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(Download) IBPS PO 2019 Exam Paper Quantitative Aptitude

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(Download) IBPS PO 2019 Exam Paper

Quantitative Aptitude


Direction: What should come in place of the question mark '?' in the following number series?

Q1. 48, 63, 52, 67, ?, 71

a. 52
b. 60
c. 54
d. 62
e. 56

Q2. 17, 29, 53, 101, 197, ?

a. 391
b. 374
c. 383
d. 375
e. 389

Q3. 15, 24, 52, 117, ?, 460

a. 237
b. 243
c. 257
d. 251
e. 239

Q4. 16, 21, 31, 45, 62, ?

a. 81
b. 89
c. 87
d. 78
e. 93

Q5. 6, 11, 27, 86, ?, 1750

a. 349
b. 341
c. 355
d. 351
e. 363

Q6. 5, 14, 78, 103, 319, ?

a. 368
b. 372
c. 364
d. 354
e. 378

Direction: Study the following graph carefully and answer the questions given below:

Q. The given bar graph depicting the number of pillows sold by two stores A and B in the given 5 months.

Q7. What is the respective ratio between total number of pillows sold by store A in June and July together and that by store B in May and June together?

a. 14 : 9
b. 16 : 13
c. 14 : 11
d. 12 : 7
e. 16 : 11

Q8. If the total number of pillows sold by stores A and B together in August is 230 more than that sold in May, then what is the total number of pillows sold by stores A and B together in August?

a. 690
b. 720
c. 710
d. 680
e. 700

Q9. The respective ratio between number of pillows sold by store A in February and March is 11 : 7 and the respective ratio between number of pillows sold by store B in February and April is 9 : 13. What is the difference between number of pillows sold by stores A and B in February?

a. 170
b. 160
c. 150
d. 200
e. 180

Q10.What is the percentage increment in the number of pillows sold by store A from April to June?

a. 700/11
b. 762/11
c. 782/11
d. 720/11
e. 675/11

Q11. What is the average number of pillows sold by store B in March, April and June?

a. 280
b. 300
c. 270
d. 310
e. 290

Q12. If the total number of pillows sold by stores A and B together in December is 15% less than that in July, then what is the total number of pillows sold by stores A and B together in December?

a. 468
b. 456
c. 436
d. 442
e. 454

Q13. A shopkeeper mixed two varieties of rice at Rs. 24/kg and Rs. x/kg in the ratio 2 : 3 respectively and sold the mixture at Rs. 29.88/kg at 20% profit. Find the value of x.

a. 25
b. 25.5
c. 27
d. 30
e. None of these

Q14. There are 8 blue, 5 yellow and 7 red balls. What is the probability of choosing either 1 yellow or red ball?

a. 2/3
b. 3/4
c. 4/5
d. 3/5
e. 1/2

Q15. Two pipes A and B can fill a tank in 60 hours and 40 hours respectively and pipe C can empty the tank in 15 hours. If pipes A and B are opened for 12 hours, then pipe C is also opened. After how many hours, the tank will be emptied?

a. 15 hours
b. 20 hours
c. 12.5 hours
d. 10 hours
e. None of these

Printed Study Material for IBPS PO Exam

IBPS / SBI Special TX: 
Bank/Organisation: 
Subject: 
General: 
STUDY KITS: 

(Download) IBPS PO 2019 Exam Paper Reasoning Ability

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(Download) IBPS PO 2019 Exam Paper

Reasoning Ability


Direction: Study the following information carefully and answer the given questions. In the table, the details of total number students and students in class 10 is given.

SCHOOL TOTAL NUMBER OF STUDENTS [MALE + FEMALE] NUMBER OF STUDENTS [MALE + FEMALE] IN CLASS 10 NUMBER OF FEMALES IN CLASS 10
A 250 48 12
B 480 64 10
C 360 80 25

Q1. In school C, the number of female students in classes other than 10 is 101. What percent of student in school C are female?

a. 30%
b. 46%
c. 26%
d. 40%
e. 35%

Q2. What is the difference between number of male students in class 10 of school A and that of school B?

a. 12
b. 18
c. 11
d. 16
e. 5

Q3. In school A, there are only three classes 8th , 9th and 10th. If the respective ratio between the number of students (male + female) in class 8th and class 9th is 55 : 46. What is the number of student (male + female) in class 8th?

a. 56
b. 165
c. 110
d. 132
e. 99

Q4. In school B, the number of students (male + female) in classes other than class 10 is what % more than the number of students (male + female) in class 10?

a. 560
b. 550
c. 660
d. 650
e. 450

Q5. What is the respective ratio between the number of students (male + female) in class 10 of school C and total number of students (male + female) in all class together of school B?

a. 1 : 8
b. 1 : 9
c. 1 : 4
d. 1 : 6
e. 1 : 16

Q6. What is average number of students (male + female) in class 10 of schools A and B?

a. 56
b. 58
c. 55
d. 52
e. 54

Direction: Read the following information carefully to give the answer of the questions based on it.

Six people J, K, L, M, N and O are sitting around a circular table facing the centre. They like different colours i.e. pink, red, green, blue, white and yellow. N is an immediate neighbour of the one who likes red. K is sitting second to the right of N. One person sits between K and the one who likes yellow (either from the right or left side). N neither likes yellow nor red. Only two people are sitting between the one who likes yellow and L. J sits third to the right of the one who likes pink. J neither likes yellow nor red. Only one person sits between J and the one who likes white (either from the right or left side). O sits to the immediate left of the one who likes green.

Q7. Who among the following likes green colour?

a. L
b. K
c. J
d. O
e. M

Q8. What is the position of J with respect to the one who likes blue?

a. Immediate right
b. Second to the left
c. Second to the right
d. Immediate left
e. None of these

Q9. How many people are sitting between the one who likes pink and M when counted from the left of M?

a. One
b. None
c. Two
d. Three
e. More than three

Q10. Who sits third to the left of O?

a. The one who likes red
b. K
c. The one who likes green
d. N
e. The one who likes blue

Q11. Which of the following statement is true about M and L?

a. M sits second to the left of L.
b. There are two people between M and L.
c. No one sits between M and L.
d. L sits second to the right of M.
e. None of the above.

Direction: In the following questions assuming the given statement to be true, find which of the conclusion (s) among given conclusions is/are definitely true and then give your answers accordingly.

Q12. Statement:

A > B < C < D; F < C < E < R

Conclusions:

I. R > D
II. F < A

a. If only conclusion I follows
b. If only conclusion II follows
c. If either conclusion I or II follows
d. If neither conclusion I nor II follows
e. If both conclusions I and II follow

Q13. Statement:

V < W < X = Y > T = Z

Conclusions:

I. Z > X
II. V < Y

a. If only conclusion I follows
b. If only conclusion II follows
c. If either conclusion I or II follows
d. If neither conclusion I nor II follows
e. If both conclusions I and II follow

Q14. Statement:

A > B < C < D; F < C < E < R

Conclusions:

I. E > B
II. A > D

a. If only conclusion I follows
b. If only conclusion II follows
c. If either conclusion I or II follows
d. If neither conclusion I nor II follows
e. If both conclusions I and II follow

Q15. Statement:

J < R < K = M; T > R = Y

Conclusions:

I. J < T
II. M > Y

a. If only conclusion I follows
b. If only conclusion II follows
c. If either conclusion I or II follows
d. If neither conclusion I nor II follows
e. If both conclusions I and II follow

Q16. Four of the following five are alike in a certain manner and hence form a group. Find the one which does not belong to that group?

a. SXTY
b. CHFK
c. OTRW
d. EJHM
e. LQOT

Direction: Read the following information carefully to give the answer of the questions based on it.

