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(Paper) IBPS Clerk Online CWE-II Previous Year Exam Paper "Held on 15-12-2012, English Language"

IBPS Clerk Online CWE-II Previous Year Exam Paper - 2012

Subject: English Language

Directions (1-5): In each of the following sentences, an idiomatic expression or a proverb is highlighted. Select the alternative which best describes its use in the sentence.

1. The stunt that I recently attempted was a piece of cake.

(1) The stunt that I recently attempted was enjoyable to watch
(2) The stunt that I recently attempted was very challenging
(3) The stunt that I recently attempted was celebrated by all
(4) The stunt that I recently attempted turned out to be a failure
(5) The stunt that I recently attempted was a Simple task

2. The boy broke the window and took to his heels.

(1) The boy broke the window and fell on his heels
(2) The boy broke the window and ran away
(3) The boy broke the window with his heels
(4) The boy ran into the window
(5) The boy broke the window and robbed a pair of heels

3. I pledged myself to serve the king faithfully.

(1) I made a mistake by promising to serve the king faithfully
(2) I made a fool of myself in order to serve the king
(3) I boasted about serving the king faithfully
(4) I was forcibly made to serve the king
(5) I made a solemn and formal promise to serve the king faithfully

4. There is a crying need for improvements to our public transport system.

(1) There is an obvious need for improvements to our public transport system
(2) Tht1e is a well documented need for improvements to our public transport system.
(3) There is a minor need for improvements to our public transport system.
(4) There is a serious need for improvements to our public transport system.
(5) There is no urgency for improvements to our public transport system.

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5. In an old bookshop I happened to light upon a volume that belonged to my grandfather.

(1) In an old bookshop I happened to discard a volume that belonged to my grandfather.
(2) In an old bookshop I happened to purchase a volume that belonged to my grand-father.
(3) In an old books hop I happened to look for a volume that belonged to my grandfather.
(4) In an old bookshop I happened to discover by chance a volume that belonged to my grandfather
(5) In an old books hop I happened to reveal  a volume that belonged to my grandfather.

Directions (6-10): Pick out the most effective word/phrases from the given alternatives marked (1), (2), (3), (4) and (5) given below each sentence to fill in the blank to make the sentence meaningful and grammatically Correct.

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(Paper) IBPS Clerk Online CWE-II Previous Year Exam Paper "Held on 15-12-2012, General Awareness"

IBPS Clerk Online CWE-II Previous Year Exam Paper - 2012

Subject: General Awareness

1. The Head of the Reserve Bank of India is officially known as

(1) President of RBI
(2) Chief Executive of RBI
(3) Managing Director (MD) or RBI
(4) Executive Director of RBI
(5) Governor of RBI

2. An engineer working in a big City in India wishes to send some money to his/her parents in a small village. How can a bank help him/her? (Both of them have accounts in the branches of the same bank.)

A. By issuing a Demand Draft.
B. By opening a letter of credit in the name of his/her parents.
C. Through E-transfer of money

(1) Only A
(2) Only B
(3) Only C
(4) Both A and B
(5) Both A and C

3. Which of the following is the Central Bank of our country?

(1) State Bank of India
(2) Central Bank or India
(3) National Bank for Agriculture and Rural Development
(4) Reserve Bank of India
(5) None of these

4. People normally go to a bank for withdrawal or/and depositing their money. In addition to that banks provide many other services these days. Which of the following is/are such new services?

A. Sale of insurance policies.
B. Loans for higher studies for children.
C. Acceptance of bills for Telephone / Electric supply services on behalf of such organizations.

(1) Only A
(2) Only B
(3) Only C
(4) Both A and B
(5) All A. B and C

5. Who amongst the following is the Head of the RBI at present?

(1) Mr. K. V. Kamath
(2) Dr. Yaga Venugopal Reddy
(3) Mr. N. R. Narayanamurthy
(4) Mr. O. P. Bhatt
(5) D Subba Rao

6. India has different categories of Commercial banks. Which of the following is not one such category?

(1) Private Banks
(2) Commodity Banks
(3) Nationalised Banks
(4) Co-operative Banks
(5) Foreign Banks

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(Paper) IBPS Clerk Online CWE-II Previous Year Exam Paper "Held on 15-12-2012,Computer Knowledge"

IBPS Clerk Online CWE-II Previous Year Exam Paper - 2012

Subject: Computer Knowledge

1. __ key is the example of Toggle key

(1) Alt
(2) Shift
(3) Control
(4) Escape
(5) Caps Lock

2. _____ is a feature for scheduling and multiprogramming to provide an economical interactive system of two or more users

(1) Time sharing
(2) Multitasking
(3) Time tracing
(4) Multiprocessing
(5) None of these

3. ROLLBACK in a database is _____ statement

(1) TCL
(2) DCL
(3) DML
(4) DDL
(5) SDL

4. Video controller

(1) Controls the resolution of images on screen
(2) Controls the signals to be sent and received from processor for display
(3) Handles the entire electronic work behind the formation of images on the screen
(4) Is responsible for allocating pixels for formation of images
(5) Is responsible for the refresh rate of the screen/monitor

5. The disks stores information in

(1) Tables
(2) Rows and columns
(3) Blocks
(4) Tracks and sectors
(5) All of these

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(Paper) IBPS Clerk Online CWE-II Previous Year Exam Paper "Held on 15-12-2012,Numerical Ability"

IBPS Clerk Online CWE-II Previous Year Exam Paper - 2012

Subject: Numerical Ability

Directions (1-10): What will come in place of the question mark (?) in the following questions?

1. (3325 ÷ 25) × (152 ÷ 16) =?

(1) 1269.4
(2) 1264.9
(3) 1265.3
(4) 1263.5
(5) None of these

2.

(1) 14
(2) (196)2
(3) -14
(4) 144
(5) None of these

3.

 

(1) 15
(2) 13
(3)
(4) 12
(5) None of these

4. -15 - 27 - 88 - 63 + 255 =?

(1) 55
(2) 74
(3) 62
(4) 59
(5) None of these

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(Paper) IBPS Clerk Online CWE-II Previous Year Exam Paper "Held on 16-12-2012, Computer Knowledge"

IBPS Clerk Online CWE-II Previous Year Exam Paper - 2012

Subject: Computer Knowledge

1. The system unit—

(1) coordinates input and output devices
(2) is the container that houses electronic components
(3) is a combination of hardware and software
(4) controls and manipulates data
(5) does the arithmetic operations

2. In Word you can force a page break —

(1) By positioning your cursor at the appropriate place and pressing the F1 key
(2) By positioning your cursor at the appropriate place and pressing Ctrl + Enter
(3) By using the Insert/Section Break
(4) By changing the font size of your document
(5) None of these

3. The basic unit of a worksheet into which your enter data in Excel is called a _____

(1) tab
(2) cell
(3) box
(4) range
(5) None of these

4. To reload a Web page, press the _____ button.

(1) Redo
(2) Reload
(3) Restore
(4) Ctrl
(5) Refresh

5. Which of the following is a programming language for creating special programs like applets?

(1) Java
(2) Cable
(3) Domain name
(4) Net
(5) COBOL

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(Paper) IBPS Clerk Online CWE-II Previous Year Exam Paper "Held on 16-12-2012, Numerical Ability"

IBPS Clerk Online CWE-II Previous Year Exam Paper - 2012

Subject: Numerical Ability

1. In an urn there are 4 red balls and 3 blue balls. If two balls are drawn at random, find the probability that none is red.

2. On annual day of a school some chocolates were to be distributed equally among 420 children. But on that particular day, due to some reason 140 more children of another school joined them: hence each child got 1 chocolate less. How many chocolates were originally supposed to be distributed among the children?

