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(Download) SBI Associate Clerk Exam Paper - 2015 "Reasoning"

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(Download) SBI Associate Clerk Exam Paper - 2015 "Reasoning"

Exam Paper: SBI Associate Clerk

Subject: Reasoning

Exam Year: 2015

Medium: English

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(Paper) SBI Clerk Exam Paper - 2014 (Reasoning Ability)

(Paper) SBI Clerk Exam Paper - 2014

:: REASONING ABILITY ::

Directions (81 – 85): In these questions, relationship between different elements in shown in the statements.

The statements are followed by two conclusions
Given answer (1) if only Conclusion I is true
Given answer (2) if only Conclusion II is true
Given answer (3) if either Conclusion I or II is true
Given answer (4) if neither Conclusion I nor II is true
Given answer (5) if both Conclusions I and II are true

81. Statements: A ≥ B = C ≤ D

Conclusions:

I. A ≥ C
II. D > A

82. Statements: P < Q = M ≥ N < O

Conclusions:

I. Q > O
II. P < M

83. Statements: T > R < S = U > V; U ≥ M

Conclusions:

I. M ≥ R
II. T ≤ M

84. Statements: Q ≤ P ≥ M ≤ N = T, N ≤ O

Conclusions:

I. O ≥ T
II. O ≤ Q

85. Statements: D > E = F ≤ C ≥ P < Q

Conclusions:

I. E < Q
II. F ≥ P

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Directions (86 – 90): Study the following information carefully and answer the questions given below.

In a certain code language, bank for my conductor is written as ‘ya ri vi pa’.
‘for conductor is my’ is written as ‘ri vi pa da’
‘my computer is yours is written as ‘da vi pi du’
‘it yours tablet’ is written as ‘yu du ca’

86. Which of the following is the code for ‘conductor’?

1) da
2) ri
3) ya
4) pa
5) ri or pa

87. Which of the following may represent ‘ya pi du’?

1) my computer tablet
2) yours computer bank
3) yours tablet bank
4) computer for bank
5) my tablet conductor

88. What is the code for ‘my’?

1) ri
2) pa
3) du
4) vi
5) da

89. What does the code ‘pa’ stand for?

1) for
2) conductor
3) my
4) bank
5) Cannot be determined

90. In the code language ‘my computer’ can be coded as:

1) pi vi
2) pi da
3) vi ri
4) pi ya
5) du pi

Directions (91 – 95): In each question below are two statements followed by two conclusions numbered I and II. You have to take the two given statements to be true even it they seem to be at variance form commonly known facts and then decide which of the given conclusions logically follows from the two statements disregarding commonly known facts.

Give answer (1) if only conclusion I follows
Give answer (2) if only conclusion II follows
Give answer (3) if either conclusion I or conclusion II follows
Give answer (4) if neither conclusion I nor conclusion II follows
Give answer (5) if both conclusion I and conclusion II follows

91. Statements: Some apples are oranges
Some oranges are potatoes

Conclusions:

I. No orange is apple
II. At least some potatoes are oranges

92. Statements: No pen is pencil
No pencil is ink

Conclusions:

I. Some ink are pens
II. Some pens being ink is a possibility

93. Statements: No elephant is horse
All bulls are horses.

Conclusions:

I. No bull is elephant
II. Some bulls being elephant is a possibility

94. Statements: Some books are papers
No appear is bottle

Conclusions:

I. No bottle is book
II. Some bottles being book is a possibility

95. Statements: Some mobiles are tablets
No tablet is personal computer

Conclusions:

I. No personal computer is mobile
II. Some personal computers are mobiles

Directions (96 – 100): Study the following information carefully and answer the questions given below:

Ten people are sitting in two parallel rows containing five people each, in such a way that there is an equal distance between adjacent people. In Row -1, V, W, X, Y and Z are seated and all of them are facing south. In Row -2, H, I, J, K and L are seated and all of them are facing north. Therefore, in the given seating arrangement each member seated in a row faces another member of the other row. Y is sitting to the immediate left of W. H is to the immediate left of person who faces V. L is sitting third to the right of J. Z is at the extreme end of the line. X faces L. W is sitting second to the right of the person who faces K. J is at the extreme end of the line.

96. Who amongst the following is sitting second to the left of V?

1) Y
2) X
3) W
4) Z
5) None of these

97. Who amongst the following sit at the extreme ends of the two rows?

1) I, J, W, Z
2) X, Z, J, L
3) W, X, K, J
4) Z, Y, J, H
5) W, Z, J, L

98. Which of the following statements is true regarding K?

1) K sits third to the right of J
2) K is not an immediate neighbour of H
3) K sits second to the left of I
4) K faces Y
5) There are three persons to the left of K.

99. Which of the following statements is true regarding J?

1) J is at extreme right position
2) J is sitting between H and L
3) J faces V
4) K is an immediate neighbour of J
5) None is true

100. Who among the following sits exactly between X and Y?

1) W
2) V
3) Z
4) Cannot be determined
5) There is no person between X and Y

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(Paper) SBI Clerk Exam Paper - 2014 (English Language)

(Paper) SBI Clerk Exam Paper - 2014

:: ENGLISH LANGUAGE ::

Directions (41 – 45): In the following questions, each sentence has two blanks; each blank indicating that something has been omitted. Choose the set of words for the blanks which best fits the meaning of the sentence as a whole.

41. An analysis of booking data ……….. by online travel portal has shown 40 per cent of city residents ………… for hill stations for weekend breaks.

1) conduct, opted
2) conducted, opt
3) given, opted
4) collected, opted
5) conducted, chose

42. Mobile operators are allowed to ……….. network infrastructure like cellphone towers, which has ……….. them reduce cost, but not air waves.

1) sharing, helping
2) shared, helped
3) share, help
4) collect, helped
5) collect, helped

43. I ……….. a friend named Ankur who ……….. a horse ranch in the city.

1) have, owns
2) got, sells
3) need, holds
4) possess, runs
5) has, buys

44. Traffic was ……….. on the express way on Saturday as local residents ……….. the road.

1) disturbed, blocked
2) disrupted, blocked
3) blocked, stopped
4) jammed, block
5) disrupting, blockage

45. The incident ……….. place when the victim asked a ……….. of youths for money.

1) had, group
2) take, group
3) took, group
4) took, herd
5) was taken, group

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(Paper) SBI Clerk Exam Paper - 2014 (Quantitative Aptitude)

(Paper) SBI Clerk Exam Paper - 2014

:: QUANTITATIVE APTITUDE ::

1. A Vessel contains 60 litres of milk, 6 litres of milk is taken out and 6 litres of water is added to the vessel. Again 6 litres of milk from the vessel is withdrawn and 6 litres of water is added to the vessel. The ratio of milk and water in the resulting mixture in the vessel is

1) 81 : 19
2) 71 : 29
3) 61 : 39
4) 61 : 29
5) None of these

2. The present age of Rakshak is twice the present age of Sonal. Five years hence, Sonal’s age will be twice the present age of Arati. Five years ago, the ratio of the ages of Arati and Kiran was 2 : 3 respectively. Kiran’s present age is 20 years. Find Rakshak’s present age.

