBC |
EWS |
UR |
Total |
OC |
VI |
HI |
ID |
|||
|
Generalist Officer |
II |
25 - 35* |
60 |
30 |
108 |
40 |
162 |
400 |
4 |
4 |
4 |
4 |
|
Generalist Officer |
III |
25 - 38* |
15 |
07 |
27 |
10 |
41 |
100 |
1 |
1 |
1 |
1 |
|
Total |
75 |
37 |
137 |
50 |
203 |
500 |
5 |
5 |
5 |
5 |
||
* Age Relaxation to reserved category is applicable as per Government guidelines. Abbreviations: SC: Scheduled Caste, ST:
Scheduled Tribe, OBC: Other Backward Classes, EWS: Economically Weaker Section, UR: Unreserved, PwBD: Persons with Benchmark Disabilities, OC: Orthopedically Challenged, VI: Visual Impairment, HI: Hearing Impairment, ID: Intellectual / Multiple Disabilities.
Eligibility Criteria:
|
1 |
Post |
Generalist Officer MMGS Scale – II |
Generalist Officer MMGS Scale III |
|
2 |
No. of Posts |
400 (Four Hundred Only). |
100 ( One Hundred Only) |
|
3 |
Qualification |
Bachelor’s degree in any discipline with minimum 60% marks in the aggregate of all semesters / years (55% for SC / ST / OBC / PwBD). Passing of JAIIB & CAIIB is desirable. OR Professional qualification like CA / CMA / CFA from a recognized University/ Institution/ Board recognized by Govt. of India / approved by Govt. Regulatory bodies. |
Bachelor’s degree in any discipline with minimum 60% marks in the aggregate of all semesters / years (55% for SC / ST / OBC / PwBD). Passing of JAIIB & CAIIB is desirable. OR Professional qualification like CA / CMA/ CFA from a recognized University/ Institution/ Board recognized by Govt. of India / approved by Govt. Regulatory bodies. |
|
4. |
Experience |
Post qualification Work Experience of 3 years as an officer in any Scheduled Commercial Bank. Experience in Credit related areas / Branch Head / Incharge is preferable. |
Post qualification Work Experience of 5 years as an officer in any Scheduled Commercial Bank. The candidate should have minimum one-year experience as Branch Manager / Head out of five years. Experience in Credit related areas / In charge of Specialized Verticals is preferable. |
|
5. |
Age |
Minimum 25 years and Maximum 35 years. (Relaxation for reserved categories will be applicable as per Government guidelines). |
Minimum 25 years and Maximum 38 years. (Relaxation for reserved categories will be applicable as per Government guidelines). |
|
6. |
Job Profile |
(a) Overall control on Branch working. Business development. Public Relations & maintaining liaison with authorities of Govt. / RBI / Public. Finalisation of performance budget and fulfilment of targets. Monitoring of credit portfolio / Upgradation of NPAs / Recovery in NPAs. Exercise sanctioning powers both lending & non-lending / administrative and reporting to higher authorities. (b) Carrying out of Due diligence on credit proposals assigned, Timely completion of Review / Renewals as Appraiser, including Credit Risk Assessment proposals. Securing maximum marks for the AMT in Credit Audit in Pre- Sanction. Assisting Relationship Manager in achieving Budgeted growth in Advances for the AMT. (c) Adhering to Turn around Time for processing New / Existing proposals. Ensuring ABS considered for the proposals are the same as filed with ROCs. Ensuring achievement of satisfactory RAROC (Risk adjusted Return on Capital) for each unit in the AMT KRAs Responsible for Analysis and appraisal of credit proposal including Ad hoc facilities / structuring / rehabilitation proposals/any other type of business or general proposal pertaining to the unit. Ensuring timely / review/renewal of credit limits. Pre- Sanction Stage. Ensuring compliance of KYC norms. Updation of periodical due diligence reports as per RBI guidelines. Obtaining data/information from customers for assessment and processing of the proposal. Interacting with key officials in the borrowing units for obtaining data/statements etc. (d) Customer Meets, Supervise job rotation. Follow up of inspection & audit reports & ensuring rectifications. All correspondence relating to Head Office, Zonal Office, Redressal of complaints. Over all control on housekeeping. Ensuring that the Bank’s systems & procedures are properly followed at the Branch. Giving greater attention to planning for business development, charting strategies for growth, expanding customer base through requisite customer relationship measures, scouting for avenues to expand credit portfolio qualitatively & quantitatively, Management of NPAs, Liaison with local authorities, Govt. departments, Large Institutions, Corporates & high net worth clients etc. to ensure that the Branch is on the path of accelerated growth & improves market share. (e) Maintaining effective Public Relations and ensure courtesy in dealing with the customers and public in person, in correspondence and on telephone. Avoid confrontation by resolving the issues tactfully. Ensure adherence to Telephone Discipline by all the members of staff. Maintaining effectiveness in branch operations and in customer service. Dispose the matters as per the rules in force except those that require the personal attention of the Branch Manager. Redressal of the grievances of customers as per rules / guidelines duly bringing to the notice of the Branch Head