(1) 1640
(2) 1680
(3) 1690
(4) 1600
(5) None of these

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(Paper) IBPS Clerk Online CWE-II Previous Year Exam Paper "Held on 16-12-2012, General Awareness"

IBPS Clerk Online CWE-II Previous Year Exam Paper - 2012

Subject: General Awareness

1. Which of the following is not correct regarding the JICA President Award?

(1) It is given to an individual
(2) It is given to an organization
(3) It is given for making contributions in the field of development
(4) The ‘J’ in JICA denotes Jordan
(5) Delhi Metro is the recipient of the 2012 Award

2. Who among the following was never the Governor of Reserve Bank of India?

(1) Osborne Smith
(2) James Braid Taylor
(3) Montek Singh Ahluwalia
(4) C.D. Deshmukh
(5) D. Subbarao

3. Which one of the following is correct regarding the Note Issuing Authority of the Reserve Bank of India?

(1) Apart from the government it has the authority / monopoly to issue currency notes other than one rupee notes/ coins
(2) One rupee notes/coins and coins of smaller denominations are put into circulation by the Central government
(3) At present the RBI issues notes in seven denominations
(4) The functions of note issue and currency management is discharged by the RBI through its head office in Mumbai
(5) None of these

4. Which of the following Is not correct regarding the National Integration Day?

(1) It aims to bring unity, peace, and spreading of love and brotherhood among fellow Indians
(2) It is also celebrated as Quami Ekata Divas
(3) It is celebrated in remembrance of Indira Gandhi
(4) It is celebrated on October 31
(5) National Integration Day celebration ends with Children’s Day

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(Paper) IBPS Clerk Online CWE-II Previous Year Exam Paper "Held on 16-12-2012, English Language"

IBPS Clerk Online CWE-II Previous Year Exam Paper - 2012

Subject: English Language

Directions (1-5): Which of the phrases (1), (2), (3) and (4) given below should replace the phrase given in bold in the following sentences to make the sentence grammatically correct? If the sentence is correct as it is and there is no correction required mark (5) i.e. ‘No correction required’ as the answer.

1. During the recession many companies will be forced to lay oil workers.

(1) have the force to
(2) be forced into
(3) forcibly have
(4) forcefully
(5) No correction required

2. He wanted nothing else expecting to sleep after a stressful day at work.

(1) nothing better than
(2) anything else unless
(3) nothing but having
(4) nothing else than
(5) No correction required

3. Ramesh took charge of the project, within a few days of having appointed?

(1) having an appointment
(2) being appointed
(3) after being appointed
(4) appointing
(5) No correction required

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(Paper) IBPS Clerk Online CWE-II Previous Year Exam Paper "Held on 16-12-2012, Reasoning Ability"

IBPS Clerk Online CWE-II Previous Year Exam Paper - 2012

Subject: Reasoning Ability

Directions (1-5): Each of the questions given below is based on the given diagram. The diagram shows three circles each representing Doctors, Experienced Hospital Employee and Post Graduates.

1. Which of the following represents such people who are Experienced- Hospital Employees but are not doctors?

(1) Only A
(2) Only C
(3) A and C
(4) F and C
(5) G and A

2. Which of the following represents such people who are Doctors and Post Graduates but not Experienced- Hospital Employees?

(1) Only D
2) B and F
(3) Only E
(4) Only B
(5) B and E

3. Which of the following represents such Doctors who are also Experienced- Hospital Employees?

(1) G and F
(2) D and G
(3) Only A
(4) Only G
(5) Band F

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(Download) IBPS : Clerk Exam Paper Held On 4.12.2011 - Reasoning

(Download) IBPS : Clerk Exam Paper Held On 4.12.2011 - Reasoning

1. In a certain code ‘BUILT’ is written as ‘5#32@’ and ‘TRIBE’ is written as ‘@9345©’. How is ‘RULE’ written in that code?

(1) 9#2©
(2) 92#©
(3) @#2©
(4) @2#©
(5) None of these

2. How many meaningful English can be formed, starting was S, with the second, the fourth, the fifth and the eight letters of theword PERISHED, using each letter only once in each word? (To be counted from left)

(1) None
(2) One
(3) Two
(4) Three
(5) More than three

3. The positions of howmany digits in the numbers 837912 will remain unchanged after the digits within the number are rearranged in descending order? (from left to right)

(1) None
(2) One
(3) Two
(4) Three
(5) More than three

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(Download) IBPS : Clerk Exam Paper Held On 4.12.2011 - Numerical Ability

(Download) IBPS : Clerk Exam Paper Held On 4.12.2011 - Numerical Ability

1-10.What should come in place of the question mark (?) in the following questions?

1. 5 × ? = 8042 ÷ 4

(1) 396.1
(2) 6433.6
(3) 10052.5
(4) 402.1
(5) None of these

2. 206 × 71 – 12080 = ?

(1) 2546
(2) 2654
(3) 2564
(4) 2645
(5) None of these

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(Download) IBPS : Clerk Exam Paper Held On 4.12.2011 - General Awareness

(Download) IBPS : Clerk Exam Paper Held On 4.12.2011 - General Awareness

1. India has agreed to provide financial help to which of the following countries so that it can also implement its 10th Five Year’s Plan (2008-13) successfully?

(1) Afghanistan
(2) Myanmar
(3) Pakistan
(4) Nepal
(5) Bhutan

2. Which of the following States is a major producer of Sugar in India?

(1) Goa
(2) Punjab
(3) Jammu & Kashmir
(4) Himachal Pradesh
(5) Maharashtra

3. A bank receives a counterfelt note of Rs. 100/- from the customer, which customer wants it back. Which of the following action should be taken by the Bank?

(1) Will return to customer
(2) Will impound and no return
(3) Will ask for exchange of note
(4) Will replace with genuine note
(5) Will check all the notes in possession with the customer which are not being deposited also

4. Which of the following is not a mode of foreign capital inflow in India?

(1) FDI
(2) NRI deposits
(3) FII
(4) No frills accounts
(5) None of these

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5. Exporters and importers in India are required to know ‘FEMA’ rules. What does the letter ‘M’ denote in the term ‘FEEMA’?

(1) Money
(2) Material
(3) Mega
(4) Management
(5) Micro

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(Download) IBPS : Clerk Exam Paper Held On 4.12.2011 - Computer Knowledge

(Download) IBPS : Clerk Exam Paper Held On 4.12.2011 - Computer Knowledge

1. The operation of combining two cells into a single cell in Excel is referred to as____

(1) Join Cells
(2) Merge Cells
(3) Merge Table
(4) Join Table
(5) None of these

2. Which of the following can be used to store a large number of files in a small amount of storage space?

(1) File adjustment
(2) File copying
(3) File reading
(4) File compatibility
(5) File compression

3. In a computermost processing takes place in ____

(1) Memory
(2) RAM
(3) Motherboard
(4) CPU
(5) None of these

4. Data is organized in a worksheet as ________

(1) charts and diagrams
(2) rows and columns
(3) tables and boxes
(4) graphs
(5) None of these

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(Download) IBPS : Clerk Exam Paper Held On 11.12.2011 - Reasoning

(Download) IBPS : Clerk Exam Paper Held On 11.12.2011 - English Language

1. In a certain code ‘TERMINAL’ is written as ‘NSFUMBOJ’ and ‘TOWERS’ is written as ‘XPUTSF’. How is ‘MATE’ written in that code?
(1) FUBN
(2) UFNB
(3) BNFU
(4) BNDS
(5) None of these

2. The positions of how many digits in the number 5314647 will remain unchanged after the digits are rearranged in ascending order within the number?
(1) None
(2) One
(3) Two
(4) Three
(5) More than three

3. What should come in place of the questions mark (?) in the following letter series?
AC EG IK MO ?
(1) PR
(2) QS
(3) QR
(4) PS

4. 'ERID' is related to 'DIRE' in the same way as 'RIPE' is related to ________ ?
(1) EPIR
(2) PERI
(3) EPRI
(4) PEIR
(5) IPRE

5. How many meaningful English words can be made with the third, the fifths, the seventh and the ninth letters of the word 'DOWNGRADED', using each letter only once in each word?
(1) None
(2) One
(3) Two
(4) Three
(5) More than three

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(Download) IBPS : Clerk Exam Paper Held On 11.12.2011 - English Language

(Download) IBPS : Clerk Exam Paper Held On 11.12.2011 - English Language

1-5. In each of these questions, two sentences (i) and (ii) are given. Each sentence has a blank in it. Five words (1), (2), (3), (4) and (5) are suggested. Out of these, only one first at both the places in the context of each sentence. Number of that word is the answer.

1.

I. Boats take more time going against the ________ of the river.
II. She keeps herself abreast of ________ events.
(1) flow
(2) latest
(3) water
(4) all
(5) current

2.

I. While trying to open the door, the ______ broke.
II. It is not difficult to ________ tricky situations.
(1) handle
(2) knob
(3) bracket
(4) overcome
(5) win

3.

I. This course teaches you not to _______ to temptations.
II. We hope to increase our ________ of rice this year.
(1) succumb
(2) produce
(3) yield
(4) share
(5) submit

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(Download) IBPS : Clerk Exam Paper Held On 11.12.2011 - Numerical Ability

(Download) IBPS : Clerk Exam Paper Held On 11.12.2011 - Numerical Ability

What should come in place of the question mark (?) in the following questions?