1) 45 years
2) 50 years
3) 35 years
4) 40 years
5) None of these

3. Simple interest on a certain sum at a certain rate for 2 years in Rs.160 and compound interest on the same sum at the same rate and for the same period is Rs.170. The rate of interest per annum is:

1) 12%
2) 12.5%
3) 8%
4) 9%
5) None of these

4. Neha Chaudhary bought some goods for Rs.10000. She sold half of the goods at a loss of 25%. At what percent of profit should she sell the remaining goods so that she gets a gain of 38% on the whole transaction?

1) 75%
2) 85%
3) 101%
4) 105%
5) None of these

5. The cost price of 8 chairs in same as that of 5 tables. The total cost of 6 chairs and 2 tables is Rs.3680. Find the cost of 6 tables.

1) Rs.3840
2) Rs.3850
3) Rs.3860
4) Rs.3845
5) None of these

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Directions (6 – 15): What will come in place of the question mark (?) in each of the following questions?

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(Paper) SBI Clerk Recruitment Exam Paper Held on 3rd June 2012 (Marketing Aptitude/Computer Knowledge)

(Paper) SBI Clerk Recruitment Exam Paper Held on 3rd June 2012

(Marketing Aptitude/Computer Knowledge)

1. Marketing of Services is adopted in ___________
(a) Grocery stores
(b) Garment trade
(c) Medicine shops
(d) Fruit stall
(e) Hotels

2. Selling is ________
(a) Same as marketing
(b) More than Marketing
(c) Offering discounts
(d) A sub-function of marketing
(e) Nothing to do with marketing

3. Indirect marketing is the same as ________
(a) Onsite selling
(b) Using a smart-phone
(c) Viral marketing
(d) Advertisements
(e) Online marketing

4. Benchmark means _______
(a) A Standard value for comparison
(b) Basic products
(c) Court cases
(d) Financial targets
(e) Sales person’s targets

5. A Call in marketing terms means ________
(a) A newly introduced product
(b) Territory allocation for sales persons
(c) A Call Centre
(d) A sales meeting
(e) To visit a Prospect

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6. A Cold Call means _______

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(Paper) SBI Clerk Recruitment Exam Paper Held on 3rd June 2012 (Reasoning Ability)

(Paper) SBI Clerk Recruitment Exam Paper Held on 3rd June 2012 (Reasoning Ability)

121-125. Each of the questions given below is based on the given diagram. The diagram shows three figures each representing Scientists, Government employees and employees of Company X.

121. Which of the following represent all such Scientists who are Government employees but are not employed in Company X?
(a) Only C
(b) C and G
(c) G, C and F
(d) C and F
(e) Only F

122. Which of the following represents such employees of company X who are also Government employees but are not Scientists?
(a) D and G
(b) Only D
(c) G and F
(d) Only A
(e) None of these

123. Which of the following groups represents all such Government employees who are not Scientists?
(a) A, B and D
(b) B and F
(c) Only A
(d) B and D
(e) A and C

124. Which of the following does the group C represent in the above diagram?
(a) All such employees of Company X who are also Scientists as well as Government employees
(b) All such Government employees who are Scientists as well as employees of Company X
(c) All such employees of Company X who are Scientists but are not Government employees
(d) All such Scientists who are neither Government employees nor employed with Company X
(e) All such Government employees who are also employed with Company X

125. Which of the following groups represents all such Scientists who are Governments employees as well as employed with Company X?
(a) Only A
(b) F and G
(c) Only G
(d) Only B
(e) Not represented in the diagram

126-130. Study the following arrangement carefully and answer the questions given below:

6 5 1 8 2 4 9 4 5 2 6 1 7 3 2 9 4 2 3 6 7 9 2 5 8 3 1 4 5 1 2 8 3 5

126. If all the even digits are deleted from the above arrangement, which of the following will be eleventh from the right end of the arrangement?
(a) 9
(b) 3
(c) 1
(d) 5
(e) 7

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(Paper) SBI Clerk Recruitment Exam Paper Held on 3rd June 2012 (Quantitative Aptitude)

(Paper) SBI Clerk Recruitment Exam Paper Held on 3rd June 2012 (Quantitative Aptitude)

1-5. What value should come in the place of question mark (?) in the following questions?

1. (47)2 – (15)2 = ?
(a) 1894
(b) 1849
(c) 1949
(d) 1984
(e) None of these

2. 81% of 4915 = ?
(a) 3819.15
(b) 3871.15
(c) 3981.15
(d) 3918.15
(e) None of these

3. 25 × 43 ÷ 5 = ?
(a) 215
(b) 220
(c) 205
(d) 251
(e) None of these

4. 93 + 26 × 3 – 51 = ?
(a) 201
(b) 102
(c) 120
(d) 210
(e) None of these

5. 1682 ÷ 45 × ? = 377
(a) 13
(b) 15
(c) 16
(d) 14
(e) None of these

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(Paper) SBI Clerk Recruitment Exam Paper Held on 3rd June 2012 (General English)

(Paper) SBI Clerk Recruitment Exam Paper Held on 3rd June 2012 (General English)

1-15. Read the following passage carefully and answer the question given below it. Certain words/phrase have been in bold to help you locate them while answering some of the question.

The men of Suvarnanagari were very lazy. The only liked to gossip and tell each other tall tales. As soon as the sun rose, the men would tuck into a hearty breakfast and then gather in groups for their daily session of gossiping. They should spend the rest of the day telling each other impossible stories. They came back home only at lunch and dinner time. The farmlands of Suvarnanagari were very fertile. If the men had spend even a little time at the fields, they would have reaped wonderful crops. But as they did nothing, all the responsibilities ended up on the shoulders of the women. They had to work hard the whole day. The cooked, cleaned, sent the children to school, worked in the fields, took that the men needed to be taught a lesson. One of them suggested that they write to the king about their problem, as he was known to be a just a kind person. So the letter was written and sent to the king. The women went back to their daily routines hoping that the king would soon take some action. Many would the king of such a vast empire be concerned about the plight of the women of such a tiny village?’ they thought. A month passed by and it was a full moon night. The men ate their dinners and because it was so beautiful and well lit outside, they gathered again to chat and boast. That night they Soon a tall and handsome stranger joined them. Seeing his noble features and intelligent eyes, each one wanted to prove himself better than the others and impress him. One said, “I knew the map of this trouble bringing me back home! Everyone was impressed by this story. Soon another man said, “So all the way to the king’s places. He received me with a lot of love and we had the most delicious meal together.” This was even more impressive so everyone applauded. Now a third man said, “Huh ! That is nothing. I sat on an elephant when I was a week old and had lunch with the king in his palace.” Before the admiring numbers could die down, a fourth man said, “When I was a month old, I flew like a bird and landed in the king’s garden. The king picked me up and even let me sit on his throne with him”. While everyone was in awe of these stories, the stranger spoke up, “Do all four of you know the king very well” “Of course we do !” they replied together. “Our king knows and loves us. In fact he is proud “That makes my task so much easier. You see, I work in the king’s court. Some days ago the king had summoned four supermen to the city in order to repair a large hole in the city wall. As you know, we use only the largest and the toughest stones for building these walls, and they could be lifted and put in place only be these supermen. The four supermen asked to be paid in gold bars and the king complied. But the night they received their fee, they disappeared from the place. I have been wandering around ever since looking for them. The king has ordered me to find the four men and bring them back to the capital to finish the work. They will also have to return the gold bars they ran away with. It looks like the search has finally ended. I will take the four of you to the king along with the gold bars. The king will be very pleased with me and will surely reward me, “said the stranger. By the time the stranger finished his story the four men realized that their lies had landed them into a huge trouble. Their faces turned ashen and they divided at the stranger’s feet. “Save us !” they pleaded. “Those were all lies. We are all just a bunch of lazy men. But if you forgive us and forget our stories we promise to do some honest work and stop telling such lies,” they wailed. The stranger smaller and said, “Alright, I will tell the king that there are no supreme in this village, just honest and hardworking men and women.” That night the stranger left the village. The women were sure that it was none other than the king himself.