unpleasant instances, if any, happened in his absence. (f) Ensure maintenances of adequate stock of security items, passbooks, publicity literature and various forms required for deposits & advances and other transactions. Monitoring the matters related to claims to the assets of the deceased customers and ensuring their quick disposal as per prevalent guidelines. Be aware and authorize the return of cheques of customers in the absence of Branch Head and ensure to bring the same to the notice of the Branch Head. (g) Attend to effective cash management. Joint custody of cash, Supervision over tallying cash, physical [from docket & cash reports in system], Authorize cash transactions, authorizing transactions within his powers, ensure smooth Day- begin, Day-end of the branch software systems, Verify & ensure prompt submission of periodical returns in conformity with the prescriptions in schedule of returns through concerned departmental Officers / Staff. Ensure periodical balancing / tallying of books of accounts and monitoring of fraud prone sundry items as prescribed. Scrutiny of daily vouchers, verification, protection and preservation of voucher bundles and records in use. Assisting in segregation and destruction of old records as per the policy after obtaining permission from the competent authority. (h) Monitor preparation of annual indent of stationery and security items as per norms. Monitor and maintain close watch on current accounts, big accounts, newly opened accounts and other institutional accounts which form sizable share in total deposits. Ensure maintenance of registers for cash transactions exceeding Rs. 10.00 lacs and observations of KYC norms at the time of opening of accounts and monitoring of large value transactions. (i) Ensure periodical verification of securities and attend to orderly arrangement of joint custody items duly getting relevant registers updated as a joint custodian. Facilitate taking note of exceptions appearing in exceptional reports by Branch Head and enforce steps to reduce such items. Take steps in consultation with Branch Head to plug loopholes in transgressions on systems and procedures or unfair practices that may cause operational risks / future losses. Advise the staff to adhere to the laid down systems and procedures and to avoid shortcuts bypassing the guidelines. Ensure maintenance of mandatory registers like customer complaint register, AOD registers etc. |
|
Emoluments:
Presently, the starting basic pay applicable is as under.
|
Scale of Pay : Scale II |
Rs. 48170 – (1740/1) - 49910 – (1990/10) – 69810. |
|
Scale of Pay : Scale III |
Rs. 63840 - (1990/5) – 73790 – (2220/2) – 78230. |
Selection Procedure:
- The candidates shall be required to appear for online examination to be conducted through IBPS. The successful candidates shall be called for interview in the proportion of 1:4 based on their ranking. The allocation of marks for online examination and Interview is 150 & 100 respectively which will be converted into 60:40. The minimum cut off marks for online examination, interview and final selection shall be 50% for UR / EWS and 45% for SC / ST / OBC / PwBD.
- The combined final score of candidates shall be arrived at on the basis of scores obtained by the candidates in the Online Examination and Interview and accordingly a merit list shall be prepared for selection of candidates. Merit list for selection will be prepared in descending order on the basis of combined scores obtained, in case more than one candidate score the cut-off marks (common marks at cut-off point), such candidates will be ranked according to their age in descending order, in the merit.
- In case, in the opinion of the bank, adequate number of candidates have not qualified by obtaining minimum marks as stipulated above in the online examination, bank reserves right to reduce the minimum marks as deemed fit.
- Mere eligibility / admission to Group Discussions / Interview / pass in GD/ interview does not imply that the Bank is satisfied beyond doubt about the candidate’s eligibility and shall not vest any right in a candidate for selection.
- The Bank would be free to reject the candidature of any candidate at any stage of recruitment process, if he / she is found to be ineligible and / or furnished incorrect or false information / certificates / documents or has suppressed any material facts and the fees paid by the ineligible candidates shall be forfeited. If appointed, such a candidate may be summarily removed from the services of the Bank.
Examination Pattern:
Examination consisting of Objective Test for 150 marks will be conducted online. The test will have four Sections (with separate timings for each section) as follows:
|
Sr. No. |
Name of Test |
No. of Questions |
Maximum Marks |
Duration |
|
01 |
English Language |
20 |
Total Maximum Marks 150 |
15 Minutes |
|
02 |
Quantitative Aptitude |
20 |
15 Minutes |
|
|
03 |
Reasoning Ability |
20 |
15 Minutes |
|
|
04 |
Professional Knowledge** |
90 |
75 minutes |
|
|
|
Total |
150 |
2 Hours |
How to Apply:
A. Detailed Guidelines/Procedures for Application Registration:
Important Points to be Noted Before Registration.