1. 10.8 × 5.5 × 8.4 = ?
(1) 458.69
(2) 489.96
(3) 498.96
(4) 485.69
(5) None of these

2. 45 ÷ 5 – 0.5 = ?
(1) 10
(2) 12
(3) 9.5
(4) 8.5
(5) None of these

3. 3.5 × (60 ÷ 2.5) = ?
(1) 62
(2) 96
(3) 74
(4) 88
(5) None of these

4. (4 × 4 × 4 × 4 × 4 × 4)5 × (4 × 4 × 4)8 ÷ (4)3 = (64)?
(1) 17
(2) 10
(3) 16
(4) 11
(5) None of these

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(Download) IBPS : Clerk Exam Paper Held On 11.12.2011 - General Awareness

(Download) IBPS : Clerk Exam Paper Held On 11.12.2011 - General Awareness

1. Which of the following is NOT a function of a commercial bank?
(1) Providing project finance
(2) Settlement of payments of behalf of the customers
(3) Deciding policy rates like CRR, SLR, & Repo Rates
(4) Issuing credit/debit/ATM cards
(5) Providing services such as locker facilities, remittances

2. The Election Commission of India is giving training to the electoral officers of which of the following countries in its neighbourhood?
(1) Nepal
(2) Pakistan
(3) China
(4) Bangladesh
(5) Bhutan

3. What is money laundering?
(1) Conversion of assets into cash
(2) Conversion of Money which is illegally obtained
(3) Conversion of cash into gold
(4) Conversion of gold into cash
(5) Conversion of gold with foreign currency

4. As per news reports in various newspapers and journals, 'IAEA' Governors approved the safety plan, so that it can be implemented by all the countries, willing to adopt it. IAEA is an agency/organization working in the area of _________
(1) Nuclear Energy
(2) World Trade
(3) International Banking
(4) Defence
(5) Social Welfare

5. Which one of the following is not a salient feature of debit card?
(1) No bad debts to banks and no suits for recovery
(2) No interest earning for banks
(3) Works like a normal withdrawal slip
(4) 45 days credit is given to the card holder
(5) All of the above

6. Shanti Swarup Bhatnagar Award is given for excellence in the field of _________
(1) Literature
(2) Music
(3) Spots
(4) Science & Technology
(5) Social service

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(Download) IBPS : Clerk Exam Paper Held On 11.12.2011 - Computer Knowledge

(Download) IBPS : Clerk Exam Paper Held On 11.12.2011 - Computer Knowledge

1. The smallest unit of information a computer can understand and process is known as a _____
(1) digit
(2) byte
(3) megabyte
(4) kilobyte
(5) bit
2. Compatibility, with regard to computers, refers to _________
(1) the software doing the right job for the user
(2) it being versatile enough to handle the job
(3) the software being able to run on the computer
(4) software running with only other previously installed software
(5) software permanently available in the computer

3. A _________ use pressure as a use r presses it with a stylus to sent signals.
(1) touchpad
(2) TrackPoint
(3) graphics tablet
(4) trackpad
(5) keyboard

4. The justification that aligns text on both margins of a document in Word is ________
(1) Justify
(2) Bold
(3) Center
(4) Right
(5) Balanced

5. A partially completed workbook that contains formulas and formatting, but no data is called a _____
(1) prototype
(2) template
(3) model
(4) function
(5) None of these

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(Papers) IBPS Clerk Previous Year Exam Paper "Held on 04-12-2011, 1st Sitting - Computer Knowledge" (Eastern Zone)

(Papers) IBPS Clerk Previous Year Exam Paper "Held on 04-12-2011, 1st Sitting - Computer Knowledge" (Eastern Zone)

201. Assembly language is-

(1) Machine Language
(2) High-level programming language
(3) A low-level programming language
(4) Language for assembling computers
(5) None-of these

202. Which of the following is not one of the syntax rules?

(1) The order in which you list the function’s arguments
(2) The precedence of the arguments
(3) Whether or not the function has arguments
(4) Properly spelling the function’s name
(5) None of these

203. The binary system is a number system to the base-

(1) 2
(2) 4
(3) 8
(4) 10
(5) 16

204. Which of the following is not an example of hardware?

(1) Scanner
(2) Printer
(3) Monitor
(4) Mouse
(5) Interpreter

205. Which contents are lost when the computer turns off ?

(1) storage
(2) input
(3) output
(4) memory
(5) None of these

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(Papers) IBPS Clerk Previous Year Exam Paper "Held on 04-12-2011, 1st Sitting - Numerical Ability" (Eastern Zone)

(Papers) IBPS Clerk Previous Year Exam Paper "Held on 04-12-2011, 1st Sitting - Numerical Ability" (Eastern Zone)

Directions (101-115): What should come in place of the question mark (?) in the following questions?

101. 16% of 450 / ?% of 250 = 4.8

(1) 12
(2) 6
(3) 4
(4) 10
(5) None of these

102. 19.5% of 524 = ?

(1) 102.18
(2) 122.81
(3) 120.18
(4) 112.81
(5) None of these

108. 8059 – 7263 = ? × 40

(1) 19.9
(2) 18.7
(3) 15.9
(4) 17.7
(5) None of these

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(Papers) IBPS Clerk Previous Year Exam Paper "Held on 04-12-2011, 2nd Sitting - General Awareness" (Eastern Zone)

(Papers) IBPS Clerk Previous Year Exam Paper "Held on 04-12-2011, 2nd Sitting - General Awareness" (Eastern Zone)

151. Which of the following Awards is given for excellence in the field of Literature?

(1) Dada Saheb Phalke Award
(2) Shanti Swarup Bhatnagar Award
(3) Padma Bhushan
(4) Nirja Bhanot Award
(5) Pulitzer Prize

152. Ms. Hina Rabbani Khar of Pakistan and Mr. Yang Jiechi of China held a meeting recently in Beijing. Both of them are holding which of the following positions in their respective countries?

(1) Prime Ministers
(2) Commerce Ministers
(3) Foreign Secretaries
(4) Foreign Ministers
(5) None of these

153. International Cricket Matches are NOT played in-

(1) Mohali Stadium
(2) Wankhede Stadium
(3) Eden Gardens
(4) Green Park Stadium
(5) Mughal Garden

154. Which term is used in Physics?

(1) Credit
(2) Absolute Zero
(3) Rabies (4) Thyroxin
(5) Liquidity

155. Which of the following terms is used in the game of Chess?

(1) Checkmate
(2) Hoops
(3) Stroke
(4) Heave
(5) Deuce

Printed Study Material for IBPS Clerk Exam

Printed Study Material for IBPS PO Exam

IBPS / SBI Special TX: 
General: 

(Papers) IBPS Clerk Previous Year Exam Paper "Held on 04-12-2011, 1st Sitting - English Language" (Eastern Zone)

(Papers) IBPS Clerk Previous Year Exam Paper "Held on 04-12-2011, 1st Sitting - English Language" (Eastern Zone)

Directions (51-55) : In each of these questions, two sentences (I) and (II) are given. Each sentence has a blank in it. Five words (1), (2), (3)’ (4) and (5) are suggested. Out of these, only one fits at both the places in the context or each sentence. Number of that word is the answer.

51. I. Our office decided to organize a party for the_______couple.
II. She _____ him in conversation to while away some time.

(1) new
(2) engaged
(3) pledged
(4) held
(5) encountered

52. I. It is required that you fill out these two______to register for the job.
II. This subject has many practical_____ in day to day life.

(1) forms
(2) applications
(3) relevance
(4) statements
(5) views

53. I. The next______of this case is after two months.
II. After the accident her____ has been affected.

(1) dates
(2) balance
(3) evidence
(4) health
(5) hearing

54. I. As a last_______ we had to accept these terms and condilions.
II. This place has become a good tourist________ now.

(1) resort
(2) step
(3) attraction
(4) spot
(5) means

55. I. The organization decided on an hourly minimum______of Rs.35.
II. Will he_____ a war on these fronts to improve things?

(1) pay
(2) declare
(3) pose
(4) wage
(5) campaign

Printed Study Material for IBPS Clerk Exam

Printed Study Material for IBPS PO Exam

IBPS / SBI Special TX: 
Subject: 
General: 

(Papers) IBPS Clerk Previous Year Exam Paper "Held on 04-12-2011, 1st Sitting - Reasoning" (Eastern Zone)

(Papers) IBPS Clerk Previous Year Exam Paper "Held on 04-12-2011, 1st Sitting - Reasoning" (Eastern Zone)

1. In a certain code GRANT is written as UOBSH and PRIDE is written as FEJSQ. How is SOLD written in that code?

(1) EPMT
(2) TPME
(3) EMPT
(4) CKNR
(5) ETPM

2. Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to that group?

(1) 19
(2) 17
(3) 13
(4) 27
(5) 37

3. How many meaningful English words can be made with the second, the fourth, the sixth and the seventh letters of the word STUMBLE using each letter only once in each word?