1. How did the men of Suvarnanagari spend their days?
(a) They helped in repairing the kingdom’s walls
(b) They worked in the fields and at the market
(c) They only ate, gossiped and told each other tall tales
(d) They searched for the supermen
(e) They spoke about their experience

2. What did the women of Suvarnanagari decide?
(a) That they would complain to the king about the lazy men
(b) That they would write a letter to the village headman
(c) That they would stop working in the fields
(d) That they would stop sending the children to school
(e) That they would start gossiping like the men

3. Why did the women of Suvarnanagari start losing hope?
(a) Because there was no improvement in the men’s behavior despite the king’s intervention
(b) Because many days had passed and the king had not acted on their complaint
(c) Because they could not earn much despite working hard all day in the field
(d) Because the king always favoured the men of Suvarnanagari
(e) Because they were losing their importance after the men had started working

4. What did the second man boast about?
(a) That he knew the way to the palace even before being born
(b) That he was stronger than all the other supermen in that village
(c) That the flew to the king’s palace a week after he was born
(d) That he rode an elephant after he was born and had lunch with the king
(e) That he rode a horse a day after he was born and had a meal with the king

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(Paper) SBI Clerk Recruitment Exam Paper Held on 3rd June 2012 (General Awareness)

(Paper) SBI Clerk Recruitment Exam Paper Held on 3rd June 2012 (General Awareness)

1. Which of the following countries has agreed to accept the payment of export of oil and petroleum products to India, in rupee terms instead of dollar or any other currency?
(a) Kuwait
(b) UAE
(c) Iran
(d) Iraq
(e) Libya

2. As per the news paper reports Govt. of India has finally agreed to purchase advanced MRMRs for its naval forces. What are these MRMRs?
(a) Aircrafts
(b) Warships
(c) Submarines
(d) Radar Systems
(e) Rocket Launchers

3. Which of the following agencies/organizations decided to cancel 122 Licenses of 2G Spectrum issued by the Govt. of India to various companies and asked the Govt. to do the process afresh?
(a) Comptroller and Auditor General of India (CAG)
(b) Supreme Court of India
(c) Telecom Regulatory Authority of India (TRAI)
(d) Conference of Indian Industry (CII)
(e) Reserve Bank of India

4. Who among the following is the Prime Minister of a country at present and has also won the Presidential Elections held in March 2012? (He had been president of the country twice in the past. This will be his third term as president. He will join office in July 2012).
(a) Mohammed Waheed Hassan (Maldives)
(b) Add – Rabba Mansour Hadi (Yeman)
(c) Daniel Ortega (Nicaragua)
(d) Vladimir Putin (Russia)
(e) None of these

5. Which of the following countries approved a new constitution of the country in a referendum through secret voting held in February 2012?
(a) Libya
(b) Iraq
(c) Iran
(d) UAE
(e) Syria

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(Paper) SBI Clerk Exam Paper - 2011 (Reasoning Ability)

(Paper) SBI Clerk Exam Paper - 2011

:: REASONING ABILITY ::

121. In a certain language 'to be polite' is coded as 'fa so la', ' she is polite' is coded as 'so me pa' and ' to have manners' is coded as 'na la ma'. Which of the following is the code for 'be' in that language?

1) so
2) fa
3) la
4) me
5) na

122. 'Lead' is related to, 'pencil' in the same way as 'ink' is related to

1) Bottle
2) Pen
3) Stamp
4) Pot
5) Colour

123. How many meaningful English words can be formed with the letters ONFT using each letter only once in each word?

1) None
2) One
3) Two
4) Three
5) More than three

124. If the, digits in the number 25673948 are arranged in ascending order from left to right, what will be the sum of the digits which are fourth from the right and third from the left in the new arrangement?

1) 10
2) 9
3) 4
4) 6
5) 8

125. In a certain code GIVEN is written as MDVJH. How is SHARK written in that code

1) JSAIT
2) JQAIT
3) TIAQJ
4) JQBTI
5) JQIAT

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(Paper) SBI Clerk Exam Paper - 2011 (Computer Knowledge)

(Paper) SBI Clerk Exam Paper - 2011

:: MARKETING APTITUDE/COMPUTER KNOWLEDGE ::

161. Which of the following groups consist of only input devices?

1) Mouse, Keyboard, Monitor
2) Mouse, Keyboard, Printer
3) Mouse, Keyboard, Plotter
4) Mouse, Keyboard, Scanner
5) None of these

162. A menu contains a list of

1) Commands
2) data
3) objects
4) reports
5) none of these

163. What is output?

1) What the processor takes from the user
2) What the user gives to the processor
3) What the processor gets from the user
4) What the processor gives to the user
5) None of these

164. An error is also known as

1) bug
2) debug
3) cursor
4) icon
5) None of these

165. Computer... is whatever is typed, submitted, or transmitted to a computer system

1) input
2) output
3) data
4) circuitry
5) None of these

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166. Which process checks to ensure the components of the computer are operating and connected properly?

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(Paper) SBI Clerk Exam Paper - 2011 (English Language)

(Paper) SBI Clerk Exam Paper - 2011

:: ENGLISH LANGUAGE ::

Directions (41 - 50): Read the following passage carefully and answer the questions given below it. Certain words are printed in bold to help you locate them while answering some of the questions.

Once upon a time in a village, there lived six blind men. In spite of their blindness, they had managed to educate themselves. Seeking to expand their knowledge, they decided to visit a zoo and try out their skills in recognising animals by their touch. The first animal they came across, as soon as they entered the zoo, was an elephant.

As the first man approached the elephant, the elephant waved its trunk, and the man felt something brush past him. Managing to hold on to it, he felt it, and found something long and moving. He jumped back in alarm, shouting "mover away! This is a snaker!". Meanwhile,the second man had moved closer, and walked right near its legs. As the man touched the thick, cylindrical - shaped legs, he called out "Do not worry. These are just four trees here. There is certainly no snaker!" The third man was curious hearing the other two, and moved forward. As he walked towards the elephant, he felt his hand touch one of the tusks. Feeling the smooth, sharp ivory tusk, the man cried out "Be careful! There is a sharp spear here". The fourth man cautiously walked up behind the elephant, and felt its swinging tail. "It's just a rope! There is nothing to be afraid of!" he said. "This is nothing but a huge fan!" The sixth man did not want to be left out. As he walked towards the elephant, he bumped into its massive body, and he exclaimed, "Hey! This is just a huge mud wall! There is no animal at all!" All six of them were convinced that they were right, and began arguing amongst themselves.