Six boxes A, B, C, D, E and F are placed one above the other in a stack. Each box is of a different color. Only two boxes are there between A and B. Black box is kept immediately above B. Only two boxes are kept between Black box and C. C is not kept the bottom. Only one box is kept between C and Yellow colored box. Box B is not Yellow in color. Only two boxes are there Yellow colored box and Green colored box. Green colored box is kept above Yellow colored box. Only one box is kept between Green colored box and Red colored box. D is kept immediately below Red colored box. Only three boxes are there between D and Orange colored box. E is kept above Orange colored box. Blue colored box is kept below E.

Q17. Four of the following five are alike in a certain way, find the odd one out.

a. Green – A
b. Red – E
c. Black – F
d. Blue – D
e. Orange – C

Q18. Which of the following statements is true?

a. No box is kept below D
b. No box is kept between Black box and B
c. F is kept above C
d. Only two boxes are there between Orange colored box and A
e. All of the above.

Q19. How many boxes are there below Blue colored box?

a. One
b. Three
c. More than Three
d. Two
e. None

Q20. As many boxes are kept between the Yellow colored box and the Orange colored box as between A and __.

a. Blue box
b. Black box
c. D
d. Green Box
e. B

Printed Study Material for IBPS PO Exam

IBPS / SBI Special TX: 
Bank/Organisation: 
Subject: 
General: 

(Download) IBPS PO 2019 Exam Paper ENGLISH LANGUAGE

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(Download) IBPS PO 2019 Exam Paper

ENGLISH LANGUAGE


Direction (1 – 6) : In the following passage, there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Invasive pests and weeds can

Q1. country by flying over the border or by simply growing gratuitously. In such cases,

Q2. their entry is difficult. However, when they land up at airports and dockyards in cargos of imported grain or with items carried by tourists, the authorities should be able to,

Q3. them out. For this reason, countries have animal, plant and health quarantine facilities at all trans border entry points. Tanzania, however, seems to have let its guard,

Q4. late, especially with regards to agricultural products, which form the bulk of its imports. It is difficult to establish how pests and weeds are entering the country. What is

Q5.  is that there is no institutional mechanism to even probe these invasions. The concerned ministry has not,

Q6. a single invasion till date.

Q1. Find the appropriate word in each case.

a. Reach
b. Leave on
c. Protrude
d. Enter any
e. Search for

Q2. Find the appropriate word in each case.

a. Getting
b. Allowing
c. Blocked
d. Detecting
e. Checking

Q3. Find the appropriate word in each case.

a. Hide
b. Weed
c. Grow
d. Cultivate
e. Filtered

Q4. Find the appropriate word in each case.

a. Closed of
b. Down of
c. Loose
d. Up a bit
e. Though

Q5. Find the appropriate word in each case.

a. Accountable
b. Understandable
c. Inexplicable
d. Pleasing
e. Efficient

Q6. Find the appropriate word in each case.

a. Investigated
b. Followed up
c. Recruited
d. Accused
e. Entertain

Direction: Read the sentence to find out whether there is an error in it. The error, if any, will be in one part of the sentence. The number corresponding to that part will be your answer. If the given sentence is correct as it is, mark the answer as ‘No error’. Ignore the errors of punctuation, if any.

Q7. Several new business (1)/ have come up recently due to (2)/ the various schemes (3)/ introduced by the government. (4)

a. 1
b. 2
c. 3
d. 4
e. No error

Direction: Read the sentence to find out whether there is an error in it. The error, if any, will be in one part of the sentence. The number corresponding to that part will be your answer. If the given sentence is correct as it is, mark the answer as ‘No error’. Ignore the errors of punctuation, if any.

Q8. If there is something you want (1)/ to accomplish then simply make (2)/ a decision and do it rather than (2)/ waiting for the right time. (4)

a. 1
b. 2
c. 3
d. 4
e. No error

Direction: Read the sentence to find out whether there is an error in it. The error, if any, will be in one part of the sentence. The number corresponding to that part will be your answer. If the given sentence is correct as it is, mark the answer as ‘No error’. Ignore the errors of punctuation, if any.

Q9. Experts suggest that (1)/ making work rewarding (2)/ may mean rethinking the way (3)/ company are led. (4)

a. 1
b. 2
c. 3
d. 4
e. No error

Direction: Read the sentence to find out whether there is an error in it. The error, if any, will be in one part of the sentence. The number corresponding to that part will be your answer. If the given sentence is correct as it is, mark the answer as ‘No error’. Ignore the errors of punctuation, if any.

Q10. Psychologists has done a (1)/ considerable amount of research (2)/ to assess the effectiveness of various strategies (3)/ for behavior modification. (4)

a. 1
b. 2
c. 3
d. 4
e. No error

Direction: Read the sentence to find out whether there is an error in it. The error, if any, will be in one part of the sentence. The number corresponding to that part will be your answer. If the given sentence is correct as it is, mark the answer as ‘No error’. Ignore the errors of punctuation, if any.

Q11. We all have the ability to focus (1)/ and concentrate, but only if we (2)/ decide what is important to us (3)/ and we want to accomplishing. (4)

a. 1
b. 2
c. 3
d. 4
e. No error

Direction: Read the sentence to find out whether there is an error in it. The error, if any, will be in one part of the sentence. The number corresponding to that part will be your answer. If the given sentence is correct as it is, mark the answer as ‘No error’. Ignore the errors of punctuation, if any.

Q12. Just around two decades ago, (1)/ few imagine that the robust data, (2)/ messaging, voice and video connections (3)/ could be established with such ease. (4)

a. 1
b. 2
c. 3
d. 4
e. No error

Direction (13 – 19) : Read the following passage carefully and answer the questions given below it. Certain words are printed in bold to help you locate them while answering some of these.

There was something pathetic about a minister’s wishful thinking as he addressed the media and talked about his vision of 5G mobile generation for country X. He said his vision of 5G for the country was not just a rollout of services, but the creation of intellectual property (IP) in the country and patents in 5G technology.

This may be possible in a couple of decades, but right now we might as well be crying for the moon. While companies around the world, notably the Chinese, have secured thousands of patents in this revolutionary technology that will provide the platform for inventing a host of new products, technologies and services, the companies in country X are yet to start field trials of 5G spectrum for which permission was granted just recently. Equipment for these trials, needless to say, will be provided by foreign vendors. Most people assume that 5G will provide faster speeds than 4G, which bypasses the hinterland and works only patchily in the urban area, but that would be a gross simplification.

A global 5G network will unify mobile communication and connect people and devices to everything through the Internet of Things. Given that 3G and 4G patent holders have controlled the use of mobile technologies in the Smartphone industry, those who own the intellectual property (IP), primarily the standard essential patents, will become the market leaders in a technology that will reshape the future.

Country X has sent missions to the moon but in the area where technological prowess matters most, the country is lost in a black hole. Not a single telecom firm of the country is in the list of 303 deployment of 5G technology worldwide. This industry list has 20 operators in 294 locations. Worse, although the domestic firms are expected to start their three-month-long trial shortly, it is worth remembering that the industry is in dire straits with huge debts and has indicated that it would be in no position to bid for 5G spectrum.

Nor does country X have the kind of resources that China is investing in 5G apart from the sharp research effort on it. No wonder Chinese firms command the lion’s share of patents among the clutch of global firms that own IP in 5G. Its star performer Huawei __________ to surge ahead with revenues soaring by 23 percent.

Country X has to decide if Huawei is a security threat or not. Can country X ever catch up? Field trials are just the starting point; it merely allows operators and equipment makers to prove that the network they have designed in a laboratory actually works in practice. Then there is the long haul to a commercial rollout.