Before applying online, candidates should:
(i) (a) Scan their photograph, signature, left thumb impression and the hand written declaration, ensuring that both the photograph and signature, left thumb impression, hand written declaration adhere to the required specifications as given under guidelines.
(b) Left thumb impression (If a candidate is not having left thumb, he/she may use his/ her right thumb. If both thumbs are missing, the impression of one of the fingers of the left hand starting from the forefinger should be taken. If there are no fingers on the left hand, the impression of one of the fingers of the right hand starting from the forefinger should be taken. If no fingers are available, the impression of left toe may be taken. In all such cases where left thumb impression is not uploaded, the candidate should specify in the uploaded document the name of finger and the specification of left/right hand or toe).
(c) A hand written declaration (text given below). The hand written declaration has to be in the candidate’s hand writing and in English only. If it is written by anybody else and uploaded or in any other language, the application will be considered as invalid. (In the case of candidates who cannot write, may get the text of declaration typed and put their left hand thumb impression (if not able to sign also) below the typed declaration and upload the document as per specifications.)
The text for the hand written declaration is as follows –
“I, (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”
(d) The above mentioned hand written declaration has to be in the candidate’s hand writing and in English only and should NOT BE IN CAPITAL LETTERS. If it is written by anybody else or in any other language, the application will be considered as invalid.
(e) The left thumb impression should be properly scanned and not smudged.
(ii) Have a valid personal e-mail address and mobile number which should be kept active till the completion of this Recruitment Process. Bank may send call letters for the examination etc. through the registered e-mail ID. In case a candidate does not have a valid personal e-mail ID, he/she should create his/her new e-mail ID and mobile no. before applying on-line and must maintain that e-mail account and mobile number.
(iii) Application Fees/Intimation Charges (Non-Refundable):
|
Sr |
Category |
Application Fee / Intimation Charges |
GST |
Total |
|
01 |
UR / EWS / OBC |
1000 |
180 |
1180 |
|
02 |
SC / ST |
100 |
18 |
118 |
|
03 |
PwBD |
Fee exempted |
||
|
04 |
Women Candidates |
Fee exempted |
||
Fee / Intimation charges once paid will NOT be refunded on any account nor can it be held in reserve for any other examination or selection. Bank Transaction charges for online payment of application fee /intimation fee will have to be borne by the candidate. Applications once submitted will not be allowed to withdraw and fee once paid will not be refunded on any ground nor can it be held in reserve for any other examination or selection. Eligible candidate has to apply online through the Bank’s website www.bankofmaharashtra.in only. No other means/ mode of application are acceptable.
B. Application Procedure:
(i) Candidates are advised to go to the Bank’s website www.bankofmaharashtra.in and click on the ‘Careers ’ Recruitment Process Current Openings to open the link “Online application for recruitment of “GENERALIST OFFICERS IN SCALE II & III PROJECT 2022-23” and then click on the option “APPLY ONLINE” which will open a new screen.
(ii) To register application, choose the tab “Click here for New Registration” and enter Name, Contact details and e-mail id. A Provisional Registration Number and Password will be generated by the system and displayed on the screen. Candidate should note down the Provisional Registration Number and Password. An Email & SMS indicating the Provisional Registration number and Password will also be sent.
(iii) Visually Impaired candidates should fill the application form carefully and verify / get the details verified to ensure that the same are correct prior to final submission.
(iv)Candidates are advised to carefully fill and verify the details filled in the online application themselves as no change will be possible / entertained after clicking the COMPLETE REGISTRATION button.
(v) The Name of the candidate or his / her father / husband etc. should be spelt correctly in the application as it appears in the Certificates / Mark sheets. Any change/alteration found may disqualify the candidature.
(vi) Validate your details and Save your application by clicking the Validate your details’ and ‘Proceed’ button.
(vii) Candidates can proceed to upload Photo, Signature, Left Thumb Impression & Hand Written Declaration as per the specifications given in the Guidelines for Scanning and Upload of Photograph and Signature.
(viii)Candidates can proceed to fill other details of the Application Form.
(ix) Click on the Preview Tab to preview and verify the entire application form before COMPLETE REGISTRATION.
(x) Modify details, if required, and click on ‘COMPLETE REGISTRATION’ only after verifying and ensuring that the photograph, signature uploaded and other details filled by you are correct Candidates are requested to apply on-line between 05-02-2022 and 22-02-2022.
Important Dates:
|
Particulars |
Date |
|
Commencement date of on-line application |
05-02-2022 |
|
Last Date of online application |
22-02-2022 |
|
Date of Online Examination |
12-03-2022 |
|
Date of GD / Interview |
Will be informed separately. |
Click here for Online Apply
Click here for Download Official Notification
Courtesy: Bank of Maharashtra