Wondering what the commotion was all about, the zoo keeper arrived at the scene, and was surprised to see six blind men surrounding an elephant, each of them shouting at the top of their voice! "Quiet" he shouted out, and when they had calmed down, he asked. "Why are all of you shouting and arguing in this manner? "They replied, "Sir, as your can see, we are all blind. We came here to expand our knowledge. We sensed an animal here, and tried to get an idea of its appearance by feeling it. However, we are not able to arrive at a consensus over its appearance, and hence are arguing. Can you please help us and tell us which of us is right"?

The zoo keeper laughed before answering, "My dear men, each of you has touched just one portion of the animal. The animal you see is neither a snake, nor any of the other things you have mentioned. The animal in front of you is an elephant!" As the six men bowed their head, ashamed of the scene they had created, the zoo keeper said, "My dear men, this is a huge animal, and luckily, it is tame. It stood by clamly as each of you touched it. You are extremely lucky that it stayed calm even during your argument, for if it had got angry, it would have trampled all of you to death!" He continued further, "It is not enough to gather knowledge, but it is also important to learn to share and pool your knowledge. Instead of fighting among yourselves, if you had tried to put all your observations together, you might have had an idea of the animal as a whole! Also, when you cannot see the entire truth, it is better to go to someone who does know the complete truth, rather than guess about small parts of it.

Such half-knowledge is not only useless, but also dangerous. If you had come directly to me, I would have helped you identify all the animals without putting you in danger!" The six men apologized to the zoo keeper, and assured him that they had learn their lesson. From now on, they would seek true knowledge from qualified people, and would also try to work together as a team so that they could learn more.

41. Which part of the elephant resembled a big fan?

1) The wide ears
2) The mouth
3) The long slender trunk
4) The big wrinkled body
5) The end of the tail

42. Why did the six blind men visit the zoo?

1) They wanted to touch an elephant
2) They had heard a lot about animals
3) They wanted to visit the animals in the zoo
4) They wished to recognise animals by their touch and feel
5) They had never been to a zoo before

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(Paper) SBI Clerk Exam Paper - 2011 (Quantitative Aptitude)

(Paper) SBI Clerk Exam Paper - 2011

:: QUANTITATIVE APTITUDE ::

Directions (81 - 90): What should come in place of the questions mark (?) in the following questions?

81. 6389 - 1212 - 2828 - ?

1) 2349
2) 2493
3) 2934
4) 2394
5) None of these

83. 526 × 12 + 188 = 50 × ?

1) 120
2) 160
3) 140
4) 110
5) None of these

84. 622 - 322 + (?)2 = 3144

1) 17
2) 16
3) 19
4) 51
5) None of these

1) 58
2) 61
3) 63
4) 51
5) None of these

86. ? % of 5600 - 28% of 3500 = 1988

1) 58
2) 55
3) 51
4) 53
5) None of these

1) 2556.7
2) 2456.7
3) 2546.7
4) 2645.7
5) None of these

1) 10021
2) 12001
3) 10221
4) 10201
5) None of these

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Directions (91 - 50): What should come in place of the question mark (?) in the following number series?

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(Paper) SBI Clerk Exam Paper - 2011 (General Awareness)

(Paper) SBI Clerk Exam Paper - 2011

:: GENERAL AWARENESS ::

1. The Government of India and RBI are making all the efforts to provide Banking facilities to all the villages/ habitations in the country. This is the part of their policy of ..........

1) PURA
2) Financial Inclusion
3) Swawalamban
4) Pradhan Mantri Adarsh Gram Yojana
5) None of these

2. Which of the following is NOT a Private Bank in India?

1) Yes Bank
2) HDFC Bank
3) Axis Bank
4) Kotak Mahindra Bank
5) IDBI Bank

3. What of the following is/ are NOT the functions of a bank?

A) Accept deposits from the public
B) Grant of loans and advances
C) Providing finance to all those who cannot earn enough to survive

1) Only A
2) Only B
3) Only C
4) All A, B & C
5) Only B & C

4. David Cameron who was in news recently is the ...........

1) President of Australia
2) Prime Minister of United Kingdom
3) President of Brazil
4) Prime Minister of Brazil
5) None of these

5. Farmers in India are covered by some welfare schemes. Which of the following is the name of the same?

1) Swasthya Bima Yojana
2) Varsha Bima Yojana
3) National Pension Scheme for unorganized sector
4) Food for work scheme
5) None of these

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6. Which of the following Awards is given to a sports coach?

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(Paper) SBI Clerk Exam Paper - 2009 (Quantitative Aptitude)

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(Paper) SBI Clerk Exam Paper - 2009

:: QUANTITATIVE APTITUDE ::

Directions (81-95) : What will come in place of the question mark (?) in the following questions ?

81. 182 + V? = 350

(1) 576
(2) 676
(3) 26
(4) 28
(5) None of these

82. 1530 -r 34 x 360 + 24 = ?

(1) 625
(2) 765
(3) 575
(4) 645
(5) None of these •

83. 4966 + 285 - 1236 + ? = 4860

(1) 854
(2) 848
(3) 825
(4) 875
(5) None of these

84.


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(Papers) SBI Clerk Exam Paper - 2009 (Reasoning Ability)

(Paper) SBI Clerk Exam Paper - 2009

:: REASONING ABILITY ::

121. How many such pairs of letters are there in the word BRIGHTEN each of which has as many letters between them in the word as in the English alphabet ?

(1) None
(2) One
(3) Two
(4) Three
(5) More than three

122. In a certain code FIGHT is writ ten as '39%@4' and TEARS is written as '458(F)*'. How is STAGE written in that code ?

(1) •4835
(2) *48%5
(3) •84%5
(4) *48@5
(5) None of these

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123. Among A, B, C, D and E each reaching school at a different time, C reaches before D and A and only after 3. E is not the last to reach school. Who among them reached school last ?

 

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(Paper) SBI Clerk Exam Paper - 2009 (General English)

(Paper) SBI Clerk Exam Paper - 2009

:: GENERAL ENGLISH ::

Directions (41-55): Read the following passage carefully and answer the questions given below it. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.

King Hutamasan felt he had everything in the world not only due to his riches and his noble knights, but because of his beautiful queen, Rani Matsya. The rays of the sun were put to shame with the iridescent light that  Matsya iEuminated, with her beauty and brains. At the right hand of the king she was known to sit and aid him in all his judicial probes. You could not escape her deep — set eyes when you committed a crime as she always knew the victim and the culprit. Her generosity preceded her reputation in the kingdom and her hands were always full to give. People in the kingdom revered her because if she passed by, she always gave to the compassionate and poor.