As country X obsesses about its technological expertise in a mythical past, the future is looking decidedly dim. Source: https://www.downtoearth.org.in

Q13. Which of the following carries a similar meaning to DIRE STRAITS?

a. Lack of employees
b. Investing Elsewhere
c. Financially Stable
d. Facing a paucity of researchers
e. A difficult situation

Q14. Which of the following is true with reference to the passage?

a. 5G connectivity will improve connectivity only in rural areas.
b. Country X lags behind other countries in every field of science and technology.
c. None of the given options.
d. Many companies of country X feature in the list of companies holding 5G patents.
e. The government of country X has hugely invested in 5G technology, which has paid huge dividends.

Q15. What does the author intend to convey from the following segment of the passage? “…but that would be a gross simplification…”

a. 5G technology is a lot more than just improved speed and connectivity.
b. Telecom companies worldwide will incur losses once 5G technology is commercialized.
c. There is not much difference between 4G and 5G technology.
d. Connectivity will be the only issue with 5G technology.
e. 5G technology will provide only internet at a high speed.

Printed Study Material for IBPS PO Exam

IBPS / SBI Special TX: 
Bank/Organisation: 
Subject: 
General: 

Model Questions for SBI CLERK Exam : REASONING Set-21

Model Questions for SBI CLERK Exam : REASONING Set-21

Directions: In each of the questions below there are three statements followed by four conclusions numbered I, II, III and IV. You have to take the given-statements to be true even if they seem to be at variance with commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows from the given statements, disregarding commonly known facts.

1. Statements:
a. Some fruits are flowers.
b. No flower is a boat.
c. All boats are rivers.

Conclusions:
I. Some fruits are rivers.
II. Some rivers are boats.
III. Some rivers are fruits.
IV. Some flowers are fruits.

(a) All of the above
(b) II and IV only
(c) I and III only
(d) II and III only
(e) None of these

2. Statements:
a: Some buses are horses.
b. All horses are goats.
c. All goats are dogs.

Conclusions:
I. Some dogs are buses.
II. Some dogs are horses.
III. Some dogs are goats.
IV. Some buses are goats.

(a) None of the above
(b) I and II only
(c) II and III only
(d) III and IV only
(e) All of the ‘above

3. Statements:
a. Some chairs are buildings.
b. All buildings are vehicles.
c. Some vehicles are trucks.

Conclusions:
I. Some chairs are trucks.
II. Some chairs are vehicles.
III. Some vehicles are buildings.
IV. No truck is a chair.

(a) None of the above
(b) Hand III only
(c) Either only I or II and III and IV
(d) Either only I or IV and II and III
(e) All of the above

4. Statements:
a. All doors are windows.
b. All houses are windows.
c. Some windows are soaps.

Conclusions:
I. Some doors are houses.
II. Some houses are soaps.
III. Some soaps are doors.
IV. All soaps are windows.

(a) None of the above
(b) I only
(c) I and III only
(d) II and IV only
(e) All of the above

5. Statements:
a. Some cruel animals are papers.
b. No paper is tree.
c. All trees are” ways.

Conclusions:
I. No cruel animal is tree.
II. Some ways are trees.
III. Some papers are cruel animals.
IV. Some cruel animals. are trees.

(a) I and II only
(b) II, III and IV only
(c) Only either I or IV and III
(d) I, II and III only
(e) None of these

SBI Clerk Exam (Preliminary) Printed Study Notes

STUDY KITS: 

Model Questions for SBI CLERK Exam : REASONING Set-20

Model Questions for SBI CLERK Exam : REASONING Set-20

Directions: Study the following information carefully and answer the questions given below:

  1. P, Q, R, S, T, V and W are seven members of a family.
  2. Each one of them has a different profession Doctor, Teacher, Lawyer, Engineer, Architect, Chartered Accountant and Banker-and their incomes are different.
  3. There are two married couples in the group.
  4. R is the Doctor and earns more than the Engineer and the Lawyer.
  5. T is married to the Chartered Accountant and ‘she earns the least.
  6. No lady is either Lawyer-or Engineer.
  7. Q, the Teacher, earns’ less than P, the Banker. W is married to Q and he earns more than Sand P.
  8. V is not the Lawyer. The Chartered Accountant earns less than the Lawyer but more than the Banker.

1. Who earns the maximum in the family?

(a) V
(b) W
(c) R
(d) S
(e) None of these

2. Which of the following is a pair of married couple?

(a) RT
(b) VT
(c) QT
(d) ST
(e) None of these

3. What is P’s position from the top when they are arranged in descending order of their incomes?

(a) Second
(b) Fourth
(c) Third
(d) Sixth
(e) None of these

4. What is the profession of V?

(a) Engineer
(b) Chartered-Accountant
(c) Engineer or Chartered Accountant
(d) Data inadequate
(e) None of these

5. At least how many male members are there in the family?

(a) Two
(b) Three
(c) Four
(d) Five
(e) None of these

SBI Clerk Exam (Preliminary) Printed Study Notes

STUDY KITS: 

Model Questions for SBI CLERK Exam : GENERAL ENGLISH Set-19

Model Questions for SBI CLERK Exam : GENERAL ENGLISH Set-19

Directions: In each sentence below, four words have been printed in bold and lettered as (a), (b), (c) and (d). One of them may be wrongly spelt or inappropriate in the context of the sentence or grammatically incorrect.
The letter of that word is the answer. If there is no error of any of the above types. The answer is (e) i.e. ‘No Error’.

1. India has progressed/(a) remarkably/(b) in exercising/(c) our commitments, in international affairs/(d). No Error/(e).
2. Imported items are costlier/(a) than there/(b) domestic/(c) counterparts/(d). No Error/(e)
3. There is hardly any resemblance/(a) between’ the faces/(b) of the so called identical/(c) twins/(d). No Error/(e)
4. An exorbitantly/(a) rigid attitude may prove/(b) very dangerous/(c), even total/(d). No Error/(e)
5. Although/(a) I was paid significantly/(b) low, I found my salary to be insufficient/(c) or rather adequate/(d). No Error/(e)

SBI Clerk Exam (Preliminary) Printed Study Notes

STUDY KITS: 

Model Questions for SBI CLERK Exam : REASONING Set-18

Model Questions for SBI CLERK Exam : REASONING Set-18

Directions: Each of the questions below consists of a question and two statements numbered I and II given below it. You have to decide whether the data

STUDY KITS: 

Model Questions for SBI CLERK Exam : NUMERICAL APTITUDE Set-17

Model Questions for SBI CLERK Exam : NUMERICAL APTITUDE Set-17

Directions: These questions are based on the following information:

Children in a class play only one or two or all the three games badminton, football and cricket. 5 children play only cricket, 8 children play only football and 7 children play only badminton. 3 children play only two games badminton and football, 4 children play only two games cricket and football and another 4 children play only two games badminton and cricket. 2 children play all the three games.

1. In all how many children play football?

(a) 8
(b) 17
(c) 15
(d) 14
(e) None of these

2. How many children play badminton as well as cricket?

(a) 9
(b) 10
(c) 4
(d) 6
(e) None of these

3. Total how many children are there in the class?

(a) 33
(b) 31
(c) 36
(d) 35
(e) None of these

4. In all how many children play badminton?

(a) 14
(b) 17
(c) 12
(d) 13
(e) None of these

5. How many children play football as well as cricket?

(a) 7
(b) 4
(c) 6
(d) 15
(e) None of these
 

SBI Clerk Exam (Preliminary) Printed Study Notes

STUDY KITS: 

Model Questions for SBI CLERK Exam : GENERAL ENGLISH Set-16

Model Questions for SBI CLERK Exam : GENERAL ENGLISH Set-16

Directions: Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful paragraph; then answer .the questions given below them-

(A) We at Infoquicktech thus make sure that our clients receive the best and the quickest services in the field of I.T.
(B) Information Technology has transformed a lot in this decade and this metamorphosis is exceedingly quick,
(C) The user can now get the desired information in a fraction of a second.
(D) Our newer packages now perform in a far better way than our clients used to get in the past.
(E) Our search engines have been astoundingly powerful to process and fetch the required information to the user.
(F) These improvements perform a real magic, in the true sense of the term, to facilitate quicker access.