(1) None
(2) One
(3) Two
(4) Three
(5) More than three

4. What should come in place of the question mark (?) in the following letter series based on the English alphabetical order?
BE GJ LO QT ?

(1) UX
(2) VY
(3) SV
(4) RU
(5) WZ

5. How many such pairs of letters are there in the word GOVERNMENT each of which has as many letters between them in the word (in both forward and backward directions) as in the English alphabet?

(1) None
(2) One
(3) Two
(4) Three
(5) More than three

Directions (6-10): In the following questions, the symbols d %, $, # and @ are used with the following meaning as illustrated below:

‘P $ Q’ means ‘P is not smaller than Q’.
‘P @ Q’ means ‘P is not greater than Q’.
‘P d Q’ means ‘P is neither smaller than nor equal to Q’.
‘P # Q’ means ‘P is neither greater than nor equal to Q’.
‘P % Q’ means ‘P is neither smaller than nor greater than Q’.

Now in each of the following questions assuming the given statements to be true, find which of the two conclusions I and II given below them is/are definitely true?

Give answer (1) if only Conclusion I is true.
Give answer (2) if only Conclusion II is true.
Give answer (3) if either Conclusion I or II is true.
Give answer (4) if neither Conclusion I nor II is true.
Give answer (5) if both Conclusions I and II are true.

Printed Study Material for IBPS Clerk Exam

Printed Study Material for IBPS PO Exam

6. Statements :

F @ N, N R. H @ R

Conclusions:

I. H d N
II. F # R

7. Statements :

M # T, T @ K. K $ N

Conclusions:

I. M # N
II. K d M

8. Statements :

T%H, H$W

Conclusions:

I. W # T
II. W % T

9. Statements :

N d K. K # D, D % M

Conclusions:

I. M d K
II. D d N

10. Statements:

J $ B, B % R. R d F

Conclusions:

I. F # B
II. R @ J

Directions (11-15): Study the following information carefully and answer the questions given below:

A, B, C, D, E, F and G are Sitting around a circle facing the centre, not necessarily in the same order. D is not second to the left of F but D is second to the right of A. C. is third to the right of A and C is second to the left of G. B is not an immediate neighbour of G.

11. Who is to the immediate right of C?

(1) D
(2) G
(3) E
(4) B
(5) Data inadequate

12. Who is the only one person sitting between A and G?

(1) B
(2) D
(3) C
(4) E
(5) F

13. Who is to the immediate left of D?

(1) B
(2) C
(3) A
(4) Data inadequate
(5) None of these

14. Who is second to the left of C?

(1) B
(2) G
(3) F
(4) Data inadequate
(5) None of these

15. What is E’s position with respect to D?

(1) To the immediate right
(2) To the immediate left
(3) Third to the right
(4) Second to the right
(5) Third to the left

Directions (16-20): In each question below is given a group of letters followed by four combinations of digits/symbols numbered (1), (2), (3) and (4). You have to find out which of the combinations correctly represents the group of letters based on the coding system and the conditions given below and mark the number of that combination as ;your answer. If none of the carbonations correctly represents the group of letters, mark (5) i.e. ‘None of these’ as your answer.

(i) If the first letter is a consonant and the last letter is a vowel, the codes of both these are to be interchanged.
(ii) If both the first and the last letters are consonants both these are to be coded as per the code of the last letter.
(iii) If the first letter is vowel and the last letter is a consonant both these are to be coded as ‘*’.

Note: All the remaining letters are to be coded as per their original codes.

16. ERWHKA

(1) 2@©6#1
(2) 1@©6#2
(3) 1@©6#1
(4) 2@©6#2
(5) None of these

17. MPEKDU

(1) $42#5
(2) $42#5$
(3) d42#5
(4) d425#$
(5) None of these

18. TMEIUF

(1) 7$2%d9
(2) 7$2%d7
(3) 9$2%d7
(4) 9$2%d9
(5) None of these

Directions (21-25): Each of the questions below consists of a question and two statements numbered I and II given below it. You have to decide whether the data provided in the statements are sufficient to answer the question. Read both the statements and—

Give answer (1) if the data in statement I alone are sufficient to answer the question, while the data in statement II alone are not sufficient to answer the question.

Give answer (2) if the data in statement II alone are sufficient to answer the question, while the data in statement I alone are not sufficient to answer the question.

Give answer (3) if the data either in statement I alone or in statement II alone are sufficient to answer the question.

Give answer (4) if the data given in both the statements I and II together are not sufficient to answer the question.

Give answer (5) if the data in both the statements I and II together are necessary to answer the question.

21. In a row of girls facing North, what is D’s position from the left end?

I. D is twentieth from the right end.
II. There are ten girls between B and D.

22. Town M is towards which direction of Town K?

I. Town K is towards North- West of Town D.
II. Town M is towards South-East of Town D.

23. How many daughters does P have?

I. K and M are sisters of T.
II. T’s father is husband of P’s mother.

24. On which day of the week from Monday to Sunday did Arun leave for London?

I. Arun did not leave for London during the weekend.
II. Arun’s brother left for London on Friday two days after Arun left for London.

25. How is ‘new’ written in a code language?

I. ‘new good clothes’ is written as ‘5 3 9’ in that code language.
II. ‘good clothes are costly’ is written as ‘ 9 6 7 3’ in that code language.

Directions (26-30): Study the following information carefully and answer the given questions:

A word and number arrangement machine when given an input line of words and numbers rearranges them following a particular rule in each step. The following is an illustration of input and rearrangement, (All numbers are two-digit numbers.) Input : good for everything 19 37 26 all 65

Step I : all good for everything 19 37 26 65
Step II : all 65 good for everything 1937 26
Step III : all 65 everything good for 19 37 26
Step IV : all 65 everything 37 good for 19 26
Step V : all 65 everything 37 for good 19 26
Step VI : all 65 everything 37 for 26 good 19

and Step VI is the last step of the rearrangement as the desired arrangement is reached. As per the rules followed in the above steps, find out in each of the following questions the appropriate step for the given input. (All numbers are two-digit numbers.)

26. Input: won 13 now 25 72 please go 47

How many steps will be required to complete the rearrangement ?

(1) Four
(2) Five
(3) Six
(4) Three
(5) None of these

27. Step III of an input is :

car 81 desk 15 42 39 tall more

Which of the following will be Step VI?

(1) car 81 desk 42 39 15 tall more
(2) car 81 desk 42 15 39 tall more
(3) car 81 desk 42 more 39 15 tall
(4) There will be no such step.
(5) None of these

28. Step II of an input is :

bell 53 town hall near 27 43 12

How many more steps will be required to complete the rearrangement?

(1) Five
(2) Four
(3) Six
(4) Three
(5) None of these

29. Step II of an input is :

box 93 25 year end 41 32 value

Which of the following is def tmtely the input?

(1) 25 year end box 93 41 32 value
(2) 25 year end 93 41 32 value box
(3) 9325 box year end 41 32 value
(4) Cannot be determined
(5) None of these

30. Input:

paper dry 37 23 height call 62 51

Which of the following steps will be the last but one?

(1) V
(2) IV
(3) VI
(4) III
(5) None of these

Directions (31-35): Study the following information carefully and answer the questions given below:

P, Q, R. S, T, V and W are travelling in three buses A, B and C with at least two of them in any of these buses.

Each of them has a favourite (likes) cuisine viz. Punjabi, Rajasthani, Bengali, Maharashtrian, Gujarati. Kashmirt and Udipi not necessarily in the same order.

Q is travelling in bus B with T. T’s favourtte cuisine is Udtpi. Those who travel in bus A do not like Punjabi and Maharashtrian cuisines. The one who likes Rajasthani cuisine travels only with W in bus C. The one whose favourite cuisine is Gujarati does not travel in the same bus with either T or W. P does not travel in bus B. P likes Kashmiri cuisine. S and V are travelling in the same bus. V does not like Bengali cuisine. The one whose favourite cuisine is Maharashtrian does not travel in Bus B.

31. Which of the following combinations is correct?

(1) A-V-Gujarati
(2) B-S-Bengali
(3) C-W-Punjabi
(4) B-Q-Gujarati
(5) All are incorrect

32. Whose favourite cuisine is Rajasthani?

(1) Q
(2) S
(3) V
(4) R
(5) Data inadequate

33. What is S’s favourite cuisine?

(1) Maharashtrian
(2) Bengali
(3) Rajasthani
(4) Kashmiri
(5) Data inadequate

34. What is Q’s favourite cuisine?

(1) Kashmiri
(2) Maharashtrian
(3) Punjabi
(4) Data inadequate
(5) None of these

35. In which bus are three of them travelling?

(1) A only
(2) B only
(3) A or B only
(4) Data inadequate
(5) None of these

Directions (36-40) : In each question below are two statements followed by two conclusions numbered I and II. You have to take the two given statements to be true even if they seem to be at variance from commonly known facts and then decide which of the given conclusions logically follows from the given statements disregarding commonly known facts.