Far away from the kingly palace lived a man named Raman with only ends to his poverty and no means to rectify it. Raman was wrecked with poverty as he had lost all his land to the landlord. His age enabled him little towards manual labour and so beg^ ging was the only alternative to salvage his wife and children. Every morning he went door to door for some work, food or money. The kindness of peo-i pie always got him enough to take home. But Raman was a little seli-eenteied. His world began with him firstlilftjkvsd by his tamlly and the rest. 8© He would eat and drink to his delight and return home with whatever he found excess. This routine followed and he never let anyone discover his interests as he always put oma long face when he reached home. site <d >, I

One day afe he.was relishing the bowl of nee.he had just received from a humble tipiiiK»»i he. heard that Rani Matsya was Jo pass from the very place he was standing. Her generosity had reached his ears and he knew if he pulled a loo glace and showed how poor he wa,s, she would hand him a bag full of gold coins — enough for the rest of his iff?1, enough to buy food and supplies' ibr his family. He thought - he could keep some coins for himself and only repeal a few to his wife; so he can fulfill his own wishes.

He ran to the chariot of the Rani and begged her soldiers to allow him to speak to the queen. Listening to the arguments omsideRani Matsya opened the curtains of her chariot and asked R irrtan what he wanted. Raman went on his knee^.and praised the queen. I haye heard you are most generous and most chaste, show this beggar some charityvRanJ narrowed her brows and asked Raman what he could give her in return. Surprised by such a question, Raman looked at his bowl full of rice. With r-pite in him he just picked up a few grains of rice and gave it to the queen. Rani Matsya counted the 5 grains and looked at his bowl full of rice and said, you shall be given what is due to you. Saying this the chariot galloped away.

Raman abused her under his breath. This he never thought would happen. How could she ask him for something in return when she hadn't given him anything ? Irked with anger he stormed home and gave his wife the bowl of rice. Just then he saw a sack a,t the entrance. His wife said some men had come and kept it there. He opened it to find it full of rice. He put his hand inside and caught hold of a hard metal only to discover it was a gold coin. Elated he upturned the sack to find 5 gold coins in exact for the five rice grains. If only I had given my entire bowl, thought Raman, I would have had a sack full of gold.

41. According to the passage, which of the following is definitely true about Rani Matsya?

(A) She was beautiful '
(B) She is intelligent
(C) She was kind.

(1) Only (A)
(2) Only (B)
(3) Only (C)
(4) Only (A) and (B)
(5) All the three (A), (B) and (C)

42. What does the phrase 'pulled a long face' as used in the passage mean ?

(1) Scratched his face
(2) Looked very sorrowful
(3) Disguised himself
(4) Put on makeup
(5) None of these

43. What can possibly be the moral of the story ?

(1) Do onto ethers as you would want others to do to you
(2) Patience is a virtue
(3) Winning is not everything, it is the journey that counts
(4) Change is the only constant thing in life
(5) Teamwork is more we and less me

44. Why was begging the only option for Raman to get food ?

(1) As Raman belonged to a family of beggars
(2) As begging was the easiest way for him to obtain food
(3) As Raman's family had forced him to beg r
(4) As he had lost all his property and was too old to do manual work
(5) None of these

45. Which of the following words can be used to describe Raman?

(A) Deceitful
(B) Selfish
(C) Timid

(1) Only (A)
(2) Only (B)
(3) Only (A) and (B)
(4) Only (B) and (C)
(5) All the three (A), (B) and (C)

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(Paper) SBI Clerk Exam Paper - 2009 (General Awareness)

(Paper) SBI Clerk Exam Paper - 2009

:: GENERAL AWARENESS ::

1.The changed management programme ol which of the following banks is named as "Parivartan" ?

(1) Reserve Bank of India
(2) Bank of India
(3) Union Bank of India
(4) BankofBaroda
(5) State Bank of India

2.The Government of India recently increased its allocation of\ funds of which of the following schemes by 37% to make it Rs. 12,886 crores ?

(1) Midday Meal Scheme ,.
(2) Pradhan Mantri Gram Sadak Yqjana
(3) Jawaharlal Nehru National Urban Renewable Mission (JNNURM)
(4) National Watershed Development Programme
(5) None of these

3. Which of the following countries has decided to give a 20% subsidy to its farmers even though they are rich ?

(1) France
(2) England
(3) Italy
(4) USA
(5) Germany

4. Which of the following statcment(s) is/are true about the Rail Budget 2009-10 presented in July 2009 ?

(A) A new scheme 'Izzat' was un* veiled for the workers in unorganised sector. In this scheme, monthly season tickets will be available at the rate of Rs. 25 only.
(B) No charges will be levied for "TatkalTickets" if booked 72 hours in advance.
(C) Now passengers can buy their reserved tickets from 5000 post offices.

(1) Only A
(2) Only B
(3) Only C
(4) Both A and C
(5) All A, B and C

5. As per the report published recently, Income Tax Department has found about Rs. 1,200 crores lying in Frozen Demat Accounts in India. Why were these Demat Accounts frozen ?

(A* Funds in these accounts were coming from unknown foreign sources.
(B) These account holders were not able to produce their Permanent Account Number, which is mandatory for such transactions.
(C) There are the accounts of those who expired without making a will or nominating someone as their heir apparents.

(1) Only A
(2) Only B
(3) Only C
(4) All A, B and C
(5) None of these

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Daily Questions Challenge for IBPS Exams - 07 August 2017


Daily Questions Challenge for IBPS Exams - 7 August 2017

Write and Discuss Your Answer with Q.No in Comment Box at the Bottom of Post.


Ques- Which of the following was recently baned by Supreme Court to be used in firecrackers?

  1. Lithium
  2. Mercury
  3. Arsenic
  1. 1,2 only
  2. 2,3 only
  3. 1,3 Only
  4. All 

Ques- Which of the following is correct regarding Rail budget?

1. Railway finances were separated from the general government finances for the first time in 1954

2. At present railway revenue is not the part of consolidated fund of India

A. 1 only

B. 2 only

C. Both

D. None

General: 

Current Affairs for BANK, IBPS Exams - 07 August 2017

Current Affairs for BANK, IBPS Exams 7 August 2017

::National::

PMO wants railway loses to be subsidised

  • The losses on operating strategic lines accounts for a small fraction of the estimated over Rs. 34,000 crore borne by the Railways towards social service obligation.
  • Every year, the Ministry of Finance reimburses the Indian Railways operational losses incurred on six strategic lines and railway lines in hilly, coastal and backward areas.
  • However, following the Budget merger, the Ministry of Finance argued that since the ‘capital-at-charge’ of the Railways, which represents the total investment made by the central government in the Railways, would be wiped-off.
  • For 2017-18, the Railways is all set to get around Rs. 1,200 crore as reimbursement from the Ministry of Finance for operating such loss-making routes following the PMO’s directive.
  • The Standing Committee on Railways and the Estimates Committee in their reports have also recommended that the Railways should get back the money invested in loss-making lines of national importance.