1. Which of the following will be the SECOND sentence after rearrangement?

(a) (A)
(b) (B)
(c) (C)
(d) (D)
(e) (E)

2. Which of the following will be the FOURTH sentence after rearrangement?

(a) (A)
(b) (B)
(c) (C)
(d) (D)
(e) (F)

3. Which of the following will be the FIFTH sentence after rearrangement?

(a) (A)
(b) (B)
(c) (C)
(d) (D)
(e) (E)

4. Which of the following will be the SIXTH (LAST) sentence after rearrangement?

(a) (A)
(b) (B)
(c) (C)
(d) (D)
(e) (E)

5. Which of the following will be the FIRST sentence after rearrangement?

(a) (A)
(b) (B)
(c) (C)
(d) (D)
(e) (E)
 

SBI Clerk Exam (Preliminary) Printed Study Notes

STUDY KITS: 

Model Questions for SBI CLERK Exam : REASONING Set-15

Model Questions for SBI CLERK Exam : REASONING Set-15

Directions: Study the following arrangement carefully and answer the questions given below:
P % R 1 5 * M T E 3 B $ V N 4 K A 8 W 1 6 2 G # U H 7 J Q 9 L Y

STUDY KITS: 

Model Questions for SBI CLERK Exam : NUMERICAL APTITUDE Set-14

Model Questions for SBI CLERK Exam : NUMERICAL APTITUDE Set-14

Directions: In each of these questions two equation I and II are given. You have to solve both the equations and give answer:

(a) If a < b
(b) If a > b
(c) If relationship between a and b cannot be established
(d) If a b
(e) If a b

1. I. 4a2 – 20a + 21 = 0
II. 2b2 – 5b + 3 = 0

2. I. 6a2 – 25a + 25 = 0
II. 15b2 – 16b + 4 = 0

3. I. a2 = 4
II. b2 = 9

4. I. 2a2 – 3a + 1 = 0
II. 12b2 – 7b + 1 = 0

5. I. a2 + 5a + 6 = 0
II. b2 + 3b + 2 = 0
 

SBI Clerk Exam (Preliminary) Printed Study Notes

ANSWER:
1. (d) 2. (b) 3. (c) 4. (a) 5. (e)

STUDY KITS: 

Model Questions for SBI CLERK Exam : GENERAL ENGLISH Set-13

Model Questions for SBI CLERK Exam : GENERAL ENGLISH Set-13

Directions: Which of the phrases (a), (b), (c) and (d) given below should replace the phrase given in bold in the following sentence to make the sentence grammatically meaningful and correct. If the sentence is correct as it is and no correction is required, mark (e) as the answer.

1. There are indications that the prospects for growth in industrial output has improved.

(a) Have improved
(b) Have improvements
(c) Has improvements
(d) Has been improving
(e) No correction required

2. Missed opportunities and failure to delivery results can destroy even well-run organizations.

(a) Failed deliveries
(b) Failure of delivery
(c) Failed to deliver
(d) Failure to deliver
(e) No correction required

3. The railway budget is not proposed any revision in passenger fares and freight rates.

(a) Is not proposing any revised
(b) Has not proposed any revision
(c) Has not revised any proposal
(d) Has no revised proposal
(e) No correction required

4. Banks have been authorized to advance loans to distressed urban poor.

(a) Authorized to advancement of
(b) Authorized to advancing
(c) Authorizing to advancement
(d) Authorized for advancement
(e) No correction required

5. The spectators were spellbound at the thrilling sight and at the end, they could not held their applause in appreciation.

(a) With held their applause
(b) Withhold their applause
(c) Held their applauding
(d) Hold their applaud
(e) No correction required
 

SBI Clerk Exam (Preliminary) Printed Study Notes

ANSWER:
1. (a) 2. (d) 3. (b) 4. (e) 5. (b)

STUDY KITS: 

Model Questions for SBI CLERK Exam : REASONING Set-12

Model Questions for SBI CLERK Exam : REASONING Set-11

Directions: Considering the information given for questions, find out which one or two or three of the words denoted by A, B, C correspond to the given value?

1. 80

(A) HEAD
(B) AHEAD
(C) ODD

(a) A and B only
(b) B and C only
(c) A and C only
(d) All of three
(e) None of these

2. 200

(A) HOW
(B) SKY
(C) BEGAY

(a) A and B only
(b) B and C only
(c) A and C only
(d) A only
(e) All the three

3. 230

(A) PAWN
(B) WOLF
(C) BAD

(a) A only
(b) B only
(c) C only
(d) A and C only

4. 50

(A) DAM
(B) WAD
(C) BAD

(a) A only
(b) A and B only
(c) B and C only
(d) B only
(e) None of these

5. 90

(A) BEG
(B) WAD
(C) NOD

(a) A only
(b) B only
(c) C only
(d) A and B only
(e) All the three
 

SBI Clerk Exam (Preliminary) Printed Study Notes

ANSWER:
1. (b) 2. (e) 3. (b) 4. (e) 5. (d)

STUDY KITS: 

Model Questions for SBI CLERK Exam : NUMERICAL APTITUDE Set-11

Model Questions for SBI CLERK Exam : NUMERICAL APTITUDE Set-11

1. Mr. ‘X’ invested certain amounts in two different scheme ‘A’ and ‘B’. Scheme ‘A’ offers simple interest @ 12 p.c.p.a. and Scheme ‘B’ offers compound interest @ 10 p.c.p.a. Interest accured on the amount invested in Scheme ‘A’ in 2 years was Rs. 3600 and the total amount invested was Rs. 35000. What was interest accursed on the amount invested in Scheme ‘B’?

(a) Rs. 4800
(b) Rs. 4200
(c) Rs. 4000
(d) Cannot be determined
(e) None of these

2. The salary of an employee increase consistently by 50% ever year. If his salary today is Rs. 10000, what will be the salary after another 4 years?

(a) Rs. 62500
(b) Rs. 26500
(c) Rs. 50625
(d) Rs. 33750
(e) None of these

3. What will come in place of question mark (?) in the following equation?
167.5 ÷ 83.5 ÷27.5 = ?

(a) 84
(b) 164
(c) 215
(d) 227
(e) None of these

4. Present ages of Seema and Naresh are in the respective ratio of 5 : 7. Five years hence the ratio of their ages becomes 3 : 4 respectively. What is the Naresh’s present age in years?

(a) 25
(b) 40
(c) 30
(d) Cannot be determined
(e) None of these

5. In a two-digit number the digit in the unit’s place is twice the digit in the ten’s place and the number obtained by interchanging the digits is more than the original number by 27. What is 50% of the original number?

(a) 36
(b) 63
(c) 48
(d) 18
(e) None of these
 

SBI Clerk Exam (Preliminary) Printed Study Notes

ANSWER:
1. (b) 2. (c) 3. (a) 4. (e) 5. (d)

STUDY KITS: 

Model Questions for SBI CLERK Exam : GENERAL ENGLISH Set-10

Model Questions for SBI CLERK Exam : GENERAL ENGLISH Set-10

Directions: Which of the phrases (a), (b), (c) and (d) given below should replace the phrase given in bold in the following sentence to make the sentence grammatically meaningful and correct. If the sentence is correct as it is and no correction is required, mark (e) as the answer.

1. The claim that their employees are highly committing and disciplined.

(a) Have been highly committing
(b) Are highly committed
(c) Have high commitments
(d) Have been high committed
(e) No correction required

2. Before accepting a new assignment, ensured that you complete all your earlier assignments.

(a) Ensure that you complete
(b) Ensure that you completed
(b) Amount after tax
(c) Surely you can complete
(d) Ensure that you are completing
(e) No correction required .