Give answer (1) if only conclusion I follows.
Give answer (2) if only conclusion II follows.
Give answer (3) if either conclusion I or II follows.
Give answer (4) if neither conclusion I nor II follows.
Give answer (5) if both conclusions I and II follow.

36. Statements :

No holiday is vacations.
Some vacations are trips,

Conclusions:

I. No trip is a holiday,
II. Some holidays are definitely not trips.

37. Statements :

Some kites are birds,
No kite is an aeroplane.

Conclusions:

I. All aeroplanes are birds.
II. Some birds are definitely not kites.

38. Statements :

All metals are plastics.
All plastics are fibres.

Conclusions:

I. Atleast some fibres are metals.
II. Some metals are not fibres.

39. Statements :

All roads are streets.
No street is a highway.

Conclusions:

I. No highway is a road.
II. All streets are roads.

40. Statements :

Some animals are plants.
All plants are rocks.

Conclusions:

I. All plants are animals.
II. Atleast some rocks are animals.

Directions (41-50) : In each of the questions given below which one of the five answer figures on the right should come after the problem figures on the left, if the sequence were continued?


Printed Study Material for IBPS Clerk Exam

Printed Study Material for IBPS PO Exam

IBPS / SBI Special TX: 
Subject: 
General: 

(Papers) IBPS Clerk Previous Year Exam Paper "Held on 27-11-2011, 1st Sitting - Computer Knowledge" (Eastern Zone)

(Papers) IBPS Clerk Previous Year Exam Paper "Held on 27-11-2011, 1st Sitting - Computer Knowledge" (Eastern Zone)

201. The operation of combining two cells into a single cell in Excel is referred to as______

(1) Join Cells
(2) Merge Cells
(3) Merge Table
(4) Join Table
(5) None of these

202. Which of the following can be used to store a large number of files in a small amount of storage space?

(1) file adjustment
(2) file copying
(3) file reading
(4) file compatibility
(5) file compression

203. In a computer most processing takes place in______

(1) Memory
(2) RAM
(3) Motherboard
(4) CPU
(5) None of these

204. Data is organized in a worksheet as_____

(1) charts and diagrams
(2) rows and columns
(3) tables and boxes
(4) graphs
(5) None of these

205. Which of the following is an example of a binary number?

(1) 6AH1
(2) 100101
(3) 005
(4) ABCD
(5) 23456

Printed Study Material for IBPS Clerk Exam

Printed Study Material for IBPS PO Exam

206. Spell Check will find errors in which of the following?

(1) Today is a rainy day
(2) Today is a rainy a day
(3) is a rainy
(4) Rainy today a day
(5) None of these

207. Which of the following is not a storage medium?

(1) hard disk
(2) flash drive
(3) DVD
(4) CD
(5) keyboard

208. In Excel. when the contents and attributes of a cell or range of cells have to be erased using the menu, the user must __

(1) Select the cells, choose Edit, and select Clear, then All
(2) Select the cells, and click delete on the keyboard
(3) Select the cells. choose Tools, and select Clear. then Formats
(4) Select the cells, choose Tools, and select Formula Audit, then Delete
(5) None of these

209. The computer abbreviation KB usually means____

(1) Key Block
(2) Kernel Boot
(3) Kilo Byte
(4) Kit Bit
(5) None of these

210. If an Excel Worksheet is to be linked for use in a PowerPoint presentation, the following should be clicked_____

(1) Edit, Paste Special
(2) Edit, Paste
(3) Edit, Copy
(4) Pile, Copy
(5) None or these

211. RAM stands for __

(1) Random Access Memory
(2) Ready Application Module
(3) Read Access Memory
(4) Remote Access Machine
(5) None of these

212. Which of the following is hardware and not software?

(1) Excel
(2) Printer driver
(3) Operating System
(4) Power Point
(5) Control Unit

213. In Word, which menu would the usesr select to print a document ?

(l) Tools
(2) Pile
(3) View
(4) Window
(5) None of these

214. Which of the following is not true about computer files?

(1) They are collections of data saved to a storage medium.
(2) Every me has a filename.
(3) A me extension is established by the user  to indicate the date it was created
(4) Usually files contain data.
(5) None of these

215. The common name for a modulator-demodulator is

(1) modem
(2) joiner
(3) networker
(4) connector
(5) demod

216. What do you see when you click the right mouse button?

(1) The same effect as the left click
(2) A special menu
(3) No effect
(4) A mouse cannot be right clicked
(5) Computer goes to sleep mode

217. In order to choose the font for a sentence in a WORD document______

(1) select Font in the Format menu
(2) select Font in the Edit menu
(3) select Font in the Tools menu
(4) select Font in the Insert menu
(5) None of these

218. The ALU performs _____ operations.

(1) logarithm-based
(2) ASCII
(3) algorithm-based
(4) arithmetic
(5) None of these

219. Excel is a program that is used to prepare a __

(1) Database
(2) Text Document
(3) Spreadsheet
(4) Slide Presentation
(5) None of these

220. _____consists of volatile chips that temporarily store data or instructions.

(1) CPU
(2) ROM
(3) RMA
(4) RAM
(5) None of these

221. How many kilobytes make a megabyte?

(1) 128
(2) 1024
(3) 256
(4) 512
(5) 64

222. In order to delete a sentence from a document you would use __

(1) highlight and copy
(2) cut and paste
(3) copy and paste
(4) highlight and delete
(5) select and paste

223. Editing a document that has been created means_____

(1) saving it
(2) printing it
(3) scanning it
(4) correcting it
(5) None of these

224. In a computer, how many bits does a nibble signify ?

(1) 4
(2) 8
(3) 16
(4) 32
(5) 64

225. Which ofthe following is not true about a compiler?

(1) Translates instruction of a high level language into machine language
(2) Translates entire source program into machine language program
(3) It Is involved in program’s execution
(4) Is a translating program
(5) Is useful to run programs

226. Keyboards, scanners, and microphones are examples of ______

(1) software programs
(2) input devices
(3) output devices
(4) utilities
(5) None of these

IBPS / SBI Special TX: 
General: 

(Papers) IBPS Clerk Previous Year Exam Paper "Held on 27-11-2011, 1st Sitting - Numerical Ability" (Eastern Zone)

(Papers) IBPS Clerk Previous Year Exam Paper "Held on 27-11-2011, 1st Sitting - Numerical Ability" (Eastern Zone)

Directions (101-115): What should come in place of the question mark (?) in the following questions?

101. 5 × ? = 8042 / 4

(1) 296.1
(2) 5433.6
(3) 10052.5
(4) 402.1
(5) None of these

102. 206 × 71 – 12082 = ?

(1) 2546
(2) 2654
(3) 2564
(4) 2645
(5) None of these

Printed Study Material for IBPS Clerk Exam

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106. 14% of 905 + ? = 287

(1) 148.7
(2) 160.3
(3) 163.1
(4) 162.5
(5) None of these

107. 2073.5 ¸ (22 × 14.5) = ?

(1) 7.5
(2) 6.5
(3) 4.5
(4) 3.5
(5) None of these

108. 6824 + 7864 = ? × 40

(1) 376.4
(2) 359.2
(3) 363.4
(4) 367.2
(5) None of these

109. 10000 / 100 / 10 = ?

(1) 1
(2) 0.1
(3) 1000
(4) 100
(5) None of these

110. (49)2 × (7)8 ¸ (343)3 = (7)?

(1) 3
(2) 11
(3) 7
(4) 9
(5) None of these

111. 7825 – 9236 + 5234 = ? × 25

(1) 152.92
(2) 152.29
(3) 125.29
(4) 125.92
(5) None of these

112. 58% of 450 – ?% of 250 = 181

(1) 34
(2) 30
(3) 32
(4) 48
(5) None of these

113. 17.7% of 286 = ?

(1) 52.262
(2) 48.266
(3) 54.626
(4) 50.622
(5) None of these

114. 13.5 × 16.3 × 12.8 = ?

(1) 2861.46
(2) 2168.46
(3) 2816.64
(4) 2186.64
(5) None of these

115. 525.25 + 52.52 + 5.2 = ?

(1) 678.79
(2) 428.97
(3) 588.97
(4) 582.79
(5) None of these

Directions (116-120) : What approximate value should come in place of the question mark (?) in the following questions? (Note: You are not expected to calculate the exact value.)

116. (12.999)3 = ?

(1) 1800
(2) 2100
(3) 2000
(4) 2500
(5) 2200

117. 50550 / 50 / 5 = ?