Supreme Court ban on the use of material in firecrackers turned focus on material

  • SC ban on the use of antimony, lithium, mercury, arsenic and lead in the manufacture of firecrackers to prevent air pollution has turned the focus on what chemicals are used to produce spectacular visual effects and noise.
  • The Tamil Nadu Fireworks and Amorces Manufacturers’ Association, which produces most of the fireworks in the country, says none of the specific products banned by the court are used.
  • A Supreme Court Bench of Justices Madan B. Lokur and Deepak Gupta had on July 31, in an order, directed that no firecrackers manufactured by the respondents shall contain the chemicals in any form, whatsoever.
  • The court entrusted the Petroleum and Explosive Safety Organisation (PESO) with the responsibility of ensuring compliance particularly in Sivakasi. Over 90% of cracker production is done in Sivakasi.
  • Incidentally, the court also noted it appeared that no standards have been laid down by the Central Pollution Control Board (CPCB) with regard to air pollution caused by the bursting of firecrackers.
  • Aluminium powder, sulphur and potassium nitrate go into noise-making crackers, while barium nitrate (green) and strontium nitrate (red) emit light. Aluminium powder is used in sparklers.
  • Significantly, the Supreme Court, observed that there seems to be some doubt about strontium and its compound used in crackers, and has posted the case to August 23 to hear submissions about the use of strontium.
  • Procurement of raw materials for fireworks does not come under the purview of the Explosives Act. The PESO has been testing samples of crackers only for adherence to the sound limit of 125 decibels at a distance of four metres.

Nine High Courts have opposed all-India service for lower judiciary

  • Nine High Courts have opposed a proposal to have an all-India service for the lower judiciary, eight have sought changes in the proposed framework and only two have supported the idea, a Law and Justice Ministry document says.
  • The document, sent to all members of the parliamentary consultative committee on law and justice, also says that most of the 24 High Courts wanted control over the subordinate judiciary.
  • The Narendra Modi government had given a fresh push to the long-pending proposal to set up the new service to have a separate cadre for the lower judiciary in the country. The idea was first mooted in the 1960s.
  • The document says the High Courts of Andhra Pradesh, Bombay, Delhi, Gujarat, Karnataka, Madhya Pradesh, Patna and Punjab and Haryana “have not favoured the idea of an All-India Judicial Service”.

::India and World::

Switzerland found India’s data security and confidentiality laws “adequate”

  • Switzerland found India’s data security and confidentiality laws “adequate” for entering into an automatic exchange of information pact, which will open a continuous access to details about alleged black money hoarders in once secret Swiss banks.
  • Swiss government has also cited decisions by other financial centres like Liechtenstein and Bahamas to enter into similar pacts.
  • Besides, Switzerland also took note of the U.S. tax authority, the Internal Revenue Service (IRS), recognising India among the countries that provide an “adequate degree” of data protection for mutual exchange of tax information.
  • The fact sheet and the notification also talks about Switzerland looking to explore greater access to the Indian market, including the reinsurance sector and other financial services.
  • Taking the decision forward, the Swiss government has now notified the decision and the notification authorises the Council to notify India about the exact date when such automatic exchange must take place.
  • The implementation is currently planned for 2018 and the first set of data should be exchanged in 2019. The decision is not subject to any referendum — which means there should be no further procedural delay in its implementation.
  • The issue of black money has been a matter of big debate in India, and Switzerland has been long perceived as one of the safest havens for the illicit wealth allegedly stashed abroad by Indians. 

Daily Questions Challenge for IBPS Exams - 06 August 2017


Daily Questions Challenge for IBPS Exams - 6 August 2017

Write and Discuss Your Answer with Q.No in Comment Box at the Bottom of Post.


Ques- Consider the following statements.

1) The Election of Vice-President does not include the members of the State Legislative Assemblies.

2) The Vice-President should be qualified for election as a member of the Rajya Sabha.

3) The nomination of a candidate for election to the office of Vice-President must be subscribed by at least 20 electors as proposers and 20 electors as seconders.

Which of the statement given above is / are correct.

a) 1 only

b) 1, 2 only

c) 1, 3 only

d) 1, 2 & 3

Ques- Which of the following hubs are associated with NITI Aayog?

1. Team India Hub

2. Knowledge and Innovation Hub

A. 1 only

B. 2 only

C. Both

D. None

General: 

Current Affairs for BANK, IBPS Exams - 06 August 2017

Current Affairs for BANK, IBPS Exams 6 August 2017

::National::

M. Venkaiah Naidu was elected the 13th Vice-President of India

  • M. Venkaiah Naidu was elected the 13th Vice-President of India. The polling was held earlier in the day, and results were declared in the evening.
  • Mr. Naidu polled a massive 516 of the total 760 votes, aided by cross-voting by Opposition MPs in the 15th vice-presidential elections.
  • Opposition candidate Gopalkrishna Gandhi polled 244 votes. The elections saw the highest polling percentage at 98.12%, with 14 MPs failing to turn up to vote.
  • While the result of the contest was a foregone conclusion, the margin of Mr. Naidu’s victory was the largest in recent elections.
  • In 2002, Bhairon Singh Shekhawat (the last NDA nominee to win) polled 454 votes to Sushil Kumar Shinde’s 305 votes. Outgoing Vice-President Hamid Ansari polled 490 votes to 238 of the NDA’s Jaswant Singh.
  • BJP leaders, who oversaw the election for the party, said that between 17 and 20 MPs cross-voted, but no details were available on the MPs.

Dialogue is the only way to cut through deep-rooted religious stereotypes Says PM

  • Dialogue is the only way to cut through deep-rooted religious stereotypes and prejudices that divide communities across the world, Prime Minister Narendra Modi said.
  • “As the inter-connected and inter-dependent world of the 21st century battles a number of global challenges, from terrorism to climate change, I am confident that the solutions will be found through Asia’s oldest traditions of dialogue and debate,” he said.
  • Mr. Modi said he is a “product of the ancient Indian tradition that firmly believes in dialogue on difficult issues.”
  • The Prime Minister said the ancient Indian concept of Tarka Shastra is founded on dialogue and debate as the model for exchange of views and avoidance of conflict.
  • It is only natural that the search for answers be led by humanity’s longest traditions of thought, rooted in various religions, civilisations, and multiple streams of spirituality, he said.
  • On the subject of environmental protection, Mr. Modi said man must relate to nature and revere it and not merely consider it a resource to be exploited.
  • If man does not nurture nature, then nature reacts in the form of climate change, he added.

Dr. Rajiv Kumar has been appointed as the new vice-chairman of NITI Aayog

  • Economist Dr. Rajiv Kumar has been appointed as the new vice-chairman of the government think tank NITI Aayog. Present vice-chairman Arvind Panagariya had stepped down earlier this month.
  • The spokesperson added that Dr. Vinod Paul, pediatrician at AIIMS, has also been appointed as a member of the NITI Aayog.
  • Dr. Kumar, who holds a DPhil in economics from Oxford and a Ph.D from Lucknow University, has served as director and chief executive of the Indian Council for Research on International Economic Relations (ICRIER), and has earlier worked with the Asian Development Bank.
  • He was also a senior fellow at the Centre for Policy Research.
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Download SBI Associate Banks Probationary Officer PO Exam Paper (Held on 28-11-2014) "English Language"

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Download SBI Associate Banks Probationary Officer PO Exam Paper (Held on 28-11-2014) "Based on Memory"


:: English Language ::

Directions (Q. Nos. 1-5) : Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer if there is No error, the answer is (e). (Ignore errors of punctuation, if any).