3. I am fully convinced of the integrity of my colleagues.

(a) Full convincing of
(b) Fully convincing about
(c) Fully convincing of
(d) Full in convincing of
(e) No correction required

4. The spectators were spellbound at the thrilling sight and at the end, they could not held their applause in appreciation.

(a) With held their applause
(b) Withhold their applause
(c) Held their applauding
(d) Hold their applaud
(e) No correction required

5. Tokyo is one of the mostly populated cities in the world.

(a) Thickly populated city in
(b) Thickly populated city of
(c) Most populated cities in
(d) Most populated city of
(e) No correction required
 

SBI Clerk Exam (Preliminary) Printed Study Notes

ANSWER:
1. (b) 2. (a) 3. (b) 4. (b) 5. (c)

STUDY KITS: 

Model Questions for SBI CLERK Exam : REASONING Set-09

Model Questions for SBI CLERK Exam : REASONING Set-09

Directions: The English alphabet is categorised into 5 groups, each starting with a vowel and encompassing the immediately following consonants in the group, Thus, the first group would have letters A, B, C and D; the second E, F, G and H; and So on. These groups are assigned values as 10 for the first, 20 for the second, and so on, up to 50 for the last. Every letter in a particular group will have the same value of the group when used to form words, The value of each letter should add up to compute the value of the word. If the word has letters only from the same group, the value of the word would be the value of the letter multiplied by the number of letters in the word. However, if the letters in a word are from different groups, the value of the first letter of the word and any other letter of that group will be the same as that of its group, but that of the subsequent letter will be ‘double’ as much as the value of its group.
For example: The value of ‘CAB’ will be30  (i.e., 10 + 10 + 10) as all the three letters are from the first group, each one having a value of 10.  The value of ‘BUT’ will be 10 + (50 × (2) + (40 × (2) = 190.  The value of’ JUNK’ will be 30 + (50 × (2) + 30 + 30 = 190. 

Find out the value of each word in the following questions:

1. AGE

(a) 50
(b) 90
(c) 60
(d) 70
(e) None of these

2. QUEUE

(a) 140
(b) 280
(c) 320
(d) 360
(e) None of these

3. SPORT

(a) 200
(b) 360
(c) 380
(d) 250
(e) None of these

4. HIGH

(a) 40
(b) 60
(c) 70
(d) 80
(e) None of these

5. SHOP

(a) 70
(b) 120
(c) 130
(d) 140
(e) None of these
 

SBI Clerk Exam (Preliminary) Printed Study Notes

ANSWER:
1. (b) 2. (c) 3. (a) 4. (e) 5. (e)

STUDY KITS: 

Model Questions for SBI CLERK Exam : NUMERICAL APTITUDE Set-08

Model Questions for SBI CLERK Exam : NUMERICAL APTITUDE Set-08

Directions: What approximate value will come in place of the question mark (?) in the following equations?

1. 125% of 4845 + 88.005 × 14.995 = ?

(a) 7395
(b) 7485
(c) 7514
(d) 7375
(e) 7415

2. 1010 ÷ 36 + 187 × 20.05 = ?

(a) 3650
(b) 3770
(c) 3825
(d) 3800
(e) 3700

3. 127.001 × 7.998 + 6.05 × 4.001 = ?

(a) 1440
(b) 1400
(c) 1000
(d) 1040
(e) 1140

4. 4 boys and three girls are to be seated in a row in such a way that no two boys sit adjacent to each other. In how many different can it be done?

(a) 5040
(b) 30
(c) 144
(d) 72
(e) None of these

5. A committee of 3 members is to be formed out of 3 men and 4 women. In how many different ways can it be done so that at least one member is a women?

(a) 34
(b) 12
(c) 30
(d) 36
(e) None of these
 

SBI Clerk Exam (Preliminary) Printed Study Notes

ANSWER:
1. (e) 2. (b) 3. (d) 4. (c) 5. (a)

Subject: 
STUDY KITS: 

Model Questions for SBI CLERK Exam : GENERAL ENGLISH Set-07

Model Questions for SBI CLERK Exam : GENERAL ENGLISH Set-07

Directions: Read the following passage carefully and answer the questions given below it. Certain words/phrases are printed in bold to help you to locate them while answering some of the questions.

The genesis of service tax emanates from the ongoing structural transformation of the Indian economy, whereby presently more than one-half of GDP originates from the services sector. Despite the growing presence of the services sector in the Indian economy, it remained out of the tax net prior to 1994-95, leading to a steady deterioration in tax-GDP ratio. The service tax was introduced in 1994-95 on a select category of services at a low rate of five per cent. While the service tax rate and the coverage of services being taxed have increased ever since, the combined tax-GDP ratio of the Centre and States, nevertheless, deteriorated from 16.4 per cent in 1985-86 to 14.1 per cent in 1999-2000. It may be noted that between 1990-91 and 1998-99, the share of industrial sector in GDP dropped by 6.4 percentage points whereas almost 64 per cent of the tax revenue was generated by indirect taxes for which industrial sector continues-to be the principal tax base. On the other hand, during the same period, the share of services sector in GDP has increased by 10 percentage points and this sector has still remained poorly taxed.
The rationale for service tax, therefore lies riot only in arresting the falling tax-GDP ratio but also in ipso facto improving a locative efficiency in the economy as well as promoting equity. Against this back-drop, the service tax needs to be designed taking into account the fact that (i) the share of services in GDP is expanding; (ii) failure to tax services distorts consumer choices and encourages spending on services at the expense of goods; (iii) untaxed service traders are unable to claim value added tax (VAT) on service inputs, which encourages businesses to develop in-house services, creating further distortions; and (iv) most’ services that are likely to become taxable are positively correlated with expenditure of high income households and, therefore, service tax improves equity.
In the Indian context taxation of services assumes importance in the wake of the need for improving the revenue system, ensuring a measure of neutrality in taxation between goods and services and eventually helping to evolve: an efficient system of domestic trade taxes, both at the Central and the State levels.
The coverage of services under tax net has been progressively widened over the years. With effect of the Finance Act, 2004, 71 service are presently contributing to the service tax collections. The services tax is applicable to ll parts ofIndia except the State of Jammu and Kashmir and is leviable on the gross amount charged by the service provider from the client. The rate of service tax was increased from 5 per cent since September 10,2004. With the increase in tax rate and base of service tax, the collections from the service tax have shown a steady rise from Rs. 410 crores in 1994-95 tc. Rs. 8,300 crores in 2003-04; however, they accounted for only 4.4 per cent of the total tax receipts of the Centre (0.3 percent of GDP) in 2003-04. Service’ tax is envisaged as the tax of the future. The inclusion of all value added services in the tax net would yield a larger amount of revenue and make the existing tax structure more elastic. Once the service sector is adequately covered under tax net, the buoyant services sector will enable the reversal of declining trend in tax buoyancy. Besides raising the revenue buoyancy, appropriate taxation of services sector would also provide equity, efficiency and consistency in the tax administration as well as neutrality for various economic activities. Integration of services sector to the tax net would be the prelude to the introduction of a full-fledged VAT system.

Directions: Choose the word/group of words which is most nearly the SAME in meaning as the word given in bold as given in the passage.

1. NET

(a) Actual amount
(b) Amount after tax
(c) Governance
(d) Coverage
(e) Mesh

2. ENVISAGE

(a) Implement
(b) Unreliable
(c) Endure
(d) Untenable
(e) Expect

Directions: Choose the word/ group of words which is most OPPOSITE in meaning of the word given in bold as given in the passage.