(1) 350
(2) 150
(3) 300
(4) 250
(5) 200

118. 49.0003 / 74.999 = ?

(1) 0.05
(2) 0.2
(3) 1
(4) 0.7
(5) 2

119. 23.003 × 22.998 + 100.010 = ?

(1) 630
(2) 550
(3) 700
(4) 720
(5) 510

120. 125.009 + 69.999 + 104.989 = ?

(1) 420
(2) 300
(3) 285
(4) 415
(5) 325

Directions (121-125) : What should come in place of the question mark (?) in the following number series?

121. 2 14 84 420 1680 5042 ?

(1) 8940
(2) 8680
(3) 10080
(4) 5030
(5) None of these

122. 3 5 8 13 21 34 ?

(1) 62
(2) 57
(3) 55
(4) 74
(5) None of these

123. 1 2 6 21 ? 445 2676

(1) 88
(2) 77
(3) 52
(4) 64
(5) None of these

124. 27 125 ? 729 1331 2197 3375

(1) 612
(2) 347
(3) 216
(4) 343
(5) None of these

125. 10400 2600 650 ? 40.625 10.15625 2.5390625

(1) 175.5
(2) 162.5
(3) 154.75
(4) 156.25
(5) None of these

126. The average of four consecutive odd numbers A, B, C and D respectivley is 24. What is the product of B and D ?

(1) 384
(2) 475
(3) 621
(4) 625
(5) None of these

127. Samir walks 150 metre everyday. How many kilometres will he walk in 3 weeks?

(1) 2.15
(2) 4.92
(3) 4.18
(4) 3.15
(5) None of these

128. The area of a square is thrice the area of a rectangle. If the area of the square is 225 sq.cms and the length of the rectangle is 15 cms, what is the difference between the breadth of the rectangle and the side of the square?

(1) 8 cms
(2) 10 cms
(3) 12 cms
(4) 16 cms
(5) None of these

129. Find the average of the following set of scores -

125, 236, 334, 486, 564, 625, 702, 800

(1) 448
(2) 482
(3) 624
(4) 542
(5) None of the

IBPS / SBI Special TX: 
General: 

(Papers) IBPS Clerk Previous Year Exam Paper "Held on 27-11-2011, 1st Sitting - General Awareness" (Eastern Zone)

(Papers) IBPS Clerk Previous Year Exam Paper "Held on 27-11-2011, 1st Sitting - General Awareness" (Eastern Zone)

151. India has agreed to provide financial help to which of the following countries so that it can also implement its 10th Five Year’s Plan (2008 - 13) successfully?

(1) Afghanistan
(2) Myanmar
(3) Pakistan
(4) Nepal
(5) Bhutan

152. Which of the following States is a major producer of Sugar in India?

(1) Goa
(2) Punjab
(3) Jammu & Kashmir
(4) Himachal Pradesh
(5) Maharashtra

153. A bank branch receives a counterfeit note of Rs. 100 from the customer. which customer wants it back. Which of the following action should be taken by the Bank?

(1) Will return to customer
(2) Will impound and not return
(3) Will ask for exchange of note
(4) Will replace with genuine note
(5) Will check all the notes in possession with the customer which are not being deposited also

154. Which of the following is Dot a mode of foreign capital inflow in India?

(1) FDI
(2) NRI deposits
(3) FII
(4) No frills accounts
(5) None of these

155. Exporters and importers in India are required to know ‘FEMA’ rules. What does the letter ‘M’ denote in the term ‘FEMA’?

(1) Money
(2) Material
(3) Mega
(4) Management
(5) Micro

Printed Study Material for IBPS Clerk Exam

Printed Study Material for IBPS PO Exam

156. China has asked India to suspend operations of ONGC Videsh in South China Sea. ONGC Videsh is an organization engaged in -

(1) Oil exploration
(2) Fishing and Pearl Culture
(3) Research in Oceanography
(4) Development of Ports and Shipyards
(5) Providing technology for converting sea water into potable water

157. In India, which of the following have the highest share in the disbursement of credit to agriculture and allied activities?

(1) Commercial Banks
(2) Cooperative Banks
(3) Private sector Banks
(4) Microfinance Institutions
(5) Regional Rural Banks

158. Prime Minister of India visited which of the following places in September 2011 to address the General Assembly or the United Nation Organization?

(1) New York
(2) Washington DC
(3) Rome
(4) Vienna
(5) Paris

159. Which of the following banks was not nationalized in 1969?

(1) Punjab National Bank
(2) Bank of India
(3) State Bank of India
(4) Bank of Baroda
(5) Bank of Maharastra

160. Bad debts mean which of the following?

(1) Amounts owed loa company that are going 10 be paid with in a month
(2) Amounts owed to a company that are not going to be paid
(3) Amounts owed to a company that are going to be paid within 1 year
(4) Amounts owed to a company that are not going to be paid within 3 years
(5) Amounts owed to a company that are going to be paid within 6 months

161. Pakistan has raised objection over the construction of Kishanganga Hydro Power project being developed in-

(1) Rajasthan
(2) Jammu & Kashmir
(3) Gujarat
(4) Punjab
(5) Himachal Pradesh

162. Who among the following is the Leader of the Opposition in the present Rajya Sabha ?

(1) Sri Sharad Joshi
(2) Sri Ravi Shankar Prasad
(3) Sri Arun Jaitley
(4) Sri A. K. Antony
(5) None of these

163. Which of the following is NOT a bank or finance company?

(1) ABN Amro
(2) HSBC
(3) Lufthansa
(4) BNP Paribas
(5) Barclays

164. What is the maximum permissible limit for investment in PPP account in a financial year?

(1) Rs. 1 lakh
(2) Rs. 70,000
(3) Rs. 50,000
(4) Rs. 60,000
(5) There is no limit

165. In our country. a cheque remains valid for payment for_____from the date of issue.

(1) 3 months
(2) 6 months
(3) 9 months
(4) 12 month
(5) 18 months

166. The Government of India. has acquired RBI’s stake in one of the major banks of India. Which of the following is the bank?

(1) AXIS Bank
(2) IDBI Bank
(3) ICICI Bank
(4) State Bank of India
(5) None of these

167. Lasith Malinga is a famous player associated with the game of

(1) Hockey
(2) Badminton
(3) Lawn Tennis
(4) Cricket
(5) Football

168. Credit Cards are known as -

(1) Hard money
(2) Easy money
(3) Soft money
(4) Plastic money
(5) Real money

169. Who among the following is the President of Nepal at present and was In news recently?

(1) Sri Ram Baran Yadav
(2) Sri Baburam Bhattarat
(3) Sri Gyanendra Shah
(4) Sri Madhav Kumar Nepal
(5) None of these

170. Which of the following is one of the sites from where Rockets are launched by ISRO. the Space Agency of India?

(1) Sriharikota
(2) Tarapore
(3) Guwahati
(4) Trombay
(5) Jaitapur

171. Sri Burhanuddin Rabbani who died recently was the former President of-

(1) Pakistan
(2) Afghanistan
(3) Iraq
(4) Iran
(5) Bangladesh

172. Which of the following books is written by Salman Rushdie ?

(1) The Golden Gate
(2) The God of Small Things
(3) The Immortals
(4) Satanic Verses
(5) Two Lives

173. Sex Ratio (number of females per 1000 males) as per recent data released by the census commission of India is -

(1) 930
(2) 980
(3) 976
(4) 941
(5) 990

IBPS / SBI Special TX: 
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(Papers) IBPS Clerk Previous Year Exam Paper "Held on 27-11-2011, 1st Sitting - English Language" (Eastern Zone)

(Papers) IBPS Clerk Previous Year Exam Paper "Held on 27-11-2011, 1st Sitting - English Language" (Eastern Zone)

Directions (51-65) : Read the following passage to answer the given questions based on it. Some words phrases are printed in bold to help you locate them while answering some of the questions.