1.

One of them (a)/ forget to take (b)/ their bag (c)/ from the school. (d)/ No error (e).

2.

We were very much (a)/ carefully in our approach (b)/ and hence we would (c)/ complete the complicated task. (d)/ No error (e)

3.

Everyone agrees that (a)/ that Ganga is the holiest (b)/ of all other rivers (c)/ of India. (d) No error (e)

4.

We were happy that (a)/ the audience responded well (b)/ and gave all the speakers (c)/ a patiently listening. (d)/ No error (e)

5.

The economical conditions (a)/ of our country is bad (b)/ and unlikely to imporve (c)/ in the near future. (d) No error (e)

Directions (Q. Nos. 6-10) : Read the following passage carefully and answer the questions given below it. Certain words are printed in bold to help you loacte them while answering some of the questions.

Capitalism is a great slave, but a pathetic master. This truth unfortunately gets lost in our chase for the elusive dream .... especially in the West, the land that has been marketed as the land of dreams .... the great Western dream. It’s the dream of being independent masters of our lives, of making big bucks and of being happy .... even if that happiness is being bought by money which all of them chase out there. No doubt, the West, on its part, has been fairly successful in creating material comforts a plenty. It has improved the living standard of its average citizen. However it has been achieved as a result of more than 200 years of unbridled growth and exploitation. And that is what has made the rest of the world mindlessly chase westernism, not necessarily happiness or an ideal form of society. All because the shop window looks very impressive and it has been marketed very well.

But a deep look inside the shop tells the different tale. A different world lies behind, a world that is not quite visible to the starry eyes millions-for whom the Western way of life seems to be ultimate dream.
Thus, we have Indians dreaming to become or to get married to an NRI and Indian middle class fathers dreaming of their son’s reaching the bay area and landing the tech jobs, unmindful of the second class life they end up leading in the West. What goes unseen and almost unheard is that the West also happens to be the land that is right amongst the top in terms of the number of divorces per thousand, the number of single parents per thousand, the number of old homes, the numberof suicides, homicides, and of course, the number of college/school shootouts.

And why not! After all, such societies are constantly driven towards higher profits and materialism. Expectedly, this materialism comes at a cost that the world paying today. This is the reason why we have millions dying of curable diseases in Africa and other underdeveloped countries, while the rich grow richer. Their growth will be reduced; if they were to start thinking of the poor. So what do they do to justify their greed for more? They most shrewdly propagate market a ridiculously primitive law of the jungle for our 21st century civilian, ‘the law of the survival of the fittest’!

The interesting thing about material things is that they only give an illusion of happiness; however such happiness is always momentary in nature. Ergo, at this juncture, you fell you are the happiest person in the world, after buying your new car or flat screen TV, and just a few days later, these are the very possessions that cease to make you happy. While you chase the bigger car and spend that extra bit of the wealth, you intercept someone’s share of the daily bread and also sacrifice those who have the maximum power to make you happy-family, emotions and love. Prolonged abstinence in feeling emotions finally destroys bliss; and you don’t evern realise when you have become a dry-eyed cripple .... and then you land up in semon workshops to find out the real meaning of life or whatever these workshops are capable of explaining. The truth is that such workshops are also driven by merchants who cash in on the dejected state of the people, a state created by their own fictional dreams. But by then it’s really too late.

By them you have made profits out of arms, and engineered wars to keep that industry alive. You sold guns to across the counters at super markets and made profits. You’ve lobbied that guns should be made accessible to the common man, all for the sake of profit. This makes you realise one day that they are your own children who are in the line of fire against the school goes who opens fire at his schoolmates. This is the society that finally creates an emotionless monster, who gets satisfaction in killing adults and children alike for no cause, no reason and for none, for himself. It is the utter destruction of spiritualism and the total focus on endless self gratification. Where so many single parent families and divorce exist, it is impossible to bring up children or influence the killers, any better.

6. Who does the author hold the responsible for the shooting spread in schools and colleges?

A. Lack of love and emotion in the society in general
B. Increased focus n self gratification even when it comes at the cost of innocent lives
C. Deteriorating social structure leading to break up of families resulting in lack of moral development in children

(1) Only A
(2) Only C
(3) B and C
(4) All of these
(5) None of these

7. Why does the author refer to the law of survival of the fittest as ridiculous?

(1) This law is primitive and holds good for developed nations
(2) This primitive law is often used to justif the accumulation of wealth by a selected few
(3) People from developing countries used it to rationalise their immigration to the Western countries
(4) It does not lead to any material profits and material wealth
(5) None of the above

8. According to the passage, which of the following is a reason for poverty and hunger in underdeveloped countries?

A. Mindlessly chasing the western way of living
B. They have fallen prey to the idea of happiness through material comforts rather than love and emotional bond
C. They do not have marketing techniques as good as the western countries.

(1) Only B
(2) Only C
(3) Only A
(4) B and C
(5) not mentioned in the passage

9. Why do the ‘starry eyed millions’ harbour a wish to become an NRI?

A. They have driven towards higher profits and materalism
B. They appreciate the western way of life as it appears to them
C. They have become emotionless and have lost any attachment to the motherhood

(1) Only B
(2) Only A
(3) B and A
(4) Only C
(5) All of these

10. Why does the author disregard the Western way of living even though an average citizen in the West enjoys better living standards?

(1) Many Indians want to ape their lifestyle leading to a cultural dilution of their own traditions
(2) The West had failed to their market, their lifestyle in an appropriate way
(3) According to him the law of ‘survival of the fittest’ is now obsolete
(4) It only looks forward to material comfort rather than happiness within
(5) None of the above

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:: General Awareness, Marketing & Computer Knowledge ::

1. Pathways that support communication among the various electronic components on the system board are called

(1) Network lines
(2) Processors
(3) Logic Paths
(4) Bus lines
(5) Gateway

2. The abbreviation ‘CD’ stands for

(1) Commercial Demand
(2) Certificate of Deposit
(3) Cash Deposit
(4) Commercial Documentation
(5) Commercial Deposit

3. India recently won re-election to UN Human Rights Council for 2015-17 along with which three other countries of Asia-Pacific Group?

(1) Bangladesh, Qatar and Indonesia
(2) Kuwait, Cambodia and Philippines
(3) Bangladesh, Bahrain and Thailand
(4) Bangladesh, Thailand and Kuwait
(5) Other than those given as options

4. What is the present RBI’s Bank Rate ?

(1) 6.50%
(2) 9%
(3) Other than those given as options
(4) 7%
(5) 8%

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:: Reasoning ::

Directions (Q. Nos. 1-6) : In these questions, two/three statements followed by two conclusions numbered I and II have been given. You have to take the given statement to be true if they seem to be at variance from the commonly known facts and then decide which of the given conclusions logically follows the even statements disregarding commonly known facts.

1.

Statements:

All bugs worms.
Some worms are moths.
No moth is a fly.

Conclusions:

I. No fly is a worm.
II. All moths being bugs is a possibility.

(1) Either conclusion I or II is true.
(2) Both conclusion I and II are true.
(3) Neither conclusion I nor conclusion II is true.
(4) Only conclusion II is true.
(5) Only conclusion I is true.