3. PROGRESSIVELY

(a) Gradually
(b) Abruptly
(c) Occasionally
(d) Narrowly
(e) Ineffectively

4. ELASTIC

(a) Flexible
(b) Unreliable
(c) Faulty
(d) Untenable
(e) Rigid

Directions: Which of the phrases (a), (b), (c) and (d) given below should replace the phrase given in bold in the following sentence to make the sentence grammatically meaningful and correct. If the sentence is correct as it is and no correction is required, mark (e) as the answer.

5. Take into account the suggestions of the panel, a revised draft report is being placed in the public domain.

(a) Taken into account
(b) Taking an account
(c) Taking into account
(d) Accounting for
(e) No correction required
 

SBI Clerk Exam (Preliminary) Printed Study Notes

ANSWER:
1. (d) 2. (b) 3. (a) 4. (e) 5. (c)

STUDY KITS: 

Model Questions for SBI CLERK Exam : REASONING Set-06

Model Questions for SBI CLERK Exam : REASONING Set-06

1. Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to that group?

(a) Now
(b) After
(c) Then
(d) Before
(e) Again

2. Among four persons, B is taller than C. A is taller than D, but not as tall as C. Who among them is the tallest?

(a) A
(b) B
(c) C
(d) Data inadequate
(e) None of these

3. What should come in the place of the question mark (?) in the following series of combination of alpha-numerals and symbols?’
Y9B* W*D7 *U5F ?

(a) S 3 H *
(b) T # H *
(c) T * # H
(d) S * H 5
(e) S H * 1

4. In a certain code language ‘MEAL’ is written as ‘$£*@’ and ‘SAFE’ is written as ‘*+£’. How is ‘FAME’ written in that code language?

(a) +*$£
(b) *+$@
(c) +*@$
(d) £@*+
(e) None of these

5. ‘If’ is related to ‘condition’ in the same way as ‘But’ is related to

(a) Supplement
(b) Negation
(c) Contradiction
(d) Strengthen
(e) Disapproval
 

SBI Clerk Exam (Preliminary) Printed Study Notes

ANSWER:
1. (e) 2. (b) 3. (a) 4. (a) 5. (c)

Subject: 
STUDY KITS: 

Model Questions for SBI CLERK Exam : NUMERICAL APTITUDE Set-05

Model Questions for SBI CLERK Exam : NUMERICAL APTITUDE Set-05

Directions: In each of the following questions, a question is followed by information given in three statements. You have to study the question alnogwith the statements and decide the information given in which of the statement(s) is necessary and sufficient to answer the question.

1. What is the volume of the cylinder tank?

I. Area of the base is x square metres.
II. Height of the tank is y metres.
III. Diameter of the base is equal to the height of the tank.

(a) Only I and II
(b) Only II and III
(c) Only I and III
(d) All I, II and III
(e) Any two of the three

2. How many children are there is the class?

I. 20% children speak only Hindi.
II. 44 children can speak languages other than Hindi.
III. There are 30 boys in the class.

(a) All I, II and III
(b) Any two of the three
(c) II and either I or III
(d) I and II only
(e) None of these

3. What is the speed of the train?

I. Length of the platform is 150% of the length of the train.
II. The train crosses the platform in 25 seconds.
III. The train crosses the signal pole in 10 seconds.

(a) II and III
(b) I and either II or III
(c) Only II and III
(d) Any two of the three
(e) Question cannot be answered even with the information in all the statements.

4. What is the selling price of the T.V. set if no discount is offered?

I. Profit earned was 20%.
II. Had 1 0% discount been offered on selling price the profit would have been Rs. 1200.
III. Cost price is Rs. 15000.

(a) Any two of the three
(b) Only I and II
(c) Only I and III
(d) Only II and III
(e) None of these

5. What is the average weight of girls in the class?

I. Average weight of all the 60 students in 43 kg.
II. Average weight of boys is 43 kg.
III. Total weight of all the girls together is 1144 kg.

(a) Any two of the three
(b) All I, II and III
(c) II and III only
(d) Question cannot be answered even with information in all three statements.
 

SBI Clerk Exam (Preliminary) Printed Study Notes

ANSWER:
1. (e) 2. (d) 3. (e) 4. (c) 5. (b)

IBPS / SBI Special TX: 
Subject: 
STUDY KITS: 

(Calender) IBPS CWE for RRBs & PSBs Exam Dates 2020

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(Calender) : CWE for RRBs & PSBs Examination


(1) RRBs – CRP RRB-IX (Officers) and CRP RRB-IX (Office Assistants)

Preliminary Examination Officer Scale I and Office Assistants :
01.08.2020, 02.08.2020, 08.08.2020, 09.08.2020 and 16.08.2020
Single Examination Officers Scale II & III : 13.09.2020
Main Examination Officer Scale I : 13.09.2020
Office Assistants : 19.09.2020

(2) PSBs – CRP PO/MT-X, CRP CLERK-X & CRP SPL-X

  Probationary Officers Clerks Specialist Officers
Preliminary Examination 03.10.2020
04.10.2020
10.10.2020
12.12.2020
13.12.2020
19.12.2020
26.12.2020
27.12.2020
Main Examination 28.11.2020 24.01.2021  30.01.2021

Process of Registration

  • The registration process will be through online mode only and there will be a single registration for both Preliminary and Main examination, wherever applicable.
  • Candidates will be required to upload the following documents as per the specification given in advertisement.
  1. Photograph of the Applicant – 20 kb to 50 kb in .jpeg file
  2. Signature of the Applicant – 10 kb to 20 kb in .jpeg file
  3. Thumb impression of the Applicant – 20 kb to 50 kb in .jpeg file
  4. Scanned copy of handwritten declaration as per the format, which will be available in the respective advertisement – 50 kb to 100 kb in .jpeg file.

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Study Kit for IBPS-PO (Probationary Officer) Exam

IBPS Clerk Exam Printed Study Materials

IBPS / SBI Special TX: 
General: 

Model Questions for SBI CLERK Exam : GENERAL ENGLISH Set-04

Model Questions for SBI CLERK Exam : GENERAL ENGLISH Set-04

Directions: Read the following passage carefully and answer the questions given below it. Certain words/phrases are printed in bold to help you to locate them while answering some of the questions.

The genesis of service tax emanates from the ongoing structural transformation of the Indian economy, whereby presently more than one-half of GDP originates from the services sector. Despite the growing presence of the services sector in the Indian economy, it remained out of the tax net prior to 1994-95, leading to a steady deterioration in tax-GDP ratio. The service tax was introduced in 1994-95 on a select category of services at a low rate of five per cent. While the service tax rate and the coverage of services being taxed have increased ever since, the combined tax-GDP ratio of the Centre and States, nevertheless, deteriorated from 16.4 per cent in 1985-86 to 14.1 per cent in 1999-2000. It may be noted that between 1990-91 and 1998-99, the share of industrial sector in GDP dropped by 6.4 percentage points whereas almost 64 per cent of the tax revenue was generated by indirect taxes for which industrial sector continues-to be the principal tax base. On the other hand, during the same period, the share of services sector in GDP has increased by 10 percentage points and this sector has still remained poorly taxed.  The rationale for service tax, therefore lies riot only in arresting the falling tax-GDP ratio but also in ipso facto improving a locative efficiency in the economy as well as promoting equity.

Against this back-drop, the service tax needs to be designed taking into account the fact that (i) the share of services in GDP is expanding; (ii) failure to tax services distorts consumer choices and encourages spending on services at the expense of goods; (iii) untaxed service traders are unable to claim value added tax (VAT) on service inputs, which encourages businesses to develop in-house services, creating further distortions; and (iv) most’ services that are likely to become taxable are positively correlated with expenditure of high income households and, therefore, service tax improves equity.

In the Indian context taxation of services assumes importance in the wake of the need for improving the revenue system, ensuring a measure of neutrality in taxation between goods and services and eventually helping to evolve: an efficient system of domestic trade taxes, both at the Central and the State levels.