Political ploys initially hailed as master-strokes often end up as flops. The Rs. 60,000 crore farm loan waiver announced in the budget writes off 100% of overdues of small and marginal farmers holding upto two hectares, and 25% of overdues of larger farmers. While India has enjoyed 8%-9% GDP growth for the past few years. the boom has bypassed many rural areas and farmer distress and suicides have made newspaper headlines. Various attempts to provide relief (employment guarantee scheme, public distribution system) have made little impact. thanks to huge leakages from the government’s lousy delivery systems. So, many economists think the loan waiver is a worthwhile alternative to provide relief.
However the poorest rural folk are landless labourers, who get neither farm loans nor waivers. Half of the small and marginal farmers get no loans from banks and depend entirely on moneylenders, and will not benefit. Besides, rural India is full of the family holdings rather than individual holdings and family holdings will typically be much larger than two hectares even for dirt poor farmers, who will, therefore, be denied the 100% waiver. It will thus fail in both economic and political objectives. IRDP loans to the rural poor in the 1980s demonstrated that crooked bank officials demand bribes amounting to one-third the intended benefits. Very few of the intended beneficiaries who merited relief received it. After the last farm loan waiver will Similarly slow down fresh loans to deserving farmers. While overdues to cooperatives may be higher. Economist Surjit Bhalla says less than 5% of farmer loans to banks are overdue i.e. overdues exist for only 2.25 million out of 90 million farmers. If so, then the 95% who have repaid loans will not benefit. They will be angry at being penalised for honesty.
The budget thus grossly overestimates the number of beneficiaries, It also underestimates the negative effects of the waiver encouraging willful default in the future and discouraging fresh bank lending for some years. Instead of trying to reach the needy, through a plethora of leaky schemes we should transfer cash directly to the needy using new technology like biometric smart cards, which are now being used in many countries, and mobile phones bank accounts. Then benefits can go directly to phone accounts operable only by those with biometric cards, ending the massive leakages of current schemes.
The political benefits of the loan waiver have also been exaggerated since if only a small fraction of farm families benefit, and many of these have to pay bribes to get the actual benefit, will the waiver really be a massive vote- winner? Members of joint families will feel aggrieved that, despite having less than one hectare per head, their family holding is too large to qualify for the 100% waiver. All finance ministers, of central or state governments, give away freebies in their last budgets, hoping to win electoral regards . Yet. four-fifth of all incumbent governments are voted out. This shows that beneficiaries of favours are not notably grateful , while those not so favoured may feel aggrieved, and vote for the opposition. That seems to be why election budgets constantly fail to win elections in India and the loan waiver will not change that pattern.

51. Why do economists feel that loan waivers will benefit farmers in distress?

(1) It will improve the standard of living of those farmers who can afford to repay their loans but are exempted.
(2) Other government relief measures have proved ineffective.
(3) Suicide rates of farmers have declined after the announcement of the waiver.
(4) Farmers will be motivated to increase the size of their family holdings not individual holdings.
(5) The government will be forced to reexamine and improve the public distribution system.

52. What message will the loan waiver send to farmers who have repaid loans?

(1) The Government will readily provide them with loans in the future.
(2) As opposed to money lenders banks are a safer and more reliable source of credit.
(3) Honesty is the best policy.
(4) It is beneficial to take loans from co-operatives since their rates of interest are lower.
(5) They will be angry at being penalised for honesty

53. What is the author’s suggestion to provide aid to farmers?

(1) Families should split their joint holding to take advantage of the loan waiver.
(2) The government should increase the reach of the employment guarantee scheme.
(3) Loans should be disbursed directly into bank accounts of the farmers using the latest technology.
(4) Government should ensure that loans waivers can be implemented over the number of years.
(5) Rural infrastructure can be improved using schemes which were successful abroad.

54. What was the outcome of IRDP loans to the rural poor?

(1) The percentage of bank loan sanctioned to family owned farms increased.
(2) The loans benefited dishonest moneylenders not landless labourers.
(3) Corrupt bank officials were the unintended beneficiaries of the loans.
(4) It resulted in the Government sanctioning thrice the amount for the current loan waiver.
(5) None of these.

Printed Study Material for IBPS Clerk Exam

Printed Study Material for IBPS PO Exam

55. What are the terms of the loan waiver?

(A) One-fourth of the overdue loans of landless labourers will be written off.
(B) The Rs. 60.000 crore loan waiver has been sanctioned for 2.25 million marginal farmers.
(C) Any farmer with between 26 percent to 100 per cent of their loan repayments overdue will be penalised.

(1) Only (A)
(2) Only (B)
(3) Both (B)and (C)
(4) All (A), (B) and (C)
(5) None of these

56. What is the author’s view of the loan waiver?

(1) It will have an adverse psychological impact on those who cannot avail of the waiver.
(2) It is a justified measure in view of the high suicide rate among landless labourers.
(3) It makes sound economic and political sense in the existing scenario.
(4) It will ensure that the benefits of India’s high GDP are felt by the rural poor.
(5) None of these

57. Which of the following cannot be said about loan waiver?

(A) Small and marginal farmers will benefit the most.
(B) The loan waiver penalises deserving farmers.
(C) A large percentage i.e. ninety- five per cent of distressed farmers will benefit.

(1) Only (C)
(2) Both (A) and (C)
(3) Only (A)
(4) Both (B) and (C)
(5) None of these

58. Which of the following will definitely be an impact of loan waivers?

(A) Family holdings will be split into individual holdings not exceeding one hectare.
(B) The public distribution system will be revamped.
(C) Opposition will definitely win the election.

(1) None
(2) Only (A)
(3) Both (A) and (B)
(4) Only (C)
(5) All (A), (B) and ( C)

59. What impact will the loan waiver have on banks?

(1) Banks have to bear the entire brunt of the write off.
(2) Loss of trust in banks by big farmers.
(3) Corruption among bank staff will increase.
(4) Farmers will make it a habit to default on loans
(5) None of these

60. According to the author what is the government’s motive in sanctioning the loan waiver?

(1) To encourage farmers to opt for bank loans from moneylenders.
(2) To raise 90 million farmers out of indebtedness.
(3) To provide relief to those marginal farmers who have the means to but have not repaid their loans
(4) To ensure they will be reelected
(5) None of these

Directions (61-63) : Choose the word which is most nearly the SAME in meaning to the word printed in bold as used in the passage.

61. incumbent

(1) mandatory
(2) present
(3) incapable
(4) lazy
(5) officious

62. ploys

(1) surveys
(2) entreaties
(3) ruses
(4) sliders
(5) assurances

63. aggrieved

(1) vindicated
(2) intimidated
(3) offensive
(4) wronged
(5) disputed

Directions (64-65) : Choose the word which is most OPPOSITE in meaning to the word printed in bold as used in the passage.

64. plethora

(1) dearth
(2) missing
(3) superfluous
(4) sufficient
(5) least

65. merited

(1) ranked
(2) unqualified for
(3) lacked
(4) inept at
(5) unworthy of

Directions (66-70) : Which of the phrases (1), (2), (3) and (4) given below should replace the phrase given in bold in the following sentence to make the sentence grammatically meaningful and correct. If the sentence is correct as it is and ‘No correction is required’, mark (5) as the answer.

66. He behaved though it was his fault. but we knew he’ was not responsible for it.

(1) even though it was
(2) though it was not
(3) as if it was
(4) despite it was not
(5) No correction required

67. She never felt that it was not of her business to get involved in somebody else’s family matter.

(1) were not of her business
(2) was none of her business
(3) was of not her business 
(4) was not of her businesses
(5) No correction required

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(Papers) IBPS Clerk Previous Year Exam Paper "Held on 27-11-2011, 2nd Sitting - Numerical Ability" (North Zone)

(Papers) IBPS Clerk Previous Year Exam Paper "Held on 27-11-2011, 2nd Sitting - Numerical Ability" (North Zone)

Directions (101-115) : What should come in place of the question mark (?) in the following questions?

101. 436.56 – 625.43 + 312.55 = ?

(1) 126.68
(2) 125.86
(3) 134.68
(4) 128.86
(5) None of these

102. 4% of 250 × ?% of 140 = 84

(1) 9
(2) 7
(3) 6
(4) 10
(5) None of these

103. 4545 / 50 / 5 = ?

(1) 45.5
(2) 17.16
(3) 54.5
(4) 18.18
(5) None of these

104. 5 × ? = 2637 / 3

(1) 3395
(2) 167.8
(3) 5539
(4) 178.6
(5) None of these

105. 1.5 × (52 /2.5) = ?

(1) 30.3
(2) 31.2
(3) 34.1
(4) 35.2
(5) None of these

Printed Study Material for IBPS Clerk Exam

Printed Study Material for IBPS PO Exam




Directions (1l6-120): What approximate value should come in place of the question mark (?) in the following questions? (Note: You are not expected to calculate the exact value.)

116. 15.003 × 14.998 + 125.010 = ?

(1) 400
(2) 320
(3) 290
(4) 270
(5) 350

117. 9525 / 80 / 8 = ?

(1) 23
(2) 15
(3) 7
(4) 19
(5) 10

118. 7777.009 – 596.999 – 89.989 = ?

(1) 6080
(2) 6800
(3) 7090
(4) 8200
(5) 7500

119. 805.0003 / 34.999 = ?

(1) 23
(2) 9
(3) 14
(4) 18
(5) 27

120. (13.5)2 = ?

(1) 170
(2) 200
(3) 150
(4) 215
(5) 180

Directions (121-125) : What should come in place of the question mark (?) in the following number series?