2.

Statements:

Some stars planets.
No planet is a Moon.

Conclusions:

I. No star is a Moon.
II. Some stars are Moons.

(1) Either conclusion I or II is true.
(2) Both conclusion I or II are true.
(3) Neither conclusion I nor conclusion II is true.
(4) Only conclusion II is true.
(5) Only conclusion I is true.

3.

Statements:

No magic is a track.
All charms are tricks.
All hoaxes are charms.

Conclusions:

I. No magic a hoax.
II. No charm is a magic.

(1) Either conclusion I or II is true.
(2) Both conclusion I and II are true.
(3) Neither conclusion I nor conclusion II is true.
(4) Only conclusion II is true.
(5) Only conclusion I is true.

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:: Data Analysis & Interpretation ::

Directions (Q. Nos. 1-5) : Study the following graph and answer the given questions.

1. Approximately, what is the average profit earned by company B over the given years?

(1) Rs. 107 crore
(2) Rs. 132 crore
(3) Rs. 120 crore
(4) Rs. 146 crore
(5) Rs. 97 crore

2. What is the ratio between total profit earned by all three companies in 2007 and 2011 respectively?

(1) 3 : 4
(2) 2 : 3
(3) 4 : 5
(4) 3 : 5
(5) 4 : 7

3. The total profit of all the three companies together was maximum in which of the following years among the given years?

(1) 2008
(2) 2009
(3) 2011
(4) 2010
(5) 2012

4. Approximately, what is the percentage increase in profit earned by company C from 2007 to 2011?

(1) 65
(2) 20
(3) 15
(4) 25
(5) 40

5. The total profit earned by company A in 2011 and company C in 2012 together was approximately what percent of the Profit earned by Company A in 2007?

(1) 288
(2) 264
(3) 30
(4) 100
(5) 144

6. The percentage increase in profit from the preceding year was maximum in case of which of the following companies?

(1) Only A
(2) A and B
(3) A and C
(4) Only B
(5) Only C

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SBI Associate PO Exam Paper ( General English) - 2011


SBI Associate PO Exam Paper


Test-IV: General English

Directions (Q. 151-160): Read the following passage carefully and answer the questions given below it. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions. Jagir Singh has sold red onions at a market in south Delhi every day for the past half-century. Perched on an upturned create, wrapped tight against the chill air, he offers pyaz, a staple for much Indian cooking, for 60 rupees a kilo, the most he can remember. Business is brisk but most customers pick up only a small handful of onions. That is just as well. Wholesale supplies are tight, he says, and the quality is poor.

 As India’s economy grows by some 9% a year, food prices are soaring. In late December, the commerce ministry judged that food inflation had reached 18.3%, with pricey vegetables mostly to blame. Officials have made some attempts to temper the rise in the past month—scrapping import taxes for onions, banning their export and ordering low-priced sales at government-run shops. But there is no quick fix. Heavy rain in the west of India brought a rotten harvest. Vegetables from farther afield—including a politically sensitive delivery from a neighbouring country—are costly to move on India’s crowded, pot-holed roads. Few refrigerated lorries and poor logistics mean that much of each harvest is wasted.

 Newspapers allege hoarders are cashing in. The biggest problems are structural. Food producers, hampered by land restrictions, archaic retail networks and bad infrastructure, fail to meet extra demand from consumers. It was estimated in October that a 39% rise in income per person in the previous five years might have created an extra 220 million regular consumers of milk, eggs, meat and fish. Supplies have not kept up with this potential demand. The broader inflation rate may be a less eye-watering problem than the onions suggest. The central bank has lifted interest rates steadily in the past year and is expected to do so again later this month. Headline inflation fell to 7.5% in November, down by just over a percentage point from October, though it is still above the central bank’s forecast of 5.5% for March.

151.What is responsible for the increased demand of certain food items amongst consumers?

1) There has been an increase in the wholesale supplies of this food stuff.

2) The vegetables in the market are very highly priced.

3) There has been an increase in the incomes of people.

4) There is a lack of availability of vegetables in the market.

5) There has been a surge in population.

152.Which of the following is not true in the context of the passage?

1) The overall inflation is not as bad as the food inflation in India.

2) Help from other countries to counter food inflation has proved to be quite encouraging.

3) Government is banning the export of certain types of vegetables in order to check food inflation.

4) Highly priced vegetables are mostly responsible for the increased food inflation.

5) All the above statements are true

153.Which of the following is/are the reason/s for increase in food/vegetable prices?

(A) Bad weather
 
(B) Land restrictions

(C) Poor infrastructure for storage and transportation

1) Only (B)

2) Only (A) and (C)

3) Only (A) and (B)

4) Only (B) and (C)

5) All (A), (B) and (C)

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SBI Associate PO Exam Paper (General Awareness) - 2011


SBI Associate PO Exam Paper


 

Test-III: General Awareness with
special reference to banking
industry

101. A major Public Sector Bank raised interest rates on loans by 25 basis points – was news in some major financial newspapers recently. This means the bank has raised interest by 25 basis points of

1) Savings Bank Interest Rate

2) Base Lending Rate

3) Repo Rates

4) Present Rates on Deposits

5) Discounted Rates of Interest

102. The Finance Minister of India in one of his press conferences said that inflationary pressure is likely to continue following recent increase in rates of some commodities in international markets. Which of the following commodities was he referring to as it gets frequent increase at international levels and disturbs our Home Economy substantially ?

1) Gold and Silver

2) Petroleum products

3) Tea and Coffee

4) Sugar

5) Jute and Jute products

103. Immediately prior to change in the measure of Food Inflation, which of the following indexes was being used for measuring it?

1) Wholesale Price Index

2) Consumer Price Index

3) Interest Rates offered by banks on deposits

4) Sensex and Nifty

5) None of these

104.What is the full form of ‘FINO’, a term we see frequently in financial newspapers?

1) Financial Investment Network and Operations

2) Farmers’ Investment in National Organisation

3) Farmers Inclusion News and Operations

4) Financial Inclusion Network and Operations

5) None of these

105.Which of the following is/are commodity/ies on which subsidy is given to farmers/poor in India?
(A) Fertilizer (B) Kerosene (C) LPG

1) Only (A)

2) Only (B)

3) Only (C)

4) Only (A) and (C)

5) All (A), (B) and (C)

106. ‘Bhagyam Oilfields’, which were recently in news, are located in which of the following states in India?

1) Rajasthan

2) Gujarat

3) Assam

4) Maharashtra

5) Karnataka

107. The Finance Minister of India recently decided to review the position of ‘Bad Debts’ in priority sector. Which of the following is/are the reason(s) owing to which FM took this decision?

(A) Bad Debt in agriculture is still rising substantially every year despite special treatment to it.

(B) Bad Debt in other areas of priority sector is almost nil now.

(C) Govt is planning to disburse another instalment of `1,60,000 crore, which will bring ‘Bad Debts’ almost at ‘Nil level’ and no special treatment will be needed in next fiscal year.

1) Only (A)

2) Only (B)

3) Only (C)

4) Both (A) and (B)

5) All (A), (B) and (C)

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