The coverage of services under tax net has been progressively widened over the years. With effect of the Finance Act, 2004, 71 service are presently contributing to the service tax collections. The services tax is applicable to ll parts ofIndia except the State of Jammu and Kashmir and is leviable on the gross amount charged by the service provider from the client. The rate of service tax was increased from 5 per cent since September 10,2004. With the increase in tax rate and base of service tax, the collections from the service tax have shown a steady rise from Rs. 410 crores in 1994-95 tc. Rs. 8,300 crores in 2003-04; however, they accounted for only 4.4 per cent of the total tax receipts of the Centre (0.3 percent of GDP) in 2003-04. Service’ tax is envisaged as the tax of the future. The inclusion of all value added services in the tax net would yield a larger amount of revenue and make the existing tax structure more elastic. Once the service sector is adequately covered under tax net, the buoyant services sector will enable the reversal of declining trend in tax buoyancy. Besides raising the revenue buoyancy, appropriate taxation of services sector would also provide equity, efficiency and consistency in the tax administration as well as neutrality for various economic activities. Integration of services sector to the tax net would be the prelude to the introduction of a full-fledged VAT system.

1. The author of the passage seems ‘to be having—

(a) An antagonistic attitude about levying service tax
(b) A favourable attitude towards levying service tax
(c) A sympathetic and lenient view regarding untaxed service traders
(d) A distorted view about equity
(e) A soft comer for the tax payers brought under service tax net

2. Which of the following statements is/are definitely true in the context of the passage?

(A) The orbit of service tax has been increased to encompass more and more services.
(B) Despite increasing the coverage of service tax, the actual tax collection is deteriorating significantly,
(C) Despite widening tax net to bring more and more services under it the combined Tax-GDP ratio of Centre and States was reduced during 1986-2000.

(a) (A) and (B) only
(b) (A) and (C) only
(c) (B) and (C) only
(d) All of three
(e) None of these

3. Which of the following factors helps service tax improve fairness across different economic strata of society?

(a) Taxable services are mostly those that are utilized by the rich
(b) Untaxed service traders are prevented from claiming value added tax
(c) Encouragement to in-house services is effected
(d) It improves revenue system
(e) None of these

4. According to the author, the service tax is the tax of the future because-

(a) It will be levied in near future
(b) Its implementation will be effected in the next decade
(c) Its significant impact will be visible at a later period
(d) The future of the nation is largely dependent on it
(e) None of these.

5. Which of the following is likely to happen if services are not brought under the tax net?

(A) Misrepresentation of customers’ choices.
(B) Stimulating enhancement in spending on services at the cost of goods.
(C) Inability of tax payers to reclaim their taxes already paid by them.

(a) (A) and (B) only
(b) (B) and (C) only
(c) (A) and (C) only
(d) All of these
(e) None of these
 

SBI Clerk Exam (Preliminary) Printed Study Notes

ANSWER:
1. (b) 2. (b) 3. (d) 4. (c) 5. (b)

STUDY KITS: 

Model Questions for SBI CLERK Exam : REASONING Set-03

Model Questions for SBI CLERK Exam : REASONING Set-03

1. Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to that group?

(a) Sultry
(b) Hot
(c) Humid
(d) Warm
(e) Cool

2. Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to that group?

(a) 126
(b) 217
(c) 345
(d) 513
(e) 730

3. If it is possible to make a meaningful English word with the fourth, the seventh and the tenth letters of the word ‘ARISTOPATHOLOGY’ and the only vowel from the word ‘TOP’, the third letter of that word is your answer. If more than one English word can be formed, ‘M’ is your answer. If no such word can be formed, your answer is ‘N’.

(a) O
(b) P
(c) S
(d) M
(e) N

4. In a row of girls, Ravina is 15th from the left and Mohini is 18th from the right. If they interchange their places, Mohini becomes 15th from the left. How many girls are there in the row?

(a) 33
(b) 38
(c) 47
(d) Data inadequate
(e) None of these

5. In a certain code language ‘SHORT’ is written as ‘ITOUS’ and ‘DWARF’ is written as ‘XEAGS’. How is ‘MANGO’ written in that code language?

(a) NBNHP
(b) BNNPH
(c) BNNHP
(d) LBNPF
(e) None of these

SBI Clerk Exam (Preliminary) Printed Study Notes

ANSWER:
1. (d) 2. (c) 3. (d) 4. (d) 5. (b)

STUDY KITS: 

Model Questions for SBI CLERK Exam : NUMERICAL APTITUDE Set-02

Model Questions for SBI CLERK Exam : NUMERICAL APTITUDE Set-02

Directions: In each of the following questions a number series is given. After the series a number is given followed (a), (b), (c), (d) and (e). You have to complete the series starting with the given number, following the sequence of original series and answer the questions that follow the series.

1. 8 4 6 15 52.5 236.25
12 (a) (b) (c) (d) (e)
What will come in place (c)?

(1) 18.25
(2) 19
(3) 22.5
(4) 20.75
(5) None of these

2. 3 13 37 87 191 401
1 (a) (b) (c) (d) (e)

(1) 169
(2) 161
(3) 171
(4) 159
(5) None of these

3. 5 12 4 10 3 8
6 (a) (b) (c) (d) (e)
What will come in place of (d)?

(1) 3
(2) 5
(3) 4
(4) 7
(5) None of these

4. 4 13 40 135 552 2765
2 (a) (b) (c) (d) (e)
What will come in place of (c) ?

(1) 123
(2) 133
(3) 127
(4) 131
(5) None of these

5. 3 19 103 439 1381 2887
5 (a) (b) (c) (d) (e)
What will come in place (b)?

(1) 139
(2) 163
(3) 161
(4) 157
(5) None of these
 

SBI Clerk Exam (Preliminary) Printed Study Notes

ANSWER:
1. (c) 2. (d) 3. (c) 4. (a) 5. (b)

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Model Questions for SBI CLERK Exam : GENERAL ENGLISH Set-01

Model Questions for SBI CLERK Exam : GENERAL ENGLISH Set-01

Directions: Read the following passage carefully and answer the questions given below it. Certain words/phrases are printed in bold to help you to locate them while answering some of the questions.

The genesis of service tax emanates from the ongoing structural transformation of the Indian economy, whereby presently more than one-half of GDP originates from the services sector. Despite the growing presence of the services sector in the Indian economy, it remained out of the tax net prior to 1994-95, leading to a steady deterioration in tax-GDP ratio. The service tax was introduced in 1994-95 on a select category of services at a low rate of five per cent. While the service tax rate and the coverage of services being taxed have increased ever since, the combined tax-GDP ratio of the Centre and States, nevertheless, deteriorated from 16.4 per cent in 1985-86 to 14.1 per cent in 1999-2000. It may be noted that between 1990-91 and 1998-99, the share of industrial sector in GDP dropped by 6.4 percentage points whereas almost 64 per cent of the tax revenue was generated by indirect taxes for which industrial sector continues-to be the principal tax base. On the other hand, during the same period, the share of services sector in GDP has increased by 10 percentage points and this sector has still remained poorly taxed.

The rationale for service tax, therefore lies riot only in arresting the falling tax-GDP ratio but also in ipso facto improving a locative efficiency in the economy as well as promoting equity. Against this back-drop, the service tax needs to be designed taking into account the fact that (i) the share of services in GDP is expanding; (ii) failure to tax services distorts consumer choices and encourages spending on services at the expense of goods; (iii) untaxed service traders are unable to claim value added tax (VAT) on service inputs, which encourages businesses to develop in-house services, creating further distortions; and (iv) most’ services that are likely to become taxable are positively correlated with expenditure of high income households and, therefore, service tax improves equity.