121. 8 52  ?  1287  4504.5  11261.25  16891.875

(1) 464
(2) 286
(3) 196
(4) 324
(5) None of these

122. 3  42  504  ? 40320  241920  967680

(1) 5848
(2) 3344
(3) 4736
(4) 5040
(5) None of these

123. 403 400 394 382 358 310 ?

(1) 234
(2) 120
(3) 214
(4) 264
(5) None of these

124. 7  8  4  13  – 3  22 ?

(1) – 7
(2) – 10
(3) – 12
(4) – 14
(5) None of these

125. 250000 62500 12500 3125 625 ? 31.25

(1) 156.25
(2) 172.25
(3) 125
(4) 150
(5) None of these

126. Out of the fractions 1/2, 7/8, 3/4, 5/6 and 6/7 what is the difference between the largest and smallest fractions ?

(1) 7/13
(2) 3/8
(3) 4/7
(4)  1/6
(5) None of these

127. The compound interest accrued in 2 years on a principal of ` 15,800 is ` 7716.72. What is the rate of interest p.c.p.a. ?

(1) 22
(2) 16
(3) 18
(4) Cannot be determined
(5) None of these

128. What will come in place of both the question marks (?) in the following question?



129. Kabir got 101 marks in Hindi, 100 marks in Science, 96 marks in Sanskrit, 108 marks in Maths and 78 marks in English. If the maximum marks of each subject are equal and if Kabir scored 84 percent marks in all the subjects together, what are the maximum marks of each subject?

(1) 110
(2) 120
(3) 115
(4) 100
(5) None of these

130. The perimeter of a square is thrice the perimeter of a rectangle. If the perimeter of the square is 84 cms and the length of the rectangle is 8 cms, what is the difference between the breadth of the rectangle and the side of the square?

(1) 15 cms
(2) 19 cms
(3) 10 cms
(4) 8 cms
(5) None of these

131. The average weight of 21 girls was recorded as 58 kgs. If the teacher’s weight was added, the average increased by one. What was the teacher’s weight?

(1) 96 kgs
(2) 78 kgs
(3) 80 kgs
(4) 62 kgs
(5) None of these

132. Find the missing number if the average of all the eight numbers is 472.

623, 164, 529, 425 ______, 205, 301, 824

(1) 737
(2) 711
(3) 723
(4) 705
(5) None of these

133. Savita sold an item for ` 6,500 and incurred a loss of 20%. At what price should she have sold the item to have gained a profit of 20%?

(1) Rs. 10,375
(2) Rs. 9,750
(3) Rs. 8,125
(4) Cannot be determined
(5) None of these

IBPS / SBI Special TX: 
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(Papers) IBPS Clerk Previous Year Exam Paper "Held on 27-11-2011, 2nd Sitting - General Awareness " (North Zone)

(Papers) IBPS Clerk Previous Year Exam Paper "Held on 27-11-2011, 2nd Sitting - General Awareness " (North Zone)

151. KYC means

(1) Know your Company
(2) Know your Customer
(3) Know your Currency
(4) Know your Creditors
(5) None of these

152. India recently signed an agreement with which of the following countries to end a long pending Border Dispute?

(1) Pakistan
(2) China
(3) Bhutan
(4) Myanmar
(5) Bangladesh

153. The maximum amount of the total Revenue earned by the government of India comes from

(1) Income Tax
(2) Customs Duty
(3) Excise Duty
(4) Value Added Tax
(5) Corporate Tax

154. ‘Financial Inclusion’ is the latest powerful tool adopted by Reserve Bank of India, to fulfill the basic objective of

(1) uplifting of population lying Below Poverty Line
(2) Connecting every Indian to the Country’s Banking System
(3) Ensuring bank finance to all the landless agriculturists.
(4) Overall financial growth backed by inflation control.
(5) Inclusion of latest technology in Financial Sector of the Country.

155. Which Bank is the Banker to the Central Government?

(1) Central Bank of India
(2) Reserve Bank of India
(3) Punjab National Bank
(4) State Bank of India
(5) All of these

Printed Study Material for IBPS Clerk Exam

Printed Study Material for IBPS PO Exam

156. The higher rate of growth of economy certainly reduces the

(1) Gender inequalities
(2) Poverty
(3) Population of a country
(4) Flow of foreign direct investment
(5) None of these

157. Which of the following is one of the States in India where unemployed youths are paid Unemployment Allowance?

(1) West Bengal
(2) Madhya Pradesh
(3) Uttar Pradesh
(4) Maharashtra
(5) Punjab

158. RBI’s policy stance to manage interest and liquidity are used for

(1) Moderate inflation and maintain economic growth
(2) Moderating competition among private and public sector banks
(3) Eradicate un-employment in public sector.
(4) Moderate currency supply in public hands
(5) Moderate deposits in public sector banks

159. The Prime Minister of India visited which of the following ‘Least Developed Countries’ in Indian sub-continent in May 2011 and agreed to provide US $ 2 billion as financial aid to it ?

(1) Afghanistan
(2) Nepal
(3) Pakistan
(4) Myanmar
(5) Sri Lanka

160. Who among the following is a famous Cricket  player of international repute?

(1) Novak Djokovic
(2) Ricky Ponting
(3) Bob Bryan’
(4) Andy Roddick
(5) Andy Murray

161. Who among the following is the Union Minister of Agriculture at present?

(1) Sri A. K.Antony
(2) Dr. Farooq Abdullah
(3) Sri Jaipal S Reddy
(4) Sri Sharad Pawar
(5) None of these

162. Which of the following is the over all Literacy Rate of India (Census 2011) (Approximately)?

(1) 68%
(2) 70%
(3) 74%
(4) 78%
(5) 82%

163. In India the interest rate on savings bank accounts in all nationalised commercial banks is fixed by

(1) Union Ministry of Finance
(2) Union Finance Commission
(3) Indian Banl:s Association
(4) Reserve Bank of India
(5) All the banks decide together

164. What is Repo Rate?

(1) It is a rate at which RBI sells government securities to banks
(2) It is a rate at which RBI allows small loans in the market
(3) It is a rate at which banks borrow rupees from Reserve Bank of India.
(4) It is a rate which is offered by Banks to their most valued customers or prime customers
(5) None of these

165. Sri N. Rangaswamy who took over as the Chief Minister of Puducherry after elections in 2011 belongs to which of the following political parties?

(1) CPM
(2) BJP
(3) BSP
(4) All India N. R. Congress
(5) SSP

166. NPA in banking terminology denotes

(1) New Para-banking Assets
(2) Net Profitable Assets
(3) Net Performing Assets
(4) Non-performing Assets
(5) New Pension Act

167. Space Agency of which of the following countries put GSAT-12, a Communication Satellite in the orbit recently?

(1) USA
(2) France
(3) China
(4) India
(5) Japan

168. When a customer draws a cheque on a bank

(1) it is a mandate on that bank to pay.
(2) it is a mandate on the Government of India to pay.
(3) it is a mandate on the State Government to pay
(4) it is a mandate on the RBI to pay
(5) it is a mandate on the Finance Ministry to pay.

169. A nationalised bank is also called by the following name

(1) Private Sector Bank
(2) Self Help Group
(3) Cooperative Bank
(4) Grameen Bank
(5) Public Sector Bank

170. ‘Nomination’ for a deposit account in the bank means

(1) Mandate given by the close relative/s of the depositor, to settle the death claim in case of death of the depositor.
(2) Mandate decided by the bank to settle the death claim of its depositor
(3) Mandate of the depositor in favour of one or more persons, to claim the amount on death of the depositor
(4) Mandate of the depositor in favour of a close relative who can claim the amount on death of the depositor.
(5) Court order instructing the banks to settle the death claim of its depositor.

171. The top military bosses of which of the following nations recently resigned en mass to pave way for a Democratic Government in the nation?

(1) Turkey
(2) Myanmar
(3) Pakistan
(4) Afghanistan
(5) None of these

172. In the following accounts operation by cheques is permitted

(1) Savings bank accounts and fixed deposit accounts.
(2) Current accounts and fixed deposit accounts.
(3) Savings bank accounts and floating loan accounts.
(4) Savings bank accounts and cash accounts.
(5) Savings bank accounts and current accounts.

173. India won the President’s Cup Volley Ball tournaments final 2011 by defeating

(1) Turkey
(2) Russia
(3) Tunisia
(4) Kazakhstan
(5) Ukrain

174. Which of the following awards is given for the excellence in field of Cinema ?

(1) Kalidas Samman
(2) S.S. Bhatnagar Award
(3) Golden Pen Award
(4) Pulitzer Prize
(5) Dada Saheb Phalke Award

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