In the Indian context taxation of services assumes importance in the wake of the need for improving the revenue system, ensuring a measure of neutrality in taxation between goods and services and eventually helping to evolve: an efficient system of domestic trade taxes, both at the Central and the State levels.

The coverage of services under tax net has been progressively widened over the years. With effect of the Finance Act, 2004, 71 service are presently contributing to the service tax collections. The services tax is applicable to II parts ofIndia except the State of Jammu and Kashmir and is leviable on the gross amount charged by the service provider from the client. The rate of service tax was increased from 5 per cent since September 10,2004. With the increase in tax rate and base of service tax, the collections from the service tax have shown a steady rise from Rs. 410 crores in 1994-95 tc. Rs. 8,300 crores in 2003-04; however, they accounted for only 4.4 per cent of the total tax receipts of the Centre (0.3 percent of GDP) in 2003-04. Service’ tax is envisaged as the tax of the future. The inclusion of all value added services in the tax net would yield a larger amount of revenue and make the existing tax structure more elastic. Once the service sector is adequately covered under tax net, the buoyant services sector will enable the reversal of declining trend in tax buoyancy. Besides raising the revenue buoyancy, appropriate taxation of services sector would also provide equity, efficiency and consistency in the tax administration as well as neutrality for various economic activities. Integration of services sector to the tax net would be the prelude to the introduction of a full-fledged VAT system.

1. What, according to the passage, was the impact of exclusion of service tax till the first half of the last decade of the past century?

(a) There was no impact as there was no service tax
(b) There was a steady deterioration in the GDP
(c) Tax-GDP ratio had steadily and gradually aggravated
(d) Service sector used to flourish exorbitantly
(e) None of these

2. The origin of service tax is attributed to—-

(a) Increase in Gross Domestic Products (GDP)
(b) Existence of service sector
(c) Tax of the future
(d) Metamorphosis of our country’s economy
(e) Enormous growth potential of industrial sector

3. Which of the following is MOST likely to provide neutrality to various economic activities?

(a) Increase in revenue buoyancy
(b) Fairness in tax administration
(c) Equity and efficiency in various activities
(d) Consistency in tax structure and revenue buoyancy
(e) None of these

4. What is the probable impact of bringing all value added services under the tax net?

(1) It will yield a larger revenue.
(2) It will provide flexibility to the present tax structure.
(3) It will progressively decrease tax buoyancy.

(a) (1) and (3) only
(b) (2) and (3) only
(c) (1) and (2) only
(d) All the three
(e) None of these

5. When the author mentions that the service taxes constitute 0-3 per cent of GDP, he implies that-

(a) It is a substantially high amount
(b) The service taxes show a very progressive trend
(c) It is a very small amount
(d) There is no scope for further increase
(e) None of these

SBI Clerk Exam (Preliminary) Printed Study Notes

ANSWER:
1. (b) 2. (d) 3. (a) 4. (a) 5. (c)

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 LIC ADO : MODEL QUESTION PAPER - HISTORY - 40


 LIC ADO : MODEL QUESTION PAPER - HISTORY - 40


1. Which of the following emperor’s tomb is outside India?

(a) Akbar
(b) Aurangzeb
(c) Shah Jahan
(d) Jahangir

2. At which one of the following places did Akbar not build a palace-fortress ?

(a) Delhi
(b) Agra
(c) Lahore
(d) Allahabad

3. A school of art was encouraged to grow first at the court of

(a) Humayun
(b) Akbar
(c) Jahangir
(d) Babur

4. The art of painting reached its zenith under

(a) Akbar
(b) Jahangir
(c) Shah Jahan
(d) None of these

5. The famous Sikh leader Banda Bahadur was captured and executed in the reign of

(a) Aurangzeb
(b) Farukhsiyar
(c) Jahandar Shah
(d) Jahangir

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 LIC ADO : MODEL QUESTION PAPER - ENGLISH LANGUAGE - 39


 LIC ADO : MODEL QUESTION PAPER - ENGLISH LANGUAGE - 39


C. Fill in the blanks with ‘has’ or ‘have’.

1. “We _____ not done our homework yet.”
2. Each of you _____ to pay a dollar.
3. There _____ been no complaint so far.
4. Does he _____ a bicycle?
5. What _____ she got to say about this?

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LIC ADO : MODEL QUESTION PAPER - REASONING ABILITY - 38


LIC ADO : MODEL QUESTION PAPER - REASONING ABILITY - 38


Directions: In each of the following Questions, choose that set of numbers from the four alternatives sets, that is similar to the given set. Give your answer as (5) if none is correct.

1. Given Set : (21, 51, 15)

(1) (21, 30, 51)
(2) (21, 35, 41)
(3) (21, 51, 42)
(4) (21, 91, 35)
(5) None of these

2. Given Set : (8, 3, 2)

(1) (10, 6, 5)
(2) (63, 8, 3)
(3) (95, 24, 5)
(4) (168, 15, 4)
(5) None of these

3. Given Set : (23, 29, 37)

(1) (13, 15, 23)
(2) (17, 21, 29)
(3) (31, 37, 49)
(4) (41, 47, 53)
(5) None of these

4. Given Set : (18, 8, 2)

(1) (3, 7, 1)
(2) (11, 12, 10)
(3) (17, 9, 3)
(4) (24, 22, 4)
(5) None of these

5. Given Set : (63, 49, 35)

(1) (72, 40, 24)
(2) (72, 48, 24)
(3) (64, 40, 28)
(4) (81, 63, 45)
(5) None of these

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LIC ADO : MODEL QUESTION PAPER - DATA INTERPRETATION AND DATA SUFFICIENCY - 37


LIC ADO : MODEL QUESTION PAPER - DATA INTERPRETATION AND DATA SUFFICIENCY - 37


Directions: Study the following table carefully and answer the questions given below it. A factory was opened in 2007 with certain initial strengths in different units as shown in the table. In the beginning of the subsequent years some of the workers left and some new workers were deployed. No worker left or joined in between. Details are given in the table given below. Study it carefully and answer the questions that follow.

1. What was the strength of Unit ‘B’ in 2011?

(1) 142
(2) 125
(3) 189 (4) 207
(5) Data Inadequate

2. In 2012 the strength of workers was maximum in which unit?

(1) E
(2) D
(3) C
(5) A
(5) Data Inadequate

3. The strength of workers in unit C in 1996 is approximately what percent of the strength in unit E in 2010?

(1) 98
(2) 102
(3) 104
(4) 110
(5) Data Inadequate

4. What was the total strength of workers in all the five units in 2009?

(1) 570
(2) 607
(3) 697
(4) 709
(5) Data Inadequate

5. What was the approximate increase/decrease in the strength of the workers in unit D in 2011 with respect to its initial strength?

(1) 57.37% increase
(2) 64.47% increase
(3) 64.47% decrease
(4) 57.37% decrease
(5) Data Inadequate

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 LIC ADO : MODEL QUESTION PAPER - NUMERICAL ABILITY - 36


 LIC ADO : MODEL QUESTION PAPER - NUMERICAL ABILITY - 36


1. Find the number of digits that are to be used in numbering a book of 500 pages.

(a) 1392
(b) 1346
(c) 1325
(d) 1352
(e) None of these

2. Which of the following is divisible by 15 ?

(a) 3975
(b) 3575
(c) 3970
(d) 3580
(e) None of these

3. What least number must be subtracted from 3475 to make it divisible by 50 ?

(a) 75
(b) 100
(c) 25
(d) 50
(e) None of these

4. What least number must be added to 5718 to make it exactly divisible by 40 ?

(a) 0
(b) 1
(c) 2
(d) 3
(e) None of these

5. Find the least number by which 3900 is multiplied to make it a perfect square.

(a) 3
(b) 13
(c) 39
(d) 56
(e) None of